- Report: #144927
Report - Rebuttal - Arbitrate
Complaint Review: Ameriquest Mortgage Company
Ameriquest Mortgage Companyameriquest.com Santa Ana, California U.S.A.
Ameriquest Mortgage Company ripoff Santa Ana California
*Consumer Comment: I'm so sorry, fight back now
*Consumer Comment: Janet
*Author of original report: Home Foreclosed
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At closing, I was told that the interest rate had gone up. My payments didn't include any escrow account. My original mortgage included an escrow account. They even had me sign a form saying that i would not bring any legal action agains Ameriquest or any one employed. A red flag should have gone up at that time.
I left the office with a sick feeling in my stomach. Days later I received the checks to pay off my credit cards. They didn't even pay off the full balances.
December 2004, I had once again gotten in over my head with credit cards and some unexpected expenses. I was late on my November payment and my December payment was due. I was told that unless I could pay my overdue balance and the current payment, then they could not take my payments.
They refused to help me in any way and they called me at work and at home several times every day. They gave me the name of a debt counseling business, that could may help me. They supposedly weren't affiliated with ameriquest.
I ended up filing bankruptcy. The lawyer for whatever reason chose Chapter 7. They hired some lawyers and petitioned the court based on my delinquency and my bankruptcy for foreclosure of my property. The judge granted this.
I tried to pay the balance off before the foreclosure took place, but they refused my payment then. Reason: My account was in bankruptcy and they don't allow payments to be made.
May 23, I came home to find several people pulling up to my house wanting to buy it. I found out it had been in the local paper. I received the notice of the foreclosure date on May 26.
This company has ruined my credit, has put me under more emotional turmoil than anyone should endure. I hope someone is able to finally get States to notice the predatory lending practices that this company is doing to the hardworking people like myself.
I will be reporting them to the attorney generals office and any other office that I see fit.
Manchester, New Hampshire
This report was posted on Ripoff Report on 06/03/2005 07:59 AM and is a permanent record located here: http://www.ripoffreport.com/r/Ameriquest-Mortgage-Company/Santa-Ana-California/Ameriquest-Mortgage-Company-ripoff-Santa-Ana-California-144927. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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