• Report: #174831

Complaint Review: Ameriquest Mortgage

  • Submitted: Sun, February 05, 2006
  • Updated: Wed, March 21, 2007

  • Reported By:holland Michigan
Ameriquest Mortgage
2505 E. Paris Ave. S.E. Grand Rapids, Michigan U.S.A.

Ameriquest Mortgage Took Advantage of My Emotional Needs After Husband Passed ripoff Grand Rapids Michigan

*Consumer Suggestion: We will Win

*Consumer Suggestion: Ameriquest cant be trusted!!!!!!!!!!!!!!!!!!!!

*Author of original report: upside down fax

*Consumer Comment: Ameriquest

*Consumer Comment: Sounds like a great idea Ken!

*Consumer Suggestion: Read this post!

*Consumer Comment: Rangers rely on other moneymakers, Ameriquest?

*Consumer Comment: I was also a contractor.

*Consumer Comment: Bah!

*Author of original report: KATHLEEN

*Consumer Comment: Yes ... Sarah might as well say she works there .....

*Consumer Comment: TOOOOOOO FUNNY

*Consumer Comment: lol thats to funny DUDE!

*Consumer Comment: Intelligence counts

*Consumer Suggestion: Sarah Please!

*Consumer Comment: saeah again

*Consumer Comment: Broker? Nope.

*Consumer Suggestion: Sounds great!

*Consumer Comment: Slick and Smarmy does not add up to Smart

*Consumer Comment: Sarah

*Consumer Comment: I'll call your bluff

*Consumer Comment: I'll call your bluff

*Consumer Comment: I'll call your bluff

*Consumer Suggestion: Sarah is an ameriquest employee.

*Consumer Comment: sarah

*Consumer Suggestion: OOOOOOOOOO Sarah

*Consumer Comment: Stock Holders ...

*Consumer Comment: I wish I knew then what I know now!!

*Consumer Comment: Count me in tooo.... Let's INVITE a few People!!!

*Consumer Suggestion: Sarah ...

*Author of original report: Sarah

*Consumer Comment: Stock Holders

*Consumer Suggestion: All their sponsers!

*Consumer Suggestion: All their sponsers!

*Consumer Suggestion: All their sponsers!

*Consumer Suggestion: All their sponsers!

*Consumer Comment: Count me in too!!!!!!!!

*Consumer Comment: Count me in too!!!!!!!!

*Consumer Comment: Yes!

*Consumer Comment: no payments

*Consumer Comment: no payments

*Consumer Comment: no payments

*Consumer Comment: STOCK HOLDERS ALERT!!!!!! AMERIQUEST STOCK HOLDERS BEAWARE!!! WE ARE ALL GOING TO STOP MAKING OUR PAYMENT IF THEY DON'T COMPLY WITH THE LAW!!!

*Consumer Comment: start with meijer

*Consumer Suggestion: One more victim!

*Consumer Suggestion: One more victim!

*Consumer Suggestion: One more victim!

*Consumer Comment: I AGREE WITH KEN

*REBUTTAL Individual responds: Ken your the Greatest

*Consumer Suggestion: Ameriquest cant be trusted!

*Consumer Comment: You are not alone

*UPDATE Employee: JOE

*Consumer Comment: attny.general

*REBUTTAL Individual responds: marge thank you

*Consumer Comment: s n did the right thing

*Consumer Suggestion: The attorney general is a big joke!

*Consumer Suggestion: Those Little Ameriquest Mailers

*REBUTTAL Individual responds: Marge State of Michigan

*REBUTTAL Individual responds: Marge State of Michigan

*REBUTTAL Individual responds: Marge State of Michigan

*REBUTTAL Individual responds: Marge State of Michigan

*Consumer Comment: update from the state of michigan

*Consumer Suggestion: I agree with Kay !!!!

*Consumer Suggestion: I agree with Kay !!!!

*Consumer Suggestion: I agree with Kay !!!!

*Consumer Suggestion: I agree with Kay !!!!

*Consumer Comment: Hello Marge

*Author of original report: what is happening with everyone?

*Consumer Comment: GOOD LUCK

*Consumer Suggestion: we will win this!

*Consumer Comment: my payoff is MORE than what I originally mortgaged?! Thast considering I put 15K down and have been paying on the mortage for 3 plus years now

*Consumer Comment: ALEX

*Consumer Comment: Marge

*Consumer Comment: Marge

*Consumer Comment: Marge

*Consumer Comment: Marge

*Consumer Comment: read the other reports

*Consumer Comment: Any Updates ?

*Consumer Comment: Can justice ever be served

*Consumer Comment: I agree with Ken, Marge...

*Consumer Suggestion: Marge

*Author of original report: HEY KEN......nice to hear from you

*Consumer Suggestion: Update!

*Consumer Comment: MERIDETH MELSON... where are you?

*Consumer Comment: Marge ...

*Consumer Comment: Vendor comment is on other threads

*Consumer Comment: Sarah

*Consumer Comment: Ken ... read for comprehension

*Author of original report: Ameriquest Did Not Call as Promised

*Consumer Suggestion: Hey sarah

*Consumer Comment: Bill AND Ted, Another strike against them

*Consumer Comment: Sorry, Sarah,

*Consumer Comment: 180,000 hits?

*Consumer Comment: 180,000 hits?

*Consumer Comment: 180,000 hits?

*Consumer Comment: 180,000 hits?

*Consumer Comment: To Everyone!

*Consumer Suggestion: Sounds like ameriquest !

*Consumer Comment: They are in total chaos, Marge.

*Consumer Comment: They are in total chaos, Marge.

*Consumer Comment: They are in total chaos, Marge.

*Consumer Comment: They are in total chaos, Marge.

*Author of original report: YOU WON"T BELIVE IT

*Consumer Suggestion: Sounds Great

*Consumer Comment: Hey, Ken... Maybe we could rename those sponsored cars, "Screwed by Ameriquest".

*Consumer Suggestion: Well their joe?

*Consumer Suggestion: Well their joe?

*Consumer Suggestion: Well their joe?

*Consumer Suggestion: Well their joe?

*Consumer Suggestion: O and Joe one more thing!

*Consumer Suggestion: another brain washed employee of a huge company that will be falling apart far more than they are now!!!

*Consumer Comment: For Joe ...

*Consumer Comment: so.....joe

*UPDATE Employee: marge

*Consumer Comment: Joe, I will gather up my restitution due me from them and go on with my life.

*Consumer Comment: Joe

*UPDATE Employee: TO DAVID...

*Consumer Comment: Joe, let me try to explain very quickly (sorry, it's not going to be "quickly")...

*Consumer Comment: Marge I agree with you

*Consumer Comment: To Heather ...

*UPDATE Employee: KEN???

*Author of original report: ACTUALLY HEATHER

*Consumer Comment: Actually Marge

*Consumer Comment: Actually Marge

*Consumer Comment: Actually Marge

*Consumer Suggestion: YO JOE

*UPDATE Employee: Apology

*UPDATE Employee: Apology

*UPDATE Employee: Apology

*Author of original report: Welllllll............. If It's True, for those of you who lost your jobs, maybe next your home. you will find out what some of us felt like when we got raped by your company.

*UPDATE EX-employee responds: Layoffs are real

*Consumer Comment: ONE MORE THING HEATHER

*Consumer Comment: Dear Heather

*UPDATE EX-employee responds: Ameriquest closing

*Consumer Comment: Question

*Consumer Suggestion: All of this layoff talk

*Consumer Suggestion: All of this layoff talk

*Consumer Suggestion: All of this layoff talk

*Consumer Suggestion: All of this layoff talk

*Author of original report: APPRAISER MARK

*Consumer Comment: MARK WERE YOU AN APPRAISER

*Consumer Suggestion: read this report

*Consumer Comment: Marge, it's people like you who keep people like me hanging in there.

*Consumer Comment: Dave

*Consumer Comment: Kathleen forget steve

*Consumer Comment: Thanx, Marge

*Consumer Comment: Thanx, Marge

*Consumer Suggestion: Thanx everyone

*Consumer Suggestion: Thanx everyone

*Consumer Suggestion: Thanx everyone

*Consumer Suggestion: Kathleen's poor choices...

*Author of original report: dave

*Consumer Comment: Thanks everyone ...

*Consumer Comment: Thanks, Ken...

*Consumer Suggestion: Wrong Ken, not an AMC employee, past or present

*Consumer Suggestion: dave read the holland michigan complaints

*Author of original report: The Rest of My Story

*Consumer Comment: Also, Steve...

*Consumer Comment: Not everyone has a case against AMC, but...

*Consumer Suggestion: Hey steve news flash

*Author of original report: Help Me Out

*Author of original report: STEVE?????

*Consumer Suggestion: AG response speaks volumes...

*Author of original report: Class Action Suit for Michigan

*Author of original report: Class Action Suit for Michigan

*Author of original report: Class Action Suit for Michigan

*Consumer Suggestion: We can win against ameriquest, permanent stop of foreclosure granted us in about 2 minutes

*Consumer Comment: I hate to say but....

*Author of original report: Ameriquest Victims

*Author of original report: Ameriquest Victims

*Consumer Suggestion: UPDATE

*Consumer Suggestion: ATTORNEY GENERAL

*Consumer Comment: Kathy, I'll bet it was Debra Simms.

*Consumer Comment: Larry

*Consumer Comment: Larry

*Consumer Comment: Larry

*Consumer Comment: Larry

*Consumer Comment: Marge, please add one to the list.

*Author of original report: Ameriquest ..... Contacts

*Consumer Suggestion: holland michigan

*Author of original report: Ameriquest

*Consumer Suggestion: A possible helpful piece of information

*Consumer Suggestion: I am so sorry about your losses ..companies like Americrap really take advantage of those in need.

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In september of 1999 my husband and I bought a new home. We held a 2 year land contract with the builder.
In january 2000 my mother in law passed away. In february my father passed away.

On june 30, 2000 my husband passed away. 44 years old. He was pitching in his softball game. His team was up to bat. He ws sitting on the bench. He went down, out and gone. Irregular heart beat.

I was not in a big hurry to move. My children were grown and I really did not know what to do.

I saw an Ameriquest ad. Merideth came to visit. I owed 119000.00 on my home. They would give me a loan and if my payments were never more than 30 days late they would refinance me. 8.5% intrest was high but my debt to income was not the best since my household income had just been cut to 1/3.

Well they only charged me 11000.00 to close my loan. Now I owed 130000.00 but I could get a much better rate in one year. Just hang in there for one year.

Well I hung in there for that one year. In june 2002 my new appraisal came in at 148000.00. They said I needed more equity so ameriquest sent another appraiser. My home was appraised at 175000.00 Just 2 months later.

Yes, yes you can have your new loan. Don't even worry about making your payment this month we will roll it in to your new mortgage. (josh b.)

Well I am not a wealthy woman. The money could be used on other bills. My son had an emergency. His fiance was with her parents in fla. She was in the hospial in a comma. very sick. I loaned him the money to go to fla. to be with her. After all I was closing in just a few days.

Friday 3:30 just couldn't come soon enough. The title company was accross the street from where I worked. At 3:00 I called to make sure that everyone was coming and that the time was still 3:30.

Well oh no, we can't close on your loan. Your payment is late. That was the beginning of many many conversations with Ameriquest.

I tried to get a forebarence. I wasn't ready to give up my mother-in-law my dad my husband and my home in the same 2 year span of time.

They said I faxed papers upside down. (kinkos faxed them. I do not belive they faxed them upside down) Ameriquest sent me one paper that had to be back to california by 3:00pm. I told them that I worked 2 jobs I would get it from kinkos and fax it right back as quickly as possible. I did that but they said I was untimely and could not have the forebarence. We are not talking days here. I don't remember exactly how late but it was the same business day. I belive it was minutes. possibly an hour.

Yes Ameriquest did foreclose on me.

I'm glad to see people fighting back. I did not have the strength at that time in my life.

To be fair to the grand rapids office johnathon, josh, virginia, kim, sharon, titania, tammy, greg, regina, kelly, ron all worked in california. I think they were all at the orange ca office 92868. I know some of those people are no longer employed there

m
holland, Michigan
U.S.A.

This report was posted on Ripoff Report on 02/05/2006 07:32 AM and is a permanent record located here: http://www.ripoffreport.com/r/Ameriquest-Mortgage/Grand-Rapids-Michigan-49546/Ameriquest-Mortgage-Took-Advantage-of-My-Emotional-Needs-After-Husband-Passed-ripoff-Grand-174831. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Suggestion

We will Win

AUTHOR: Ken - (U.S.A.)

Everything is going very well on my case and everything will go in my way!! I just wanted to let everyone know to keep your head up and read both of the Holland Michigan post and you will get the help you will need to keep your house.

If you dont fight back you are the only one to blame if you loose your home. Good Luck and God Bless!
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#2 Consumer Suggestion

Ameriquest cant be trusted!!!!!!!!!!!!!!!!!!!!

AUTHOR: Ken - (U.S.A.)

I have one better than that Marge. I have never received my closing papers. When the attorney general pressed them after a hole year they sent me two fed ex envelopes with nothing inside.

Then back in feb 2006 when I hired my attorney they sent me a few papers but nothing that means any importance to my mortgage.

Everyone should write their attoney generals office in every state and ask why is this company still in bussiness.
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#3 Author of original report

upside down fax

AUTHOR: M - (U.S.A.)

if the fax was put into the machine upside down they would not get the written page. they would get the back side with no writing on it. the page would still have a date on it and i belive a time. ameriquest would not show me that. no matter how it got sent they should be able to show me what happened. they won't show me because that didn't happen.

ameriquest also wrote to the state of michigan and said i told them that i worked for my own company. now i really don't know why the state can't figure out how that can not be true. if i had a business i would have an I.D. number for that company. they totally lied and the state seems to belive them.

i would think that the person working on these cases could have seen right through that lie. if they didn't belive it was a lie i should owe big money for owning my own company. it is such a crock i can't belive anyone bought into that. that's how they added more income to my total so they could justify giving me a loan .

m
michigan
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#4 Consumer Comment

Ameriquest

AUTHOR: Michael - (U.S.A.)

Both parents and a husband in the same year. I could not imagine how anyone could go through that without going crazy. For that, I applaud you. Anyway, Ameriquest must have some genious's working there if they said you faxed something upside down. Can't you just turn the page to the right or left two times untill it's correct? How do you fax something upside down?
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#5 Consumer Comment

Sounds like a great idea Ken!

AUTHOR: Bill & Ted - (U.S.A.)

Keep up the Great Work!!!
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#6 Consumer Suggestion

Read this post!

AUTHOR: Ken - (U.S.A.)

Their is alot of great info on this post. Read it from top to bottom and you will get the help you need!

I have met with Hall here in holland yesterday. We are serving th apppraiser and the guy that worked for ameriquest with papers to appear and answer the questions of why they scammed me along with ameriquest!

This is a fine web site and their is alot of great info on here to help everyone! Kepp up the great work rip off report.

Good luck to all and we have the truth on our side and we will win! GOD BLESS!
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#7 Consumer Comment

Rangers rely on other moneymakers, Ameriquest?

AUTHOR: Bill & Ted - (U.S.A.)

Rangers rely on other moneymakers

By ANDREA AHLES

STAR-TELEGRAM STAFF WRITER

ARLINGTON - The Texas Rangers' mediocre season was reflected in the team's financial results. Attendance was down at Ameriquest Field, but higher ticket prices and revenue from music concerts helped the team break even for the year, said club President Jeff Cogen. About 2.38 million tickets were sold this year, 136,525 fewer than last year.

"I am disappointed that attendance is down," Cogen said. "But we were able to mitigate it financially due to a ticket-price increase."

For the 2006 season, the Rangers raised prices on individual game tickets, ranging from $1 on some seats to $7 for infield club seats. Cogen said revenue from food and beverage sales and parking fees did not drop as much as attendance, lessening the financial impact of drawing fewer fans.

The team added outdoor patios with Hebrew National hot dogs and held eight outdoor concerts before or after ballgames. Cogen said these initiatives were "tremendously successful" and improved the customer experience at Ameriquest Field. About a dozen concerts are planned next year.

Cogen said the Rangers are analyzing whether to raise prices again for 2007. The club is also studying "variable pricing" -- used by some franchises, including the New York Mets, to boost ticket prices for the most popular games.

Star-Telegram | 10/01/2006 |
Rangers rely on other moneymakers

Rangers not doing well,Does Ameriquest care?
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#8 Consumer Comment

I was also a contractor.

AUTHOR: Kay - (U.S.A.)

I was a contractor for a co. for 3 yrs and I knew everything about the co, as far as the work and procedures.As Kathleen stated the only difference I was not paid thru them. I worked in their building, 8-5. I did everything the employees did, except I was a contractor. So to me there is no difference, except who signs your pay check.

Bill and Ted good idea for Oct. 13th, hope you can show us a rough draft of the letter.
Take care everyone
Kay
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#9 Consumer Comment

Bah!

AUTHOR: David - (U.S.A.)

It's like talking to a brick wall. I'm not saying be grammatically correct 100% of the time, but one could at least make the ATTEMPT. Please nit pick my points - and respond in the same half-a**ed manner - makes you look that much better.

It's like writing a business letter or better yet a resume. Do you just send it off with no thought to capitalization?

And YES I know this isn't a resume, but it speaks to attitude and every day usage. Many people reading these complaints and thinking of joining a class action suit would want to be in a group of well spoken and like minded people - NOT a bunch of jackanapes.

Protest all you want - I won't be back. It isn't worth the TIME to help those that won't help themselves.

Let the screaming, whining and poor writing styles begin! ROTFLMAO!
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#10 Author of original report

KATHLEEN

AUTHOR: M - (U.S.A.)

right is right. right kathleen?
a vendor for a large corporation knows how that corporation works. guilty as charged. thank you ken and kathleen and all of you who understand just a little bit about the corporate world.
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#11 Consumer Comment

Yes ... Sarah might as well say she works there .....

AUTHOR: Kathleen - (U.S.A.)

I am a vendor/contractor for a large company and I am considered an employee of that company in every way except being paid by them. And actually, if it were not for this large company, I wouldn't be paid at all.

So for Ms. Sarah who NEVER WORKED FOR AMERIQUEST, that's a bunch of bull. Vendor, contractor, whatever .... you were right in the middle of the fraud, lies and evilness of this company. So it really doesn't matter now does it? You are just as evil and conniving as the rest.
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#12 Consumer Comment

TOOOOOOO FUNNY

AUTHOR: M - (U.S.A.)

who can spell punctuation? without spell check

the pot always calls the kettle black.
we are not on here for a grammer lesson
we are not even on here for a spelling lesson.

the 13th are you going to give us a rough draft?

go to the site bad grammer.com lets check on everyones (or is that everybodys) grammer.
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#13 Consumer Comment

lol thats to funny DUDE!

AUTHOR: Bill & Ted - (U.S.A.)

Maybe you should take some of that advice before you post, I guess you didn't do a spell check before you posted THAT! lol

You must work for Ameroqiest none of them can spell 4 sh/t. lol

I don't have time today. But I will be back a lil later.

To Ken, Friday October the 13, will be the day we send the faxes, we are working on the letter now. TY

Good Luck to us all and FIGHT BACK HARD!!!

They will wish they did the right thing!
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#14 Consumer Comment

Intelligence counts

AUTHOR: David - (U.S.A.)

Ameriquest is the Devil - no argument there.

Couple of comments:

1). Before anyone berates another poster on here you should be able to use correct puncuation, grammar and sentence structure. NOT because you care what the person you're responding to thinks of you personally, but to show a modicum of intelligence. If you can't find the time to at least attempt elementary spelling and grammar then perhaps your time should be better spent learning how to do so.

2). While the idea of having all Ameriquest mortgage holders with hold their payment has merit, it also has problems. The first being getting that many people to join you and actually FOLLOW THROUGH with said committment - not ALL of Ameriquest customers are in trouble so why would they want to throw themselves in the same stew pot as you all? If you're just talking about all of the current holders that are deliquent or in trouble then the FOLLOW THROUGH is still a big issue. A lot of folks are apathetic when it comes to paying bills. Not bad people (and they come from ALL walks of life, rich and poor) they just don't care.

I'm not telling you to stop with your lawsuits. If Ameriquest wronged you then by all means you should seek recompense for your troubles and losses. Just throwing some more thoughts on the muddle here.
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#15 Consumer Suggestion

Sarah Please!

AUTHOR: Ken - (U.S.A.)

Sarah please shut up! If you have never worked for ameriquest ( And i know you did) And have never had a loan with ameriquest, why r u in these chat forums running your mouth.

If you look at the race cars closly you will see that ameriquest name is on all of the rousch cars. To name a few their is mark martin, Greg biffle and carl edwards. And it seems you dont know nascar very well but ill give you a little hint ok, Mark Martin is in the chase for the championship!

And greg biffle as well as carl edwards is in the top 10 in the busch series.

So before you run your mouth about nascar get your facts strait ok because i know nascar.

So i ask again why are you in this chat forum if you never worked for ameriquest nor have you had a loan with ameriquest?
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#16 Consumer Comment

saeah again

AUTHOR: M - (U.S.A.)

so you worked with ameriquest, in their building but did not work FOR ameriquest>
is that right.
i think we are all a bit confused.
we have vendors at are co. but they would say they work for us.
my husband is a vendor of sorts but he works for the co. where he works.

just trying to clarify
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#17 Consumer Comment

Broker? Nope.

AUTHOR: Sarah - (U.S.A.)

Bill/Ted - me in sales? That's a total laugher. Nope, not a broker, never been.

Ken - okay, what part of "I have not ever been an employee of Ameriquest" do you not understand? You can posture all you want regarding that as to being on another forum, etc. however, the truth remains that I have never received a W-2 from Ameriquest.

I worked AS A VENDOR/CONTRACTOR out of the home office and traveled to the field. That was where my experience that I related of the field being as bad as depicted here while corporate was a whole 'nother ball game.

The ONLY thing you could possibly "get" me on is that once I selected the incorrect radio button for a choice in rebuttal as there were none that were appropriate for my situation.

As to the idiots talking about how much it costs to sponsor a NASCAR car in the "cup" - Ameriquest doesn't have a car in the chase for the cup. They PARTIALLY sponsor 4 cars in the Busch series for Roush - and other than the Ameriquest 300, no more than 2 cars are carrying the Ameriquest colors during any race. The Busch series is different than the Nextel Cup series (that you all seem bent on that they are sponsoring - did you see a single Ameriquest car in the Dover race today (Sunday)? No. Because t he Busch series cars ran yesterday). And, while it may take 10 million to sponsor a single car, that is made up of $$s from multiple sponsors, not one, so the $6 million is quite accurate.

If you don't want to believe the accurate and truthful information provided by someone who had the opportunity to observe the company in action with no vested interest (aka no benefits nor W-2 paycheck coming from them), then that sounds like a personal problem. Have a wonderful life.
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#18 Consumer Suggestion

Sounds great!

AUTHOR: Ken - (U.S.A.)

Hey Bill and Ted

That sounds great pick a day and let fax all the attorney generals for our states and flood their fax machines with complaints. We have to include good old Mike Cox here in Michigan.

And Sarah im going to let you keep running your mouth.Im not really into high school drama. Besides it just shows how people act that work for Ameriquest.

And you should stop telling lies on here because you have said that you work for ameriquest several times on here. Maybe not on this forum but you have on others!

To everyone else have a great day!
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#19 Consumer Comment

Slick and Smarmy does not add up to Smart

AUTHOR: Marge - (U.S.A.)

In my book slick and smarmy would never add up to smart. i like to hang around with smart people but the slick and smarmy are in a class of their own.

SLICK and SMARMY NEVER adds up to SMART. unless that is what you consider smart.
the dictionary does not give smart as a definition for smarmy. (sickening is one deffintion) no where does smart come into play.
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#20 Consumer Comment

Sarah

AUTHOR: Bill & Ted - (U.S.A.)

Sarah, So you are a broker how long did you broker for ameriquest?

did you work in office at ameriquest or from home offices?

As far as the stock market I don't know much about it, but I'm sure that it does make some kind of impact, JP Morgan Chase has stock and is on my mortgage document for payoff to them.

What about Fitch Fanny May and Freddy and all that Pooling, I don't know much about that either but I do know that they are guarding and watching the high rate of foreclosures.

Someone contacted me from the stock market a few months ago he said he was a writer he gave me his phone number, but I haven't called him and lost the email. that's what makes me think there is or may be some concern regarding the stock market.

So Sarah what would you say we do?

I think we should make a complaint as a group to Attorney General Tom Miller He signed the contract with Ameriquest for 325,000,000.00 Million dollars for not admitting guilt or wrongdoing. Where we would get maybe 600 hundred dollars for having to live this nightmare we all have to deal with everyday. While Ameriquest continues to do what they have been doing ripping people off and stealing homes right and left.

WE see new people here every week it makes me SICK to see ameriquest ripping off old people and people that can't fight back. It's really SAD!

We could get the fax number for Attorney General Tom Miller and all send him faxes on the same day so they can see how many people are still being hurt by ameriquest.

lol, I was looking at the calendar to see what day would be a good day to fax the letter so not to send it on Sunday or something and noticed that this year has a Friday the 13th, not such a lucky day for Ameriquest I'm sure! So how does that sound is anyone with me on this?

I will get the fax number and help write the letter and post it here so we can agree or not agree on it. Okay?

If someone here wants to write the letter that would be great! Or if you think we should do something else let us know? The more input the better.
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#21 Consumer Comment

I'll call your bluff

AUTHOR: Sarah - (U.S.A.)

Ken;

#1 - I am not, nor never have been an employee of Ameriquest. Contractor, yes. Employee, never. There was one time when I selected the incorrect radio button - for which I have apologized. I have owned my own business for 25 years, so no other company "owns" me.

#2 - I have given you factual information - the latest being the actual $$ amount spent by Ameriquest on the NASCAR budget alone. So, why you persist in naysaying is beyond me.

To whit, you guys are trying to compare stock holders (of which two folks wanted to get you guys to organize them - and there are none, as I pointed out which is the TRUTH) to sponsors.

Stock holders are investors in a company - aka, they believe in the company enough to put their money INTO it. OTOH, when a company (such as Ameriquest) sponsors a team, a ball park, etc. - the company is spending (and, in the case of a public company - spending the stock holders $$s).

Now, if you want to boycott the sponsored events - NASCAR, MLB, etc., that's fine, but please, don't try and equate stock holders with sponsors. They just aren't the same. Now, if you want to try and tell everyone I'm lying with that statement, go ahead and play the fool. (And, I could make the snarky comment that if you don't understand the difference between stock holders and being sponsors (because technically, the company writing the check is the sponsor), then it's no wonder you got taken to the cleaners by AMQ. But nah, I won't go there ;) )

As to why I came back - I check in every few months just to see if there is anything new. It sure doesn't look like it.

Now, I will impart one more thing that I've learned - and, pay attention. The ONE METHOD of selling mortgages that was NOT covered by the settlement of the lawsuit was brokers. Once again, Ameriquest has proven that they know how to reinvent themselves. They got rid of all of their direct sales, and now, all sales are via brokers. Guess where the majority of the sales force went? (Do I need to draw a better picture?) AND, the "brilliance" of the move means that any future liability shifts to the brokers and not Ameriquest.

Now, the next time you want to accuse me of lying - remember who told you there would be layoffs and how deep they were. Remember who has told you the marketing budget for NASCAR alone - and now, remember who has told you how they have successfully gotten around the "agreement."

Ameriquest, in many forms, has a survivor's instinct. They have gone through this before and reinvented themselves. Think Long Beach Mortgage; now owned by WaMu because Ameriquest divested it when it got in trouble and then reinvented the remaining division as Ameriquest. Sound familiar? The remaining division will end up being Ameriquest Mortgage Services. Why do you think they compartmentalized the company 2 years ago? They may be slick, they may be smarmy, but they are also smarter than heck.

So, before y'all accuse someone of lying, and just go off, I'd check the FACTS, first.
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#22 Consumer Comment

I'll call your bluff

AUTHOR: Sarah - (U.S.A.)

Ken;

#1 - I am not, nor never have been an employee of Ameriquest. Contractor, yes. Employee, never. There was one time when I selected the incorrect radio button - for which I have apologized. I have owned my own business for 25 years, so no other company "owns" me.

#2 - I have given you factual information - the latest being the actual $$ amount spent by Ameriquest on the NASCAR budget alone. So, why you persist in naysaying is beyond me.

To whit, you guys are trying to compare stock holders (of which two folks wanted to get you guys to organize them - and there are none, as I pointed out which is the TRUTH) to sponsors.

Stock holders are investors in a company - aka, they believe in the company enough to put their money INTO it. OTOH, when a company (such as Ameriquest) sponsors a team, a ball park, etc. - the company is spending (and, in the case of a public company - spending the stock holders $$s).

Now, if you want to boycott the sponsored events - NASCAR, MLB, etc., that's fine, but please, don't try and equate stock holders with sponsors. They just aren't the same. Now, if you want to try and tell everyone I'm lying with that statement, go ahead and play the fool. (And, I could make the snarky comment that if you don't understand the difference between stock holders and being sponsors (because technically, the company writing the check is the sponsor), then it's no wonder you got taken to the cleaners by AMQ. But nah, I won't go there ;) )

As to why I came back - I check in every few months just to see if there is anything new. It sure doesn't look like it.

Now, I will impart one more thing that I've learned - and, pay attention. The ONE METHOD of selling mortgages that was NOT covered by the settlement of the lawsuit was brokers. Once again, Ameriquest has proven that they know how to reinvent themselves. They got rid of all of their direct sales, and now, all sales are via brokers. Guess where the majority of the sales force went? (Do I need to draw a better picture?) AND, the "brilliance" of the move means that any future liability shifts to the brokers and not Ameriquest.

Now, the next time you want to accuse me of lying - remember who told you there would be layoffs and how deep they were. Remember who has told you the marketing budget for NASCAR alone - and now, remember who has told you how they have successfully gotten around the "agreement."

Ameriquest, in many forms, has a survivor's instinct. They have gone through this before and reinvented themselves. Think Long Beach Mortgage; now owned by WaMu because Ameriquest divested it when it got in trouble and then reinvented the remaining division as Ameriquest. Sound familiar? The remaining division will end up being Ameriquest Mortgage Services. Why do you think they compartmentalized the company 2 years ago? They may be slick, they may be smarmy, but they are also smarter than heck.

So, before y'all accuse someone of lying, and just go off, I'd check the FACTS, first.
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#23 Consumer Comment

I'll call your bluff

AUTHOR: Sarah - (U.S.A.)

Ken;

#1 - I am not, nor never have been an employee of Ameriquest. Contractor, yes. Employee, never. There was one time when I selected the incorrect radio button - for which I have apologized. I have owned my own business for 25 years, so no other company "owns" me.

#2 - I have given you factual information - the latest being the actual $$ amount spent by Ameriquest on the NASCAR budget alone. So, why you persist in naysaying is beyond me.

To whit, you guys are trying to compare stock holders (of which two folks wanted to get you guys to organize them - and there are none, as I pointed out which is the TRUTH) to sponsors.

Stock holders are investors in a company - aka, they believe in the company enough to put their money INTO it. OTOH, when a company (such as Ameriquest) sponsors a team, a ball park, etc. - the company is spending (and, in the case of a public company - spending the stock holders $$s).

Now, if you want to boycott the sponsored events - NASCAR, MLB, etc., that's fine, but please, don't try and equate stock holders with sponsors. They just aren't the same. Now, if you want to try and tell everyone I'm lying with that statement, go ahead and play the fool. (And, I could make the snarky comment that if you don't understand the difference between stock holders and being sponsors (because technically, the company writing the check is the sponsor), then it's no wonder you got taken to the cleaners by AMQ. But nah, I won't go there ;) )

As to why I came back - I check in every few months just to see if there is anything new. It sure doesn't look like it.

Now, I will impart one more thing that I've learned - and, pay attention. The ONE METHOD of selling mortgages that was NOT covered by the settlement of the lawsuit was brokers. Once again, Ameriquest has proven that they know how to reinvent themselves. They got rid of all of their direct sales, and now, all sales are via brokers. Guess where the majority of the sales force went? (Do I need to draw a better picture?) AND, the "brilliance" of the move means that any future liability shifts to the brokers and not Ameriquest.

Now, the next time you want to accuse me of lying - remember who told you there would be layoffs and how deep they were. Remember who has told you the marketing budget for NASCAR alone - and now, remember who has told you how they have successfully gotten around the "agreement."

Ameriquest, in many forms, has a survivor's instinct. They have gone through this before and reinvented themselves. Think Long Beach Mortgage; now owned by WaMu because Ameriquest divested it when it got in trouble and then reinvented the remaining division as Ameriquest. Sound familiar? The remaining division will end up being Ameriquest Mortgage Services. Why do you think they compartmentalized the company 2 years ago? They may be slick, they may be smarmy, but they are also smarter than heck.

So, before y'all accuse someone of lying, and just go off, I'd check the FACTS, first.
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#24 Consumer Suggestion

Sarah is an ameriquest employee.

AUTHOR: Ken - (U.S.A.)

I have a pretty good memory and I was hoping never to hear from sarah again. But it happened she appears again after we bashed and caught her in so many lies.

I will only explain this to sarah 1 more time. OK here we go are you listening? If a company is taking money for a sponsership from a fraudulant company such as ameriquest it will only be a matter of time before they will feel the heat! So that is better than any stock holder.

So before you start to shoot your mouth off again please please do your research. Get a job with a company that doesn't rip people off and out them on the street.

The new search is up to about 1.3 million hits when you search AMERIQUEST LAWSUITS.

I do know one thing if I were JACK I would consider getting another sponser other than AMERIQUEST to sponser my race team! Nascar is as big or bigger than professional football. So there are a lot of people taking notice of this.

So in closing if I was to have ameriquest sponser anything that I was apart of I would really consider looking elsewhere.

We need to put pressure on everyone that ameriquest does business with. Because ameriquest isn't going to belly up to the table and make it right with 1000s of people that they are ripping off! So it's up to the consumer to take action and stop this company from doing what they are doing!

HIT THEM IN THEIR POCKETBOOKS!
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#25 Consumer Comment

sarah

AUTHOR: Marge - (U.S.A.)

if we could all stick together we have way more than 6 million that the roush racing team offers. the problem is getting anyone, let alone millions of people to withhold a mortgage payment for a month or two or three. not on purpose. we just won't do that. but that is the only thing that will hurt ameriquest. they have to be hit in their pocketbook.
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#26 Consumer Suggestion

OOOOOOOOOO Sarah

AUTHOR: Ken - (U.S.A.)

Your head is truly in the sand! You havent a clue when it comes to sponsership! Nascar biggest salary comes from people that go to the races and buy t shirts hat and diecast cars among a few thing.

And for your info it takes 10 million a year to sponser 1 cup car. So with that said if people arent going to buy their product and are then going to shop for another invester because they arent going to want this bad rep from ameriquest to tarish their good name!

Im not sure how else to explain it to you. So please do your research before you come on here and shoot your mouth off! OK ! GOOD !

If anyone else wants to give this a crack and maybe explain it to sarah please feel free to do so. I just dont think she gets it!
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#27 Consumer Comment

Stock Holders ...

AUTHOR: Sarah - (U.S.A.)

Bill & Ted made the comment re: stock holders. And no, being sponsored by Ameriquest is not the same as being a stock holder.

Additionally, while altruistism is theoretically nice, what do you have to offer Roush Racing that over $6 million a year from Ameriquest can't counter?
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#28 Consumer Comment

I wish I knew then what I know now!!

AUTHOR: Teri - (U.S.A.)

Why oh why did I not do my research BEFORE I refinanced with Ameriquest!!!!!! I kick myself every single time I visit this site. As I said before several of you have inspired me to not sit around and take it.

Right now I am trying to refinance and I never understood the prepayment penalty. I was not informed of this the loan officer said I may have one but usually it is waived. When I read my loan papers I saw it said there may be a penalty.

I had courier that came to my house (I never meet the broker or loan officer at all) she told us that she could not answer my questions about the loan. When I asked the loan officer about it he again said blah blah blah it will be waived.

Long story short (very long crappy story) my papers say 20% of the original loan plus 6 months interest????? Has anyone heard of such a high percentage???

I will join you in your campaign! I cringe everytime my husband watches Nascar!! Have you heard those commercials? Makes me sick to my stomach!!!! Ameriquest wants to help people? My rearend! The american dream? I am pretty sure that the dream of americans is not poor and deeply in debt!!!!

I was so excited when I bought my home and now I lay awake at night wondering how I will pay my mortgage. Yes I do pay my mortgage every month on time if you are wondering.

Anyone who has info about the prepayment I would really be grateful!!
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#29 Consumer Comment

Count me in tooo.... Let's INVITE a few People!!!

AUTHOR: Markanna - (U.S.A.)

Count me in on any protesting. We should invite Chris Orlando he is the SPOKES PERSON for Ameriquest, Argent and AMC mortgage services. corlando@ameriquest.com we should also invite Mr. Tom Noto he is the compliance officer for ameriquest and a attorney for them. TNoto@ameriquest.com He also signed on part of the 49 state 325,000 million dollar settlement with the states attorney general. We should also invite Attorney General Tom Miller he signed that settlement also.

We need someone here to write a good invite letter. something like we the borrowers of ameriquest agent and amc are request a meeting with the above to try to resolve issues that we have regarding our mortgages with the above named.

We the borrower believe that the above named has committed crimes against us and still is committing crimes against us and wish to get answers,resolve the issues or will assume the contract to be VOIDED if the above done not comply.

I'm not an attorney so we would need to get some advice about any letter we may send.

What do you guys think?

Ken and Kay have my email address if anyone want's to contact me about this.

Fight Back Hard and We WILL WIN!!!

Good Luck to us ALL!!! :o)

P.S. I just sent a copy of this with a link, to all of them Chris Orlando, Mr. Tom Noto and the AG's Tom Miller (((ROR REDACTED E-MAIL ADDRESS FOR SECURITY PURPOSES)))


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#30 Consumer Suggestion

Sarah ...

AUTHOR: Ken - (U.S.A.)

Sarah for your info, all the people that take money from ameriquest to pay for their bills through sponsership is a share holder. I mean think about it these companies that put their the name ameriquest, argent, AMC on their product are putting their own comapny at risk.

If I was receiving money from this fraudulant company and putting their name on my race car do you think that a person with a mortgage with ameriquest would buy my product? I don't think so.

I hope I put that so you can understand it. If not please feel free to respond, and I can maybe compare it to apples and oranges for you.

GOD BLESS
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#31 Author of original report

Sarah

AUTHOR: Marge - (U.S.A.)

sorry but i got to ask. maybe i missed something but who said anything about stock holders?
we want the companies that we shop at and work for and the races that we go see to quit sponsoring argent or ameriquest. at least thats what i was talking about.

just making sure we are all on the same page.
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#32 Consumer Comment

Stock Holders

AUTHOR: Sarah - (U.S.A.)

Guys - getting ahold of the stockholders and organizing them is USELESS. Ameriquest is a PRIVATELY HELD company. They aren't traded publicly.

The only "stock" holders are the Arnalls.
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#33 Consumer Suggestion

All their sponsers!

AUTHOR: Ken - (U.S.A.)

We need to put pressure on all their sponsers! They sponser everything from drag cars race cars, ball feilds. They have their name on everything with our money.

Keep e-mailing them and bug them till they have to answer some questions. Like how can they take money from and company that is involved with FRAUD.

The need google update on when you do a search on GOOGLE for ameriquest lawsuits is now 1.3 million hits. WOW I think we have a problem here guys.

Call the attorney general office and bug the hell out of them. Force them to take action! I am calling out MIKE COX the attorney general here in michigan. What in the hell are you doing for the state of michigan?
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#34 Consumer Suggestion

All their sponsers!

AUTHOR: Ken - (U.S.A.)

We need to put pressure on all their sponsers! They sponser everything from drag cars race cars, ball feilds. They have their name on everything with our money.

Keep e-mailing them and bug them till they have to answer some questions. Like how can they take money from and company that is involved with FRAUD.

The need google update on when you do a search on GOOGLE for ameriquest lawsuits is now 1.3 million hits. WOW I think we have a problem here guys.

Call the attorney general office and bug the hell out of them. Force them to take action! I am calling out MIKE COX the attorney general here in michigan. What in the hell are you doing for the state of michigan?
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#35 Consumer Suggestion

All their sponsers!

AUTHOR: Ken - (U.S.A.)

We need to put pressure on all their sponsers! They sponser everything from drag cars race cars, ball feilds. They have their name on everything with our money.

Keep e-mailing them and bug them till they have to answer some questions. Like how can they take money from and company that is involved with FRAUD.

The need google update on when you do a search on GOOGLE for ameriquest lawsuits is now 1.3 million hits. WOW I think we have a problem here guys.

Call the attorney general office and bug the hell out of them. Force them to take action! I am calling out MIKE COX the attorney general here in michigan. What in the hell are you doing for the state of michigan?
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#36 Consumer Suggestion

All their sponsers!

AUTHOR: Ken - (U.S.A.)

We need to put pressure on all their sponsers! They sponser everything from drag cars race cars, ball feilds. They have their name on everything with our money.

Keep e-mailing them and bug them till they have to answer some questions. Like how can they take money from and company that is involved with FRAUD.

The need google update on when you do a search on GOOGLE for ameriquest lawsuits is now 1.3 million hits. WOW I think we have a problem here guys.

Call the attorney general office and bug the hell out of them. Force them to take action! I am calling out MIKE COX the attorney general here in michigan. What in the hell are you doing for the state of michigan?
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#37 Consumer Comment

Count me in too!!!!!!!!

AUTHOR: Kay - (U.S.A.)

I'm in with you guys, now we just have to figure out a way to do it. We gotta do something to end all this grief for all of us. Maybe if we pick a certain news station we all agree on and bombard them to do a story on all the Ameriquest victims. Just a suggestion.
Take Care
Kay
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#38 Consumer Comment

Count me in too!!!!!!!!

AUTHOR: Kay - (U.S.A.)

I'm in with you guys, now we just have to figure out a way to do it. We gotta do something to end all this grief for all of us. Maybe if we pick a certain news station we all agree on and bombard them to do a story on all the Ameriquest victims. Just a suggestion.
Take Care
Kay
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#39 Consumer Comment

Yes!

AUTHOR: Kathleen - (U.S.A.)

Hey, if anyone can figure out a way to get us all together through email, I'm IN! I would do absolutely anything (well, except something illegal) to bring this sucky company down.
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#40 Consumer Comment

no payments

AUTHOR: Marge - (U.S.A.)

wow would that put them in a spin if everyone stuck together.
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#41 Consumer Comment

no payments

AUTHOR: Marge - (U.S.A.)

wow would that put them in a spin if everyone stuck together.
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#42 Consumer Comment

no payments

AUTHOR: Marge - (U.S.A.)

wow would that put them in a spin if everyone stuck together.
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#43 Consumer Comment

STOCK HOLDERS ALERT!!!!!! AMERIQUEST STOCK HOLDERS BEAWARE!!! WE ARE ALL GOING TO STOP MAKING OUR PAYMENT IF THEY DON'T COMPLY WITH THE LAW!!!

AUTHOR: Bill & Ted - (U.S.A.)

we need to get a list of email address, if they let us use them here? and post them so we will all be emailing the same people.

we should protest in every way we can find!

Or if we can't put the email on here then I think we should at least put a list of names of the companies and people that do business with Ameriquest, AMC mortgage services, Argent, Deutsche Bank, JP Morgan, GMAC.

we should also include talking to people that hold stock in them. HIT them right in the POCKET BOOK!!! I SAY!!!

That was a Great Idea Ken! :o)
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#44 Consumer Comment

start with meijer

AUTHOR: Marge - (U.S.A.)

i would like to see meijer get out of the sponsorship of danika patrick she drives race cars. argent (ameriquest is also her sponsor)
let meijer corpoate know how you feel.meijer . com
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#45 Consumer Suggestion

One more victim!

AUTHOR: Ken - (U.S.A.)

Everyday I see more and more victims from AMERIQUEST.

We need to start to write e-mails to their sponsers and everyone they do bussiness with. They need to start answering to the charges that so many people are brinning against them.

Take and hour of your day (not that we dont spend more time than that already!) and research companies that AMERIQUEST deals with and contact them and let them know your story.

Good Luck and GOD BLESS!
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#46 Consumer Suggestion

One more victim!

AUTHOR: Ken - (U.S.A.)

Everyday I see more and more victims from AMERIQUEST.

We need to start to write e-mails to their sponsers and everyone they do bussiness with. They need to start answering to the charges that so many people are brinning against them.

Take and hour of your day (not that we dont spend more time than that already!) and research companies that AMERIQUEST deals with and contact them and let them know your story.

Good Luck and GOD BLESS!
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#47 Consumer Suggestion

One more victim!

AUTHOR: Ken - (U.S.A.)

Everyday I see more and more victims from AMERIQUEST.

We need to start to write e-mails to their sponsers and everyone they do bussiness with. They need to start answering to the charges that so many people are brinning against them.

Take and hour of your day (not that we dont spend more time than that already!) and research companies that AMERIQUEST deals with and contact them and let them know your story.

Good Luck and GOD BLESS!
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#48 Consumer Comment

I AGREE WITH KEN

AUTHOR: Kay - (U.S.A.)

Ken, I felt the sincere words from your heart. There are so many of us that have been hurt by this Co. and lost our health over the stress. You are so right even as we speak there is another victim, not yet known to us yet that has been hurt, or lost their home. I'm going on three years now, after reading your message my faith grew again. I PRAY WITH ALL MY HEART THAT ALL OF US WILL BE WINNERS, AND GOD CLOSES THIS CO. DOWN FOR GOOD. AND BLESSES US ALL A HUNDRED FOLD FROM WHAT WAS STOLEN FROM US.
GOD BLESS TO ALL
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#49 REBUTTAL Individual responds

Ken your the Greatest

AUTHOR: Stacie - (U.S.A.)

Ken,
You are a wonderful person and i just want to say your words were perfect in your message.
I hope everybody gets to read your message!!
Thanks again for helping me and my family..
God bless have a great day!!
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#50 Consumer Suggestion

Ameriquest cant be trusted!

AUTHOR: Ken - (U.S.A.)

I have spoken with many people here on this fine site. Most that have been hurt by ameriquest in Michigan know who I am and I have spoken with many of you on the phone and have even met for lunch.

I also see and hear the hurt in your eyes and voice. I am here to tell you all I know what you are going through. Because I have also felt the pain from ameriquest first hand. I have had people from ameriquest tell me on the phone that I should spend less every week for food, sell my car and they even went as far as to tell me to pack my stuff and get the hell out of my home because it belongs to ameriquest now!

I am also here to tell everyone that we all need to stop this company from hurting us and all the people they continue to hurt every day. This company will tell you what they want you to hear after they tear you down, dont believe a word they say. They want your home and will do anything to get it!

So please do the right thing, they have lied to everyone and will continue to do so! So with that said if they lied to you so many times before what makes you think they are going to turn a new leaf now? As you sit here and read this message somewhere here in the United States their is another family going through the same thing we all went through in the beginning!

Lets help each other and stop this from happening to anyone else!


GOD BLESS!
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#51 Consumer Comment

You are not alone

AUTHOR: Larry - (U.S.A.)

Just FYI California have already filed for a class suit action against AMC and its subsidiary in March 2006 here is the link if you wanna see the legal paperwork.

(((ROR REDACTED LINK FOR SECURITY PURPOSES)))


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#52 UPDATE Employee

JOE

AUTHOR: Joe - (U.S.A.)

Hey folks. I'm back. Just wanted to reply to a note a few rows up from mine. An ARM loan does not go up every 3 months or so. It is only able to go up once every 6 months. The only other way your loan payment would be going up is if your escrow account is changing, and that only changes your payments if we have been notified by the state, for taxes or by your insurance company that your rates have increased. And that usually only happens once a year, most of the time.
Also, Argent never sold your loan to Ameriquest.. Argent IS Ameriquest.
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#53 Consumer Comment

attny.general

AUTHOR: Marge - (U.S.A.)

i haven't heard from the attny. that ken has. (not lately anyway) he seems to be very busy. i have given him my paperwork and i kind of hope he is just getting used to the ameriquest lingo. hope he will call me. i keep trying to get in touch with him but he would like about 3 or 4 of us to work together. let me know how it goes.
thanks
marge
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#54 REBUTTAL Individual responds

marge thank you

AUTHOR: Stacie - (U.S.A.)

I am real glad to hear from you, i cant wait to meet you either thats funny you said you just got a letter from the attorney generals. Well guess what so did i and all it says is what i wrote to them nothing resolved and nothing being done. They put my home up for sheriff sale with out me knowing and they said they tried to call me and left messages but didnt hear back from me thats a lie.

And they said they put it in the paper which they did back in jan 06. the sheriff sale was held may 06 But they were suppose to drop the foreclosure once i got in contact with attorney generals.
Are you working with kens attorney also ? And will your hearing be in Grand Haven or your home town?

well i hope to hear from you soon!!

God bless!! STACIE
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#55 Consumer Comment

s n did the right thing

AUTHOR: Marge - (U.S.A.)

making them pay for their own garbage. that's what we all should have done. send it back. i still get stuff from ameriquest. i can't belive it. good one s n

stacie, ken knows how to get in touch with me. i see you have been in touch with him. give me a call. that would be great to meet. it's about time i caught up with ken too. things are kind of stalling for me right now but i expect to get this straightened out some day. i just don't think people are taking me serious because i have not technically lost my home. i still live here it is just not in my name any more. so i guess they figure i haven't been hurt and i am not on the street.
marge
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#56 Consumer Suggestion

The attorney general is a big joke!

AUTHOR: Ken - (U.S.A.)

The Attorney General here in the state of Michigan could careless about people loosing their homes. Everyone here in mi filed with the Attorney General but it didnt even do any good. Deb Shoner hersel told me in Feb that their has been 6000 complaints against Ameriquest. But Mike Cox is to worried about walmart not putting the price tags on stuff that they sell!!!

The only thing i can tell you is hire an attorney! Marge you were their with your husband when i had my first court date. The judge put a stop to my foreclosure and ameriquest didnt even show up!!!!

Makes you wonder why they didnt? But I have a clue, Im thinking they just thought i was blowing smoke when i said i was getting an attorney. Well im glad i did and i have a very good one that isnt taking any bull from these monsters ( Ameriquest )

Well Stacie im glad you are going to see David and i know he will get the ball rolling for you! It was also good talking with you on the phone, and im looking forward to your call after your meeting with David.

Well i got to get for now and i will chat with you soon . Take care and good luck.
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#57 Consumer Suggestion

Those Little Ameriquest Mailers

AUTHOR: S.n. - (U.S.A.)

When I would get one in the mail, I would black out the area for signature, write in large RED letters: badbusinessbureau.com and send it back in their little postage paid envelope. Took about 4 tries, but they stopped sending them to me.
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#58 REBUTTAL Individual responds

Marge State of Michigan

AUTHOR: Stacie - (U.S.A.)

I totally agree with you. I have went thru deb as well. She has done nothing for me either. Same thing they had me as a owner of a company I have been a w2 employee for 9 years and deb said because I signed it didnt matter. She is just there to get a pay check she could care less. Don't you have the same attoeney as ken? What does he say ?

I am going to see him friday I cant wait! I also got to speak with ken friday that made mt whole day!

I hope that he can help me. I was going thru deb and the next thing I find out they had a sheriff sale on my property with out me knowing it. I called deb and she said she wasn't aware of it either. She said she wrote them a letter and they are suppose to respond by aug 31 will see.

I really hope we can do something to these people. I want my home. I've been here 7 years and it was a dump when we bought it. I hope to get to meet you some day and I hope you get what is owed to you,

Stacie
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#59 REBUTTAL Individual responds

Marge State of Michigan

AUTHOR: Stacie - (U.S.A.)

I totally agree with you. I have went thru deb as well. She has done nothing for me either. Same thing they had me as a owner of a company I have been a w2 employee for 9 years and deb said because I signed it didnt matter. She is just there to get a pay check she could care less. Don't you have the same attoeney as ken? What does he say ?

I am going to see him friday I cant wait! I also got to speak with ken friday that made mt whole day!

I hope that he can help me. I was going thru deb and the next thing I find out they had a sheriff sale on my property with out me knowing it. I called deb and she said she wasn't aware of it either. She said she wrote them a letter and they are suppose to respond by aug 31 will see.

I really hope we can do something to these people. I want my home. I've been here 7 years and it was a dump when we bought it. I hope to get to meet you some day and I hope you get what is owed to you,

Stacie
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#60 REBUTTAL Individual responds

Marge State of Michigan

AUTHOR: Stacie - (U.S.A.)

I totally agree with you. I have went thru deb as well. She has done nothing for me either. Same thing they had me as a owner of a company I have been a w2 employee for 9 years and deb said because I signed it didnt matter. She is just there to get a pay check she could care less. Don't you have the same attoeney as ken? What does he say ?

I am going to see him friday I cant wait! I also got to speak with ken friday that made mt whole day!

I hope that he can help me. I was going thru deb and the next thing I find out they had a sheriff sale on my property with out me knowing it. I called deb and she said she wasn't aware of it either. She said she wrote them a letter and they are suppose to respond by aug 31 will see.

I really hope we can do something to these people. I want my home. I've been here 7 years and it was a dump when we bought it. I hope to get to meet you some day and I hope you get what is owed to you,

Stacie
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#61 REBUTTAL Individual responds

Marge State of Michigan

AUTHOR: Stacie - (U.S.A.)

I totally agree with you. I have went thru deb as well. She has done nothing for me either. Same thing they had me as a owner of a company I have been a w2 employee for 9 years and deb said because I signed it didnt matter. She is just there to get a pay check she could care less. Don't you have the same attoeney as ken? What does he say ?

I am going to see him friday I cant wait! I also got to speak with ken friday that made mt whole day!

I hope that he can help me. I was going thru deb and the next thing I find out they had a sheriff sale on my property with out me knowing it. I called deb and she said she wasn't aware of it either. She said she wrote them a letter and they are suppose to respond by aug 31 will see.

I really hope we can do something to these people. I want my home. I've been here 7 years and it was a dump when we bought it. I hope to get to meet you some day and I hope you get what is owed to you,

Stacie
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#62 Consumer Comment

update from the state of michigan

AUTHOR: Marge - (U.S.A.)

well i got my reply from deb at the state of michigan. she seems to side with ameriquest. after all they sent her all the right paperwork.
they still said that i signed a paper for a second job. my own company. why can't the state see that they filled in that paperwork and they signed my name to make my income look better so they could squeeze some more money out of me. it was not paperwork that i knew about.

if i was working for myself where was my tax i.d. number? where was my paperwork that i need to file with the state? why didn't the state go after me for taxes?

how can the state of michigan belive this garbage? the income i had i had w-2's for and i claimed taxes for my income. i have absolutely never lied on my tax return.

so why does the state belive that i have my own company? and why aren't they looking into that?
i am totally confused. the state COULD check this information out but apparently they have chose not to.

personally i am very disapointed with the way things are going. calls are not returned. paperwork sits in an office with no corespondence at all.

it's to much work to make people do the right thing. because i remarried and we saved my home, it appears that no one thinks i was harmed. my name is no longer on my mortgage. ameriquest lied. my mortgage is more today than it was when i bought my home. my husbands intrest rate is lower but he paid a lot to get me out of this mess. plus ameriquest big fees and finance charges.

i feel like the state is siding with ameriquest.
i'm sure i have no money to pay them off so who would you side with?
it's a big joke.

state of michigan: do the paperwork. ameriquest is lying and it would not be hard for you to figure that out.

it's just like a law suit, but in this case the guy with the deep pockets is the one the state wants on their side.

this is so sad. i can't belive it

the proof is right under their noses.
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#63 Consumer Suggestion

I agree with Kay !!!!

AUTHOR: Ken - (U.S.A.)

I havent been on this site as much i used to be! I just got tired of these current and past employees from Ameriquest bit-hing about loosing their jobs.

Well the michigan victims are doing well against ameriquest, and it will only be a matter of time. If you are a victim here in michigan you can get in contact with a David Hall here in holland michigan. He is a great attorney and knows all about ameriquest.

Good Luck to all and thanks rip off report without this site people would have a struggle.
GOD BLESS !!!!!!!!!!!!!!!!!!!!!!!!!!
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#64 Consumer Suggestion

I agree with Kay !!!!

AUTHOR: Ken - (U.S.A.)

I havent been on this site as much i used to be! I just got tired of these current and past employees from Ameriquest bit-hing about loosing their jobs.

Well the michigan victims are doing well against ameriquest, and it will only be a matter of time. If you are a victim here in michigan you can get in contact with a David Hall here in holland michigan. He is a great attorney and knows all about ameriquest.

Good Luck to all and thanks rip off report without this site people would have a struggle.
GOD BLESS !!!!!!!!!!!!!!!!!!!!!!!!!!
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#65 Consumer Suggestion

I agree with Kay !!!!

AUTHOR: Ken - (U.S.A.)

I havent been on this site as much i used to be! I just got tired of these current and past employees from Ameriquest bit-hing about loosing their jobs.

Well the michigan victims are doing well against ameriquest, and it will only be a matter of time. If you are a victim here in michigan you can get in contact with a David Hall here in holland michigan. He is a great attorney and knows all about ameriquest.

Good Luck to all and thanks rip off report without this site people would have a struggle.
GOD BLESS !!!!!!!!!!!!!!!!!!!!!!!!!!
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#66 Consumer Suggestion

I agree with Kay !!!!

AUTHOR: Ken - (U.S.A.)

I havent been on this site as much i used to be! I just got tired of these current and past employees from Ameriquest bit-hing about loosing their jobs.

Well the michigan victims are doing well against ameriquest, and it will only be a matter of time. If you are a victim here in michigan you can get in contact with a David Hall here in holland michigan. He is a great attorney and knows all about ameriquest.

Good Luck to all and thanks rip off report without this site people would have a struggle.
GOD BLESS !!!!!!!!!!!!!!!!!!!!!!!!!!
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#67 Consumer Comment

Hello Marge

AUTHOR: Kay - (U.S.A.)

Hi Marge, I pulled away from the site for a while because I was so sick of hearing people come on the site and tell us how stupid we were for signing paperwork, and so on. I also have been wondering about everyone. My case is getting ready to be filed in the federal court, which I don't know how long that will take. 2 1/2 yrs now. my health is ruined, I've had a nervous breakdown, funny huh, all because I didn't read all my paperwork, and they changed the paperwork after the recission was over and woulnd't let me cancel. But we are told thru some on this site that it's our own faults. But I've pulled myself and my faith back together again. And I know God will help us all, and we will win. How are things going with you? I hope everyone else responds, I too would like to know how everyone is doing, were all a team and we will win. THANKS MARGE
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#68 Author of original report

what is happening with everyone?

AUTHOR: Marge - (U.S.A.)

i haven't heard from anyone in a long time. i know it's summertime and vacation time, but does anyone have any information to update?
ken how are things going with you? e-mail or call . alex and david are you still going to the same attorney? i'm still in.
let me know whats going on. thanks
good luck to everyone
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#69 Consumer Comment

GOOD LUCK

AUTHOR: Kay - (U.S.A.)

Good Luck, I'm glad Alex got on board with all the Michigan gang, Keep us posted, WE WILL WIN.
God Luck and God Bless
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#70 Consumer Suggestion

we will win this!

AUTHOR: Ken - (U.S.A.)

We already have 3 on board with the attorney here in holland mi, and looks like we will have another addition. Ameriquest is really wishing they never screwed anyone over in the state of michigan.

David,Marge, Alex, and I will all be ok when this is all over. What Ameriquest has done to all of us and our Families is wrong and Evil and they know it.

Through the whole process of me going through foreclosure i was lead to believe everything was going to alright, But i got smart quick. I hired an attorney had him look it over and found out they where still putting me in foreclosure no matter what!

They never wanted me to keep my home and lied to me from day one. Starting with the little p***k that screwed me over on this refi that i got in 2004. He knows who he is and i know he reads this web site.

Well thanks rip off report for the great job and to everyone here in michigan and all the other states, keep your head up we will come out on top. It will just take time and Ameriquest is banking on that we will get tired and all go away. But that isnt going to happen. So Ameriquest get ready for a long ride because we arent going anywhere!!!

GOOD LUCK AND GOD BLESS!!!!
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#71 Consumer Comment

my payoff is MORE than what I originally mortgaged?! Thast considering I put 15K down and have been paying on the mortage for 3 plus years now

AUTHOR: Alex - (U.S.A.)

Marge

Got it! Ken can get a hold of me. Well, it looks like my home will be going up to the auction block. They keep telling me to send them money to bring the account to current and "everything will be okay". I guess "everything will be ok" means send us your money and we'll try to foreclose on your home without you knowing. I didnt even find out my home was up for auction until I received a few letters from people "interested" in buying my home. What a emotional roller coaster it has been. I called them a few days ago to get a payoff as I'm scrambling now to get re-fnanced. Is it a surprise that my payoff is MORE than what I originally mortgaged?! Thast considering I put 15K down and have been paying on the mortage for 3 plus years now.
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#72 Consumer Comment

ALEX

AUTHOR: Marge - (U.S.A.)

Read the other post very carefully. You will get all the info that you need. There was an article about marge in the grand rapids press. It was called "when appraisals dont add up". It was in the grand rapids press on march 12, 2006. Cami r. wrote the article and she can probably get you in touch with marge. If you can't figure out how to get in touch with ken, marge can get you in touch with ken or the attorney. We are trying to get about 4 or 5 people to file together. Ken's case is already in process.

Kay is so right. Just read carefully.
Thanks rip off for all you do

marge
holland, mi
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#73 Consumer Comment

Marge

AUTHOR: Kay - (U.S.A.)

Hi Marge I liked that FRIENDS DON'T LET FRIENDS TAKE OUT LOANS WITH AMERIQUEST. There is a new victim on the site, so I told him to read the Michigan reports. Does anyone know who the president's secretary was 2 1/2 yrs ago? I'm thinking Phyllis, just can't remember, and I really need her name, but she's proubly not there anymore. Have a good day everyone
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#74 Consumer Comment

Marge

AUTHOR: Kay - (U.S.A.)

Hi Marge I liked that FRIENDS DON'T LET FRIENDS TAKE OUT LOANS WITH AMERIQUEST. There is a new victim on the site, so I told him to read the Michigan reports. Does anyone know who the president's secretary was 2 1/2 yrs ago? I'm thinking Phyllis, just can't remember, and I really need her name, but she's proubly not there anymore. Have a good day everyone
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#75 Consumer Comment

Marge

AUTHOR: Kay - (U.S.A.)

Hi Marge I liked that FRIENDS DON'T LET FRIENDS TAKE OUT LOANS WITH AMERIQUEST. There is a new victim on the site, so I told him to read the Michigan reports. Does anyone know who the president's secretary was 2 1/2 yrs ago? I'm thinking Phyllis, just can't remember, and I really need her name, but she's proubly not there anymore. Have a good day everyone
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#76 Consumer Comment

Marge

AUTHOR: Kay - (U.S.A.)

Hi Marge I liked that FRIENDS DON'T LET FRIENDS TAKE OUT LOANS WITH AMERIQUEST. There is a new victim on the site, so I told him to read the Michigan reports. Does anyone know who the president's secretary was 2 1/2 yrs ago? I'm thinking Phyllis, just can't remember, and I really need her name, but she's proubly not there anymore. Have a good day everyone
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#77 Consumer Comment

read the other reports

AUTHOR: Kay - (U.S.A.)

Alex read the Holland Michigan reports, read very carefully, there is alot to read, but you will find info on those reports. There are alot of good folks on this site, that have been taken from AMC, we vent to each other and help build each other up, we try and stay very positive. Sorry to hear about your tragic experience with this Co.But WE WILL WIN against them. Ken on this site has alot of good info, make sure you read the 2 Holland Michigan sites. Good Luck and God Bless.
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#78 Consumer Comment

Any Updates ?

AUTHOR: Alex - (U.S.A.)

I'm just getting ready to start some sort of action against Argent/Ameriquest/AMC. Same story as many others, "faked" more money than I made, promised a fixed mortgage only to end up with a ARM. I was actually signed up with Argent Mortgage whom sold my mortgage to Ameriquest within 2 months and increased my payment even though it was suppose to be a 2yr ARM. Payments have been increasing every 3 months or so. My original 1240.00 mortage is now over 2,000.00 per month. How do I get a hold of these attorneys some of you are using?
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#79 Consumer Comment

Can justice ever be served

AUTHOR: Janet - (U.S.A.)

I am a victim of Ameriquest Mortgage. My house was foreclosed on and unfortunately being a single mother, I couldn't take too much time off to find the people I needed to help me. I am glad to hear that some people have had success with keeping their houses. The banking department of new hampshire just scored a minor victory for the people of New Hampshire, but it in my estimation is not enough.
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#80 Consumer Comment

I agree with Ken, Marge...

AUTHOR: David - (U.S.A.)

I wouldn't trust anything that comes out of their mouths. They now have adopted an emergency defensive position. I'm am absolutely sure that they have now been told exactly what to say by Ameriquest's building full of attorneys. They will deny EVERYTHING and ANY WRONGDOING. Their attorneys have told them to do this, as they are now getting inundated by angry consumers.

I would sure advise this if I was their attorney. You will get NO information (correct information, anyway) and NO admittance of guilt in anything. They will not give you any names. They are set in an extreme adversarial position, and they consider themselves to be at war and you (we) are the enemy. I don't believe I am exaggerating this situation.

We need to call out our our troups and armament and engage them attorney to attorney. They know they cannot win the this war. However, that is not their goal. They intend to limit causalties as much as possible. This is the only strategy they can employ.

They are basically making an Armadillo move, rolling up into a ball and hoping their total denial policy (their outer shell) will hold for a while.

So, I believe that we need aggressive attorneys on our front line - they are the professional warriors. All we would do is to throw a few sticks and stones at them. That's ineffective and they know it.
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#81 Consumer Suggestion

Marge

AUTHOR: Ken - (U.S.A.)

You need to call david and make an appointment i dont think you should be dealing with them alone exp what they have already done to you .I would even finance a pen through them and im sure i speak for many people!!!! thanks rip off report keep up the great work!!!!!!!!!!!!!
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#82 Author of original report

HEY KEN......nice to hear from you

AUTHOR: Marge - (U.S.A.)

HAVEN'T HEARD FROM YOU IN A WHILE.
good to know things are still moving along. i got my paperwork back that the state sent ameriquest. some of it was right . some of it was very wrong. they have me working for eppes assisted living and the girl that did my closing did not sign it. i wonder why not? she knew i never worked there and she was filing a fraudulant paper. i'm sure thats why she didn't sign it.

it has my signature on it but i don't know why. i never worked there. i didn't sign it but they have my signature on other papers. i never even saw that paper at closing. ameriquest sent me these papers and this is the first time i have ever seen them. what a story they made up to cover their butts. my income wasn't enough so they made it up to get money from my closing.
oh what a tangled web we weave. ameriquest should talk to some of the people that they ripped off. i could tell them how to fix mine.
just put me back where i was before you came into the picture.

no more lies. no more paperwork. but now i will go the next round. more paperwork . more lies from people who weren't even there in 2001. they are just making stuff up from the papers that they see. the people that are answering our questions are just reading someone elses lies. how can they help it. ameriquest has not changed yet. they are still messing around.

i called the grand rapids office before they closed and they tried to tell me that they could send an appraiser out. (i called to get information about what they could do to help me with the main office. they said we can give you 193000.00 loan. your house has to be worth 203000.00 i said my house is not worth 203000.00 or 193000.00 or 183000.00 it might be worth 163000.00 now. but i doubt it. he says, well.....property values have gone up. i think it could be worth 203000.00. i told them , only if ameriquest does the appraisal. lol lol lol
i don't want a new loan i just want my old one fixed. now they have in their records that i want a new loan. my loan is no longer with ameriquest. i would just like to see them give back some of the money that they ripped me off for.

the man who bought my house had to pay all my back fees. ameriquest had bought my house for 137,000.00 but when t bought my house he had to pay 148000.00

we did get married after the fact but my name is not on the title.

does any one know why he couldn't buy it for the same price that ameriquest paid? help me figure this out if you can.

thanks rip offs
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#83 Consumer Suggestion

Update!

AUTHOR: Ken - (U.S.A.)

Well its been weeks and still no news from Ameriquest attornies other than they assume they did nothing wrong and are in the right LOL. But usually if a company knows they are truely right they would counter sue or i dont know maybe show up @court well they havent done anything! But my attorney has already told me its going to take sometime but we will resolve this matter! But the longer they wait and the more stress they put on me and my family the more they will have to compansate me and my family!

We all need to get in touch with one another an exchange names of people we have worked with from ameriquest.Being on this site i have located the little p***k that signed me up for that fraudulant loan.I have also contacted the other p***k that did my appraisels.But yes im still pissed @ them but we have all talked and are working together now.The one guy that did my loan now owens his own appraisel company yes he owens his own company now @ least he did something good with all the money he made while @ameriquest.

And the apprasier is still doing what he does but he says he hasent and will not even do an apprasiel for ameriquest ever again.He went as far as changing his own home phone number and cell phone because of all the calls he got. But i was able to find both of them and get their numbers.And how i got all that info ? well lets just say a bird gave it to me. But i have to admit this web site had alot of help for me on here to get what i need.

Well got to get everyone have a great day even if ameriquest is ruining your lives just keep praying and keep your faith in god and he will take care of everything. He has a plan for all of us and i think we will all be makeing out good!Because what we all have is the truth and the truth always wins!

Thanks rip off report we all owe you guys a bunch thanks and keep up the great work!!!!!!!!
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#84 Consumer Comment

MERIDETH MELSON... where are you?

AUTHOR: Marge - (U.S.A.)

i recieved some paperwork back from ameriquest today. some of it is correct and some of it is not correct.

one part that bothers me is where they have written on my 1003 that i am self employed. they added 750.00 / month to my income. i am not, nor have i ever been self employed.

merideth melson is the person who came to my house to sign papers. i wish i could find her.

i found my appraiser. he sent me the paper that says ameriquest wanted 180,000.00 on my appraisal. ameriquest stated that the homeowner said 180,000.00 was a reasonable appraisal. well i'm the homeowner and my home is no more than 148,000.00. and i never told ameriquest that it was worth 180,000.00

i didn't even want a loan that big. ameriquest should have known that. how did they think i was going to pay back a bigger loan?

tell me if they lied to you.

thanks
marge
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#85 Consumer Comment

Marge ...

AUTHOR: Kathleen - (U.S.A.)

Just to verify your story of the lies Ameriquest employees find so easy to tell their customers ...

I have fought with Ameriquest about a payment from Feb. 2004 and am still fighting today. They claimed I placed a stop pay on this check. Now, my check copy of front and back has no such stamp of Stop Pay as they claim their copy has. I wrote and told them a stamp like this can be purchased at any office supply store.

Anyway, the copy of the back of the check has Ameriquest's deposit stamp as it is on all other check copies I have. Why do they claim they have received all others with the same exact deposit stamp? It's beyond me!

I received a letter from Ameriquest stating they had called my bank and spoke to Josh who confirmed yes, a stop pay had definitely been placed on this check even though for some reason the payment amount had been withdrawn from my checking account. Now, this is a good one ... I called the bank and was told, stop pays are lifted from the system within 6 months and it would be impossible for anyone to see a stop pay placed on this check. I asked for verification from the bank employee's supervisor and received it. A bold faced lie in writing. And I'm lovin' it.

I just took my huge file box to an attorney and he is reviewing it. I'm to meet with him next week.

I found your story so believable I just had to add mine! HAHA! Unreal! The ignorance and lies of the employees are amazing.

Anyway, good luck to you Marge, Ken and David.
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#86 Consumer Comment

Vendor comment is on other threads

AUTHOR: Sarah - (U.S.A.)

that Ken has also read.

As to why I checked that particular item previously, there is no checkbox for "does business with them." It is equally incorrect for me to state that I am a consumer of them as I don't have an Ameriquest mortgage. However, since that (Consumer Comment) seems to be a less inflammatory radio button around here (make that hot button), I decided to use that.

There is no NONE OF THE ABOVE button, nor is it an option to not select any button at all. Simple as that ... I WILL state that as a vendor (aka they were my customer), that while dealing with Strategic Procurement in the beginning was a PIA, that after being signed up as a vendor, they were never, ever late, and even usually early with payment. When you are a small business and rely on payments to make your own mortgage payments (and yes I realize the irony here), you welcome those who pay in a timely manner.
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#87 Consumer Comment

Sarah

AUTHOR: Marge - (U.S.A.)

sarah, please explain. i only see 2 postings from you on this page and neither one refers to you being a vendor.

one is about whole depts. gone and one is a lesson in google and about abbreviations. correct me if i missed one.

websters dictionary says abbreviation is a shortened form of a word or words, reduced by conraction or ommission. i belive that's what dave did.

ken and dave are very much on top of the ameriquest situation. why do you want to put yourself in a position for an argument with them?


last but not least sarah. if i WAS NOT an AMERIQUEST employee i would not ever check that box.

i work in retail. our vendors would not say they work for my co. they would be specific about who they work FOR. not where they take their product.

why would you want to say you work for ameriquest if you didn't have to? just wondering!!!

marge
holland, mi
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#88 Consumer Comment

Ken ... read for comprehension

AUTHOR: Sarah - (U.S.A.)

Ken,

Please read for comprehension. You are seriously off base. I have made numerous references to having been a VENDOR for Ameriquest, so no, I do not, nor ever have been an Ameriquest associate (while I have checked "ex-employee" I have done so with the disclaimer of being a vendor). As to my age, once again, you are entirely off base, as, if I had kids, they would be in college at this point in time. So, no, I'm not young and naive. I call them as I see them and, as I have told you multiple times before (but you seem to miss the point), Ameriquest was/is like two different beings within the same body. Field in many cases ran amok, while the vast majority of the corporate people were good people working hard for a living that was a far cry from the $20K/mo. or more that some of you seem to feel that all of them made.

I was merely clarifying how to do a online search correctly, something you seem to have missed during your ranting and raving.

Oh - and the cubicles at the corporate offices are far larger than 3x3 ...

BTW, AMC Mortgage Services whose Portfolio Retention group is taking over all the loans wasn't affected by the lay off at all - so while two of the companies under Ameriquest Capital Holdings (ACCCH) were affected, AMC Mortgage Services, Argent and LBAC were not affected at all and continue on with business as usual - with the (AMS) taking over all of the Ameriquest business. They are also using ChoicePoint for their new telemarketing service.
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#89 Author of original report

Ameriquest Did Not Call as Promised

AUTHOR: Marge - (U.S.A.)

it's 5:24pm in michigan. oscar did not call as he promised. he was suppose to get his information right and then give me a call.

josephina answered the phone at ameriquest 1-800-741-2885 ext. 22035
this was Allison Prescotts # about a month ago. (allison is no longer employed by ameriquest. according to cindy who is in the office of the president)

i asked cindy about the phone call i got on tuesday night. according to the phone call which came from oscar barga, i must be out of my house in 2 days. i said, are you sure? he said we might give you 3 days. well cindy put me on hold and goodness gracious she came back with i can't find any information about a call to your house on tuesday. THAT REALLY SHOCKS ME

i asked cindy to get mr barga on the line. she did.he has no recollection of that conversation. he does not work in the dept. that would tell me to get out (that could be the reason that he doesn't want to admit what he told me.) cindy backed him 100%. he would not make that phone call.


tuesday night he was all smart mouthed. he liked telling me that i had to be out in two days.
he was proud that HE,OSCAR BARGA was calling from the office of the president.
i let him yammer for a few minutes (15-20) but i had to get to my grandsons ballgame.

i said, i haven't been with ameriquest for three years. are you looking at the right paperwork?

that's when oscar said, i'll read your file and call back in two days.

oscar, oscar, oscar
i do not write for a living. i could not have dreamed up a story like this.

IT HAPPENED, YOU KNOW IT,
all i expected when i called was something like,
i'm sorry iwas reading the wrong papers. or the wrong date or anything except denial of the information that you stated on tuesday.
now i want more.

AMERIQUEST has not improved if you are the kind of person that they have hired to talk to the people.
YOU my son are a bold faced liar.
why don't you let someone hear that tape you are suppose to make when you talk to us.
better yet let's take a lie detector test. i didn't even answer the phone and you told the person that answered that you were from the office of the president. he will take a lie detector test too.
PLEASE DON"T GET A LOAN WITH AMERIQUEST

FRIENDS DON"T LET FRIENDS TAKE OUT AN AMERIQUEST LOAN.

keep on posting
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#90 Consumer Suggestion

Hey sarah

AUTHOR: Ken - (U.S.A.)

I think you need to online search it one more time yes you are right it is over 200,000 hits when i put in their 180,000 that was a few weeks ago which only tells me that their is more lawsuits and more fraud being posted about ameriquest! And what you put in their ie ameriquest lawsuits i think if i put my comapany name in their with the word lawsuits i wouldnt be happy about it lmao you are truly an ameriquest employee: blind, dumb, gullible and im sure very young probably your first job you ever had you should of listened to your parents and went to college.

But i do want to thank you for one thing please keep writing your comments on these sites my printer is on fire i love this site with all these current employees running their mouths and saying such good information on here to use in court it only proves how you and your company treats customers.

So do me a favor as your sitting their in your little 3by3 office space that you have their try google again ok and if you have any problems trying to do that ask some of the other monsters you work with im sure between a few of you maybe you guys can figure it out!

Sorry David i had to get of the phone yesterday so fast my wife was waiting on that phone call that came in but ill call in a few days and we can give each other the latest. Im not going to post any more comments about my case on these sites any more that just some advice from my attorney but i still will be here to hear the stupid comments from ameriquest employees, so guys keep it up i love the comments lol!


GOD BLESS!
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#91 Consumer Comment

Bill AND Ted, Another strike against them

AUTHOR: David - (U.S.A.)

This just demonstrates to a judge Ameriquest's extreme inability to act "in good faith". Another strike against them - as if they need any more.
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#92 Consumer Comment

Sorry, Sarah,

AUTHOR: David - (U.S.A.)

That was just my little abbreviation. I think I like yours, better - "OOP", especially if you put a "P" in front of it...

I was also thinking of "Opie" - as in the Andy Griffiths Show. I thought this appropriately represented the actions and verbage of Ameriquest's corporate office's incredibly inane attempt to defend or deny one of the worst - if not the worst - national fraudulent consumer scandals that this country has ever experienced.

So... POOP on them!
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#93 Consumer Comment

180,000 hits?

AUTHOR: Sarah - (U.S.A.)

Point of clarification since you all seem bent on facts:

1 - if you google ameriquest lawsuits, it will return over 218,000 hits, not 180,000
2 - HOWEVER, that search is for any site with the words ameriquest OR lawsuits in it.
3 - the google for +ameriquest +lawsuits that is for an AND condition (aka both words have to appear) is 67,200 (still high)
4 - the google for "ameriquest lawsuits" where the words must appear exactly as that is 568.

and finally, the office of the president at Ameriquest is not abbreviated OPA, it's OOP (as in OOPS!)
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#94 Consumer Comment

180,000 hits?

AUTHOR: Sarah - (U.S.A.)

Point of clarification since you all seem bent on facts:

1 - if you google ameriquest lawsuits, it will return over 218,000 hits, not 180,000
2 - HOWEVER, that search is for any site with the words ameriquest OR lawsuits in it.
3 - the google for +ameriquest +lawsuits that is for an AND condition (aka both words have to appear) is 67,200 (still high)
4 - the google for "ameriquest lawsuits" where the words must appear exactly as that is 568.

and finally, the office of the president at Ameriquest is not abbreviated OPA, it's OOP (as in OOPS!)
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#95 Consumer Comment

180,000 hits?

AUTHOR: Sarah - (U.S.A.)

Point of clarification since you all seem bent on facts:

1 - if you google ameriquest lawsuits, it will return over 218,000 hits, not 180,000
2 - HOWEVER, that search is for any site with the words ameriquest OR lawsuits in it.
3 - the google for +ameriquest +lawsuits that is for an AND condition (aka both words have to appear) is 67,200 (still high)
4 - the google for "ameriquest lawsuits" where the words must appear exactly as that is 568.

and finally, the office of the president at Ameriquest is not abbreviated OPA, it's OOP (as in OOPS!)
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#96 Consumer Comment

180,000 hits?

AUTHOR: Sarah - (U.S.A.)

Point of clarification since you all seem bent on facts:

1 - if you google ameriquest lawsuits, it will return over 218,000 hits, not 180,000
2 - HOWEVER, that search is for any site with the words ameriquest OR lawsuits in it.
3 - the google for +ameriquest +lawsuits that is for an AND condition (aka both words have to appear) is 67,200 (still high)
4 - the google for "ameriquest lawsuits" where the words must appear exactly as that is 568.

and finally, the office of the president at Ameriquest is not abbreviated OPA, it's OOP (as in OOPS!)
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#97 Consumer Comment

To Everyone!

AUTHOR: Bill & Ted - (U.S.A.)

Also beware that they try things like getting you to come to a settlement meeting, then make you wait an hour or more, ask a bunch of questions then,,,,,NEVER even offer a dime. I have heard of this but didn't fall for it, because I was forewarned, So I told them PUT IT IN WRITING OR FOREGET IT!

Everyone Keep Fighting Hard!
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#98 Consumer Suggestion

Sounds like ameriquest !

AUTHOR: Ken - (U.S.A.)

Marge,

Sounds like ameriquest they dont have their ducks in a roq @ all lol. If i where everyone that had ever had a loan or anything else with ameriquest i would get a lawyer (like i have) because everything they do is fraud and they have a huge pile of lies and they dont even know themselves what people really did sign or if their employees traced signatures.

So i think its very funny that they called you and told you that you needed to be out of your home when you already went with another company years ago and you have nothing to do with ameriquest LMAO.

You should see what these idiot lawyers that ameriquest has hired are sending my lawyer we are scratching our heads and wonder if they even know who i am or what case they are trying to defend lol nothing is matching up.They should just throw the towel in and give me what i want and be done with me because they are digging themselves a huge hole.I think its a train wreck waiting to happen i just thank the good lord im not driving the train so im just sitting back and watching.

Well im going to go out and fertilize my grass after i mow it and do some other things around the yard. Another thing i think is funny is when people are driving by my home and taking pictures because all thou my house has a stop of foreclosure its still on the foreclosure list, so when they stop its funny because i have copied some papers on how i was screwed by ameriquest and i hand it out and people who come by i let them know how ameriquest operates and its funny how many people already know their ways lmao. Well have a great day everyone and GOD BLESS!
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#99 Consumer Comment

They are in total chaos, Marge.

AUTHOR: David - (U.S.A.)

They are looking at doctored, or totally made up, docs. Docs that will actually show your signature, Marge, that you never even saw. They don't know at The Office of the the President of Ameriquest (OPA) if they are looking at actual docs or totally fraudulent papers. Odds are they are fraudulent.

Their branch offices were out of control. Corporate let them become WAY too independent - they just collected their cut. Kind of like francises. These branch offices are where the OPA gets all their docs from. They don't have a clue what their offices doctored and what they didn't.

That's the REAL reason that all these branch offices were chopped. If you can't control the "monster" you created, you have to kill it. AMC killed it.

*SIDE NOTE: WARNING! If you enter into litigation against Ameriquest - and I sincerely hope most of you are - watch for this "legal maneuver" or "ploy" by Ameriquest.

In a court case I was just reading about (I was reading the official docket), the Judge ordered Ameriquest to produce the original mortgage of a plaintiff who sucessfully stopped a foreclosure. After several apparent attempts to derail this motion, Ameriquest entered a "Lost Note Affidavit". DON'T LET THEM GET AWAY WITH THIS. Have your attorneys pre-warn the judge about this ploy.

We all know Ameriquest can't come up with many docs and especially our appraisal documents. Unless the Judge is aware that they are using this ploy on a widespread basis to try to cover their tracks, The Judge may assume that this is just a rare, unusual, one-time situation concerning Ameriquest's inability to produce documents.

Everyone please watch for this move in court.

Good Luck and God Bless!
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#100 Consumer Comment

They are in total chaos, Marge.

AUTHOR: David - (U.S.A.)

They are looking at doctored, or totally made up, docs. Docs that will actually show your signature, Marge, that you never even saw. They don't know at The Office of the the President of Ameriquest (OPA) if they are looking at actual docs or totally fraudulent papers. Odds are they are fraudulent.

Their branch offices were out of control. Corporate let them become WAY too independent - they just collected their cut. Kind of like francises. These branch offices are where the OPA gets all their docs from. They don't have a clue what their offices doctored and what they didn't.

That's the REAL reason that all these branch offices were chopped. If you can't control the "monster" you created, you have to kill it. AMC killed it.

*SIDE NOTE: WARNING! If you enter into litigation against Ameriquest - and I sincerely hope most of you are - watch for this "legal maneuver" or "ploy" by Ameriquest.

In a court case I was just reading about (I was reading the official docket), the Judge ordered Ameriquest to produce the original mortgage of a plaintiff who sucessfully stopped a foreclosure. After several apparent attempts to derail this motion, Ameriquest entered a "Lost Note Affidavit". DON'T LET THEM GET AWAY WITH THIS. Have your attorneys pre-warn the judge about this ploy.

We all know Ameriquest can't come up with many docs and especially our appraisal documents. Unless the Judge is aware that they are using this ploy on a widespread basis to try to cover their tracks, The Judge may assume that this is just a rare, unusual, one-time situation concerning Ameriquest's inability to produce documents.

Everyone please watch for this move in court.

Good Luck and God Bless!
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#101 Consumer Comment

They are in total chaos, Marge.

AUTHOR: David - (U.S.A.)

They are looking at doctored, or totally made up, docs. Docs that will actually show your signature, Marge, that you never even saw. They don't know at The Office of the the President of Ameriquest (OPA) if they are looking at actual docs or totally fraudulent papers. Odds are they are fraudulent.

Their branch offices were out of control. Corporate let them become WAY too independent - they just collected their cut. Kind of like francises. These branch offices are where the OPA gets all their docs from. They don't have a clue what their offices doctored and what they didn't.

That's the REAL reason that all these branch offices were chopped. If you can't control the "monster" you created, you have to kill it. AMC killed it.

*SIDE NOTE: WARNING! If you enter into litigation against Ameriquest - and I sincerely hope most of you are - watch for this "legal maneuver" or "ploy" by Ameriquest.

In a court case I was just reading about (I was reading the official docket), the Judge ordered Ameriquest to produce the original mortgage of a plaintiff who sucessfully stopped a foreclosure. After several apparent attempts to derail this motion, Ameriquest entered a "Lost Note Affidavit". DON'T LET THEM GET AWAY WITH THIS. Have your attorneys pre-warn the judge about this ploy.

We all know Ameriquest can't come up with many docs and especially our appraisal documents. Unless the Judge is aware that they are using this ploy on a widespread basis to try to cover their tracks, The Judge may assume that this is just a rare, unusual, one-time situation concerning Ameriquest's inability to produce documents.

Everyone please watch for this move in court.

Good Luck and God Bless!
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#102 Consumer Comment

They are in total chaos, Marge.

AUTHOR: David - (U.S.A.)

They are looking at doctored, or totally made up, docs. Docs that will actually show your signature, Marge, that you never even saw. They don't know at The Office of the the President of Ameriquest (OPA) if they are looking at actual docs or totally fraudulent papers. Odds are they are fraudulent.

Their branch offices were out of control. Corporate let them become WAY too independent - they just collected their cut. Kind of like francises. These branch offices are where the OPA gets all their docs from. They don't have a clue what their offices doctored and what they didn't.

That's the REAL reason that all these branch offices were chopped. If you can't control the "monster" you created, you have to kill it. AMC killed it.

*SIDE NOTE: WARNING! If you enter into litigation against Ameriquest - and I sincerely hope most of you are - watch for this "legal maneuver" or "ploy" by Ameriquest.

In a court case I was just reading about (I was reading the official docket), the Judge ordered Ameriquest to produce the original mortgage of a plaintiff who sucessfully stopped a foreclosure. After several apparent attempts to derail this motion, Ameriquest entered a "Lost Note Affidavit". DON'T LET THEM GET AWAY WITH THIS. Have your attorneys pre-warn the judge about this ploy.

We all know Ameriquest can't come up with many docs and especially our appraisal documents. Unless the Judge is aware that they are using this ploy on a widespread basis to try to cover their tracks, The Judge may assume that this is just a rare, unusual, one-time situation concerning Ameriquest's inability to produce documents.

Everyone please watch for this move in court.

Good Luck and God Bless!
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#103 Author of original report

YOU WON"T BELIVE IT

AUTHOR: Marge - (U.S.A.)

i just got a phone call from the office of the president at Ameriquest. i was pumping!!!! wow the president of AMERIQUEST had someone call me.

Oscar asked me for my story. well i told him the story i have told all of you. he said it was the appraisers fault. it's not ameriquest fault that you are loosing your house.
i said,"i am?"

oscar: its gonna take place in the next two days.

marge: oscar, are you sure about that?"

oscar: yes, you only have two days and you are going out.

marge: are you positive i only have two days?

oscar: maybe three. what do you think happens when you don't make your payments? can you say you have been making your payments?

marge: yes

oscar: you couldn't be. ameriquest shows you with a zero balance. we bought your house.they foreclosed on you.

marge: oscar where did you say you were from?

oscar: from the office of the president.

marge: spell your name please.

oscar: O S C A R B U R G A

marge: and you say i'm out of here in two or three days. boy i wish i was taping this conversation. are you looking at any paperwork? what are you reading from oscar?

oscar: i'm reading from your file.

marge: are you sure?

oscar: i'm positive.

marge: ameriquest does not own my house. i got married back in 2003 and my husband refinanced my home. he bought my house, and yes we make our payments. our payments are not made to ameriquest. ameriquest hasn't owned my house since may 2003. are you surrrrrreeeeee i have to be out in two days?

oscar: i have to read your paperwork again. i'll call you back in a couple of days. click

well, who thinks i will get a call back?
i'm taking bets.

this has got to be the funniest phone call i have gotten in 3 years.

FROM THE OFFICE OF THE PRESIDENT OF AMERIQUEST

i am so impressed.( OH MY Gosh)
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#104 Consumer Suggestion

Sounds Great

AUTHOR: Ken - (U.S.A.)

You i was thinking ameriquest sponsers so many thing like all of roush racing race cars. I am a huge fan of nascar and it makes me sick to see biffle s car with ameriquest all over it but they sponser their other cars like matt kenseth, mark martin and carl edwards and they also sponser funny cars and have a huge ball feild down in texas the texas rangers and i know they dish out huge amounts of cash to these sponsers.

Most of the money they give out is from families they rip off and boy by the looks of these searches i do and great web sites like this one their is alot. Maybe if people e-mailed these sponsers and see if they know how ameriquest operates i mean im sure they do but maybe they need to be reminded because im sure ameriquest puts up the smoke and mirriors for them like they did thousands of families across the united states.

I mean its just a thought .we can e - mail them and call them even write letters to them i mean ameriquest send me letters and called me ever day until i finally gave in to their lies but i didnt know they where lieing to me? A huge company thier name is ever where comerials i was under the impression they where helping me and i trusted them.

I just really wouldnt want their sponsers to be lied to also you know we dont want to see these huge campmaies they give money to to be hurt or ript off you know?So im not sure should we help them out do some advertising for ameriquest you know help them just like they help us, return the favor you know.

Wow i cant believe i just thought of that well i go to get and help ameriquest out maybe we can all do the same you know!Well i just wanted to thank rip off report for the great job that they do on helping us help ameriquest with all this free advertisement that is so cool of them ameriquest should thank them also!

Well GOD BLESS and have a great night!And thanks rip off report you guys are the best i love this site!!!!
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#105 Consumer Comment

Hey, Ken... Maybe we could rename those sponsored cars, "Screwed by Ameriquest".

AUTHOR: David - (U.S.A.)

Just got back from a weekend road trip. I think that Joe and most of his cohorts are going to be a lot scarcer on this forum now - by default. We can still have fun talking to each other, though...

I just had a thought a few days ago... What if we get the rights to the Texas Rangers stadium in our settlement??? Does that mean we have to manage it? And how do we decide who gets the blimp??? I really don't like heights, so I won't be arguing with you over that. Could use one of those NASCAR autos in my drive way though...

Maybe we could rename those sponsored cars, "Screwed by Ameriquest". Oh, that would be cool!

Let's see... what else do they have we could all split? Boy... this is FUN!!!

I'll talk to you Tues, Ken. Not sure if I will have anything by Tues AM, yet, but we'll see.

God Bless,
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#106 Consumer Suggestion

Well their joe?

AUTHOR: Ken - (U.S.A.)

Wow its been @least 16 hours now and big mouth joe hasnt made a comment! I just got home from church and couldnt wait to check the report and see what comes out of his mouth today? But he is probably @ home and dosent have a computer to share his ignorance. So i guess ill have to wait till tomarrow to see his stupid remarks. When he gets to work its the first thing he does is go to rip off report (on company time) and give his stupid *** remarks.

Well marge david has seen another attorney in grand rapids its a friend of his cousin, but david(my attorney) and davids attorney will be in contact so with all of them (3 attorneys) it will be a joy to see ameriquest sweet alittle! Im sure it will take some time they are already flooding me and my attorney with paperwork we just lol. I just wish they new that the attorney i have hired, well let just say he has done this before not his first day on the ball feild! Well got to get we are going down town for the festival in a bit marge are you and tom going? I will give you a call tomarrow after noon i have a meeting in the morning at the hospital and will be home around 10 am. David ill call you around tuesday i should know a little more when i talked to david friday he was very upbeat (he spoke with the attorney that is now representing ameriquest and will have more good news tuesday) Hey david did i tell you that he had another case against this same law firm a year ago and he crushed them so im in good hands, well talk with you both later. And hey to all my other freinds on here, see joe i have freinds, and you think you have freinds wait till they fire you also we will see how freindly they are then LMAO! WELL JUST WANTED TO SAY THANKS TO ALL THE PEOPLE THAT RUNS THIS WEB SITE YOU GUYS SHOULD GET PAID BIG TIME FOR THE HARD WORK YOU GUYS DO KEEP UP THE GOOD WORK!!!

GOD BLESS EVERYONE!
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#107 Consumer Suggestion

Well their joe?

AUTHOR: Ken - (U.S.A.)

Wow its been @least 16 hours now and big mouth joe hasnt made a comment! I just got home from church and couldnt wait to check the report and see what comes out of his mouth today? But he is probably @ home and dosent have a computer to share his ignorance. So i guess ill have to wait till tomarrow to see his stupid remarks. When he gets to work its the first thing he does is go to rip off report (on company time) and give his stupid *** remarks.

Well marge david has seen another attorney in grand rapids its a friend of his cousin, but david(my attorney) and davids attorney will be in contact so with all of them (3 attorneys) it will be a joy to see ameriquest sweet alittle! Im sure it will take some time they are already flooding me and my attorney with paperwork we just lol. I just wish they new that the attorney i have hired, well let just say he has done this before not his first day on the ball feild! Well got to get we are going down town for the festival in a bit marge are you and tom going? I will give you a call tomarrow after noon i have a meeting in the morning at the hospital and will be home around 10 am. David ill call you around tuesday i should know a little more when i talked to david friday he was very upbeat (he spoke with the attorney that is now representing ameriquest and will have more good news tuesday) Hey david did i tell you that he had another case against this same law firm a year ago and he crushed them so im in good hands, well talk with you both later. And hey to all my other freinds on here, see joe i have freinds, and you think you have freinds wait till they fire you also we will see how freindly they are then LMAO! WELL JUST WANTED TO SAY THANKS TO ALL THE PEOPLE THAT RUNS THIS WEB SITE YOU GUYS SHOULD GET PAID BIG TIME FOR THE HARD WORK YOU GUYS DO KEEP UP THE GOOD WORK!!!

GOD BLESS EVERYONE!
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#108 Consumer Suggestion

Well their joe?

AUTHOR: Ken - (U.S.A.)

Wow its been @least 16 hours now and big mouth joe hasnt made a comment! I just got home from church and couldnt wait to check the report and see what comes out of his mouth today? But he is probably @ home and dosent have a computer to share his ignorance. So i guess ill have to wait till tomarrow to see his stupid remarks. When he gets to work its the first thing he does is go to rip off report (on company time) and give his stupid *** remarks.

Well marge david has seen another attorney in grand rapids its a friend of his cousin, but david(my attorney) and davids attorney will be in contact so with all of them (3 attorneys) it will be a joy to see ameriquest sweet alittle! Im sure it will take some time they are already flooding me and my attorney with paperwork we just lol. I just wish they new that the attorney i have hired, well let just say he has done this before not his first day on the ball feild! Well got to get we are going down town for the festival in a bit marge are you and tom going? I will give you a call tomarrow after noon i have a meeting in the morning at the hospital and will be home around 10 am. David ill call you around tuesday i should know a little more when i talked to david friday he was very upbeat (he spoke with the attorney that is now representing ameriquest and will have more good news tuesday) Hey david did i tell you that he had another case against this same law firm a year ago and he crushed them so im in good hands, well talk with you both later. And hey to all my other freinds on here, see joe i have freinds, and you think you have freinds wait till they fire you also we will see how freindly they are then LMAO! WELL JUST WANTED TO SAY THANKS TO ALL THE PEOPLE THAT RUNS THIS WEB SITE YOU GUYS SHOULD GET PAID BIG TIME FOR THE HARD WORK YOU GUYS DO KEEP UP THE GOOD WORK!!!

GOD BLESS EVERYONE!
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#109 Consumer Suggestion

Well their joe?

AUTHOR: Ken - (U.S.A.)

Wow its been @least 16 hours now and big mouth joe hasnt made a comment! I just got home from church and couldnt wait to check the report and see what comes out of his mouth today? But he is probably @ home and dosent have a computer to share his ignorance. So i guess ill have to wait till tomarrow to see his stupid remarks. When he gets to work its the first thing he does is go to rip off report (on company time) and give his stupid *** remarks.

Well marge david has seen another attorney in grand rapids its a friend of his cousin, but david(my attorney) and davids attorney will be in contact so with all of them (3 attorneys) it will be a joy to see ameriquest sweet alittle! Im sure it will take some time they are already flooding me and my attorney with paperwork we just lol. I just wish they new that the attorney i have hired, well let just say he has done this before not his first day on the ball feild! Well got to get we are going down town for the festival in a bit marge are you and tom going? I will give you a call tomarrow after noon i have a meeting in the morning at the hospital and will be home around 10 am. David ill call you around tuesday i should know a little more when i talked to david friday he was very upbeat (he spoke with the attorney that is now representing ameriquest and will have more good news tuesday) Hey david did i tell you that he had another case against this same law firm a year ago and he crushed them so im in good hands, well talk with you both later. And hey to all my other freinds on here, see joe i have freinds, and you think you have freinds wait till they fire you also we will see how freindly they are then LMAO! WELL JUST WANTED TO SAY THANKS TO ALL THE PEOPLE THAT RUNS THIS WEB SITE YOU GUYS SHOULD GET PAID BIG TIME FOR THE HARD WORK YOU GUYS DO KEEP UP THE GOOD WORK!!!

GOD BLESS EVERYONE!
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#110 Consumer Suggestion

O and Joe one more thing!

AUTHOR: Ken - (U.S.A.)

I really hope you have more money to spend. I mean you did say that you spent 250,000.00 on medical bills because you really need to seek some medical attention! I dont think your brain is working too well; you stick for a company that already paid out 325 million dollars (not to mention the millions more they will spend) because of fraud and every attorney general is after this company and their are several civil suits against them also.

Do me a favor go to google and put in ameriquest lawsuits there are 180,000 hits I mean really you think there isnt a problem. I did already write you a post. I hope it gets on there. Hey david whats your take on this guy how about you marge is this guys head in the clouds or what?

And as for spelling I really dont think I have to worry about that now that I have my degree and really dont care.

So with that all said I think I'm going to just let you run your mouth and sit back and LOL @ YOU and let you say all that you want as my case gets stronger and stronger! You should go back and read some of the things you said on this site. Dont be suprised if they come to your little 3 by 3 cubby hole you call your office and escort you off the property! One more thing their little man I have more friends that you know, and I'm thinking your the one with out any freinds.

Remember I'im here to voice my story on how I was screwed by ameriquest.

Thanks for the web site I think it's the best thing going to stop these guys from screwing more people out of their homes ! Good night all! and joe may god help you on your journey! GOD BLESS EVERYONE!
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#111 Consumer Suggestion

another brain washed employee of a huge company that will be falling apart far more than they are now!!!

AUTHOR: Ken - (U.S.A.)

Hey joe(idiot)

I have read your post about 3 times now and im wondering where do you come in other than your just another brain washed employee of a huge company that will be falling apart far more than they are now!!!I wasnt 4 months late nor did i get a huge pay out i was lied to big time!And i have found and talk to the punk that did my loan and all is good and it will all come out in court and i will win this because i have the truth on my side where ameriquest just has lies one after another.I already had a court date to stop foreclosure on my home dip s**t and the judge put a stop on it.Not to mention ameriquest didnt even show up i wonder why .I know their trying to get their ducks in a row but they can stall as long as they want im in no hurry.So i dont know where you are comming from and you have no idea on the situation that i am in.And also JOE the FBI attorney generals office and a list of many more people read this site so please keep talking you are making my case better and better with each stupid azz remark you make on here i owe ya.So if you are ever in michigan ill buy ya a drink!But when the FBI comes knocking on ameriquest s doors you better run i heard mexico is a good place to hide im sure you would fit right in!And kathy thanks for the nice thing you are saying wish you where in michigan here and you can get with david, marge, and i and we can compare notes its amazing how exact everyones case are alike.The grand rapids office had many many bad apples but im glad some of those people are comming out of the wood work and willing to help people that have been screwed over by ameriquest!!!!Well got to get JOE you have a good night O and by the way if you ever were on fire i wouldnt even piss on you to put it out.So keep hiding behind your computer little man, and one more thing when you are looking for another, job some advice i wouldnt put ameriquest on your resume you might find your self unemployed for a very long time! Tell arnell i said hello!
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#112 Consumer Comment

For Joe ...

AUTHOR: Kathleen - (U.S.A.)

If I thought the company I worked for might be screwing people, I would tell you but actually, I would not have worked there in the first place after being trained to deceive. I won't go into that, I have before and I don't want to cause Ameritheft employees to have to spend any kind of brain power responding to the issues of corrupt training since they need to save this for updating resumes they will need soon. I just hope they omit their last place of employment because this will most definitely kill any chance of employment in their future job search. Or should I say YOUR job search?

Your ignorant comments to Ken were truly amazing. Do you have ESP? I mean, you must since you seem to know Ken didn't make his payments for at least 4 months. Ameri**** will foreclose on anyone's a*s for missing just 2 payments they CLAIM a customer has missed, Mr. Ameridick. For your information, your lousy company still denies receiving a payment in Feb. 2004, which I was forced to pay TWICE so my credit wasn't damaged further by your dim-witted company, even though I have sent the front and back copy of the check with Ameritheft's deposit stamp along with my bank statement. Where does your company find these brainless idiots to fill your billing department?

I can't believe you said Ken was LUCKY to be with Ameriquest for whatever reason you pulled out of the air. Let me give you the meaning of LUCKY or, better yet, UNLUCKY being a screwed customer of Ameritheft and putting up with the continuous bullshit from their employees.

Join the club of the bankruptcy world. You expect us to sympathize with why you filed for, supposedly, medical bills. Yeah right. Are you sure you didn't EXCEED your credit limits by purchasing plasma TV's, boats, expensive cars and everything else you desired at the time? I mean, you are/were making the big bucks pursuing your American Dream by screwing every customer you could but I'm sure you spend as fast as your fat check is deposited. You make it hard for anyone to sympathize with you which I DO NOT.

You criticize Ken's attitude and spelling. Dude, check out the spelling of your co-workers. Actually, check out your own punctuation. Didn't you learn, in elementary school, to place a couple of spaces between sentences?

I feel for YOU man. You are an arrogant a*s just like the rest of your little buddies who work or worked where you do. You then try to make people think you actually have a conscience and a little compassion by commenting about Marge. Your words are empty after the raving lunatic personality you have displayed. Marge knows who the people are who have REAL feelings about her situation. You would have foreclosed on her just as you would any and all customers who couldn't afford the ever increasing payments and bogus fees.

Who could you forward correct information to? A reputable company? Surely not anyone at your fraudulent company. How many people did YOU lie to Joe? Can you count them on two hands or do you have to use your toes also?

Oh, you bring up the pre-payment penalty. What a crock. A customer must pay to get the hell away from your company. How messed up is that? Not only do you rape your customer at closing with hidden fees, charge them late charges they don't deserve and falsify loan history statements, you gouge them on trying to escape from the nightmare they are in. But, of course, Ameritheft includes this ridiculous pre-payment penalty privilege so they can hold onto the customer who they can continue to rape, bleed dry and steal their home using whatever nasty tactic they can. And who came up with calling a pre-payment penalty a privilege? If this is beneficial to anyone, it sure isn't the customer now is it? We all know who it benefits.

You may not give a flying crap about Ken but guess what? There are way more people who don't give a flying crap about you and your let's stick it to all we can' company. Get your life in order and find decent employment.
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#113 Consumer Comment

so.....joe

AUTHOR: Marge - (U.S.A.)

did you help people in your position at ameriquest or should you have been one who got the axe? can you hold your head up? how did you hold on to your job at ameriquest?
did they keep the people with integrity or did they keep the people who did the best at screwing over the mortgage holders?
where do you sit on the family of ameriquest employees?

marge
holland, mi
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#114 UPDATE Employee

marge

AUTHOR: Joe - (U.S.A.)

Yes Marge, I am an employee. Yes I do have a job.
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#115 Consumer Comment

Joe, I will gather up my restitution due me from them and go on with my life.

AUTHOR: David - (U.S.A.)

I agree, that I was at fault for entering into something that I had no clue about. I had no education in possible predatory lending practices. I had no idea I had to have any education before refinancing a home. I really was totally clueless. I simply figured that a refi was MUCH more simple than it really was. I had no idea that I needed any protection whatsoever.

I do take full blame for that. I set myself up big time. However, it's one thing to have the knowledge and not use it wisely - or at all, and a totally different situation if a consumer has absolutely no base of knowledge or experience to go by, where they would be able to judge a dangerous situation. You don't know what you don't know.

I did learn a TREMENDOUS amount about do's and dont's the hard way, Joe. I believe there is always a reason for things that happen. I believe I will now be able to use this knowledge to help others.

I was illegally forced into F/C in 2004. During the redemption period, the Home Retention Specialist, who wouldn't return my calls many times, adding to my stress as I fought to save the home that my wife and I had raised our 5 kids in. When he did answer his phone, he was cold and distant - adding to my frustration and stress. I asked about a procedure to redeem my home (I won't go into details here). He confirmed this procedure and breifly explained it.

When I was able to accomplish the procedure that he had advised me to undertake (with 14 days left before the redemption period ran out), he then told me that he didn't know that's what I had been talking about for the past five months with him. He told me that Ameriquest had "just recently" passed a rule that blocked me from redeeming my home that way. Five long, hard months of working in good faith, and he shot me out of the saddle.

I had fourteen days to come up with an alternate plan. I failed to do that, and I lost my home. I am now permantly disabled as a direct result of their actions. I cannot work anymore, and I am on a reduced income. My credit has been destroyed. I cannot get a badly needed auto loan. My wife and I live in a small 500 ft apartment trying to make ends meet.

I do not want any sympathy for that. I have set new goals for our lives and we are running towards those goals as we speak. However, Ameriquest employed illegal predatory lending practices against me, they set me up and they took the house I raised my family in. Then they used deception and lies to mislead me as to the redemption of my home. My whole life has been changed due to the irrefutable illegal activities of Ameriquest. They owe me a little money...

I will gather up my restitution due me from them and go on with my life.
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#116 Consumer Comment

Joe

AUTHOR: Marge - (U.S.A.)

do you work for ameriquest? sorry i didn't go back up and read all the post. do you still have a job?

marge
holland, mi
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#117 UPDATE Employee

TO DAVID...

AUTHOR: Joe - (U.S.A.)

David, I understand exactly what you are saying.As far as them saying that you have to have an escrow account....your right,that is a bunch of bullsh$^ and I hope those people who lied to you are havin a hard time right now,I'm sure they are. I'm not attacking you for what you are saying but I do want to explain to you how an escrow account works. It pays for your taxes and/or insurance whichever you decide. Your escrow amount changes ONLY if that mortgage company receives notice from the insurance company or tax dept that those are going up,therefore the mortgage company has to collect accordingly to that so that when it comes time to pay those two small bills that you need,there is enough money there to pay them if there isn't enough money then your payment will go up even more.

I recommend very highly to obtain your own insurance. Have it escrowed or not if you get the mortgage companies insurance it will be the most expensive you've ever seen and will cover next to nothing.

These are the reasons for it going up due to escrow. Unfortunately they won't cancel the escrow unless the escrow shortage is paid in full as far as I am aware that sucks,and should not be done, simply because of how high payments can go, second if you can't afford those payments and get behind,it is costing the mortgage company money. I do not agree with the company on that.

Now,David,this will actually be a lesson to you, not me. Remember now that I actually work there and know how their payment plans work.I set these up every day. If you are 30 to 90 days behind, yes they might say total amount due only, if this is the case send in a payment. It might get returned it might not 99% chance though that it will post to your account.

Now,once you become 4 months past due, your loan goes from customer service(collections), to Home Retention. Home retention does not require the total amount due. They will set you up on a payment plan assuming that your financial situation allows you to. If your income is higher than your bills you most likely will qualify for a re-payment plan. Now your payments will go up for the length of the plan but that extra money goes to the past due amount that you have not paid. That is why your income needs to be more than your bills also because when we set you up on a re-payment plan,(forebearance plan), we leave you with extra money left over per person in your family in case you need it. That is assuming that you have not lied to us about your financial situation. There is no interest included in these plans. I can guarentee you that.All that is included in your payment plan is your past due amount, which is the previous payments you have not made, late charges,and any other fees on your account, such as foreclosure fees,bankruptccy fees etc... We do not add anything onto your account. I put my word on that or else I will quit tomorrow.

If your financials don't qualify you for a re-payment plan this means your financial situation is not too good. At this time they would accept the total amount due only. But by this stage of your delinquency, you should have been given some assistance #s. You and/or your spouse should have already been looking for that second job,you should have been looking into doing a refi or selling at the first sign of not being able to keep up with your payments.

I,David, as well as you, o not mean to sound sarcastic. othing personal at you. I do not believe it is the consumers fault they got scammed. I think the rotten bastards that lied to you should rott in hell.I can tell you though,I have always heard of mortgage companies,car companies, etc... lying to people.Rushing people. This is almost common sense in todays world. No matter what your getting,read before you sign. Get copies of what you sign. Fu#% the loan officer who sends someone to your house to rush you into signing docs without reading them, scan them on your computer even if it takes 3 hours, they can wait, it's your money, not theirs.. yet anyway. Just be careful.

I hope David that you can eventually get away from them and go somewhere else.Try a fixed rate loan if possible, an ARM loan with Amc will skyrocket, probably.
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#118 Consumer Comment

Joe, let me try to explain very quickly (sorry, it's not going to be "quickly")...

AUTHOR: David - (U.S.A.)

how you miss a payment on an Ameriquest loan. You see... there's this little thing attached to the loan payment, called a... are you ready for this???... an ESCROW. When they set mine up - they told me they required it, which is against the law (I stopped reading up on mortgage law, real estate practices, RESPA, HUD, and all the other assorted legal documents on State and Federal lending practices that I had taken out of my busy life as a High School Science teacher, to read - just before I got to that part. I am SO SORRY for having the gall to have the itty bitty trust in my agent on that count - actually I trusted him on a few other issues, too. Guess what? Got burned on those "trust issues", also).

My mortgage payment went from $871/mo to $1,084 in 8 months (and was still going up), before I stumbled on being able to make a full payment. They said they were "adjusting" my escrow. Yeah to the point where I couldn't afford it anymore.

THEN, and this will be a lesson for you because I'm sure you have NO idea what's coming next... they refuse ANY money unless it is the FULL payment, and they will not take anymore money PERIOD, unless it inculdes ALL back monies due, with interest and penalties. This virtually locks a consumer out of being able to make ANY payments on the loan, guaranteeing a F/C. Are you shocked? Never heard of Ameriquest doing this? Hope you were sitting down...

Yes, I KNOW many mortgage companies have this clause... few use it as an intentional weapon, with such extreme predjudice, as Ameriquest did. If you read many of these posts and threads, you will see that this was (is?) a well established malicious procedure that Ameriquest practiced from California to Maine, and from Washington State to Florida - over and over again.

Sorry, Joe, if I sound a little sarcastic. It really is nothing personal against you. It's just that some people come on here and start this, "It the consumer's fault that they got scammed" stuff.

I am trying to think... but I really can't recall any court case where the judge ruled that a consumer was just too easy of a target, and that the poor fraudulent and deceitful con artist just simply could not be blamed for taking this sucker for everything he had in life". Someone help me here... did I miss that case???
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#119 Consumer Comment

Marge I agree with you

AUTHOR: Kay - (U.S.A.)

Marge, Ken and Dave, I know and agree with how you all feel.I'm hoping so bad some one from St. Louis steps up and helps. As far as payments go, When your payment is raised 200.00 a month and your living on a limited income, who does not fall behind.,One our loan I was just laid off, no income, my husband is disabled, and they put he was self imployed and I was borrower 1. My error which I admit, I didnot read all the paper work when the notary came to my home. I guess Im stupid. I truly believed it was illegal for them to lie on legal binding contracts. Plus my paperwork was different after recission, and was told i could not cancel, plue my appraisal is 45.000 over, so I do believe they hook you for live, one way or another they will own you or your home. I did check on predatory lending practices and from what I understand, if you have a fraud loan, such as truth n lending, respa ect,you have 3 yrs to recend, also if they over charge you for all the fees and do not give what was signed for.My court date was cancelled due to a another attorney coming aboard with new amendments.I just pray to God I dont have a breakdown, I'm on the verge now, 2 1/2 yrs this has drug out. I to Ken have cried myself to sleep everynight. I don't mean to be judjemental but to all of the x-employees who did deliberatly rape people of their lives, now with out jobs and the financial hardships you will go thru, you might get a little taste of what it feels like to wait to see if you'll have your home in a few months. I agree with so many others on this site, sorry I did't mention your names too, just too many to remember, but you're all in my prayers. Sorry to go on, gues I need to vent too.
God Bless All Of You
Kay
Oh another thing I also believed what I was told, , just too much to go thru.
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#120 Consumer Comment

To Heather ...

AUTHOR: Kathleen - (U.S.A.)

You said you have experienced hard times as we have and filed bankruptcy. Were you able to keep up with your payments? I doubt it since, if you were able to do so, you would not have filed bankruptcy right?

I was forced into bankruptcy because I could not make payments. I can't think of another reason to do so. And what payment is usually not able to be paid? It sure isn't a phone or water bill. It's most likely an inflated interest rate mortgage payment with fees even the company can't explain. In other words, an Ameriquest monthly mortgage payment which has become every customer's nightmare they must live with everyday. A customer who was lied to and deceived. An intelligent individual who, unfortunately, got sucked in by the lies told by a representative from this fraudulent company. But, a representative who, as I understand as of today, is unemployed. My, my now the ex-employees will be feeling a little bit of how their screwed customers have felt for a long time. I can't say I feel sorry for them.

I do not blame Marge for attacking you. Your comments were made to encourage an attack. So in order for Marge not to feel alone, I will join her. You know nothing at all of our situations or, hopefully, you would not have been so harsh.

Yes, this is a public forum to allow people to comment, explain their situation and request help. Everyone does have a right to their own opinion but some opinions, especially those that make others defensive and were made to belittle and hurt, should be kept to oneself. Your comments were callous and unfeeling, especially since you know, firsthand, how it feels when any kind of misfortune you have no control of happens.

So, in the future, before you decide to post comments as you have, take a look at yourself and your situation and think of how you would feel.
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#121 UPDATE Employee

KEN???

AUTHOR: Joe - (U.S.A.)

Thanks for your response Ken.So if you thought the company you worked for might be screwing people over,cusotmers that is,not employees,what would you do?If you want to keep your job or a good work history I don't think their is much that you would do.I,am looking for new employment.I was unaware of these things when I joined the company,otherwise,I would not have joined.

I agree with Heathers notes on here.Dont get upset with me beacause you didn't make your payments.I bet my life that your home did not go into foreclosure until you were at least 4 months past due,or more.Other sub-prime lenders would have foreclosed on your a*s after being late for only 2 months.How do I know this?I interviewed with them and that is why im not with that company.You should be lucky you were with Ameriquest for that reason alone.you got to stay in your home longer.

Don't preach to me about your hard times.I'm in the same boat as Heather, BK.I had to file,not because I was unable to manage my $$,but due to medical bills,over 250,000.00 worth.

Ken,you make it hard for someone to sympathize for you.So,I won't.Be a hard-a*s.Your attitude,oh yeah,and your spelling,will get you no where in life.Numerous mis-spellings and your grammar and punctuation sucks.I would assume by your hostility that you are just a very angry person in general,probably not with many friends.I feel for you man.

I do,however,sympathize with people such as M,who lost so many people in such a short time.The title comp. advised her not to make a payment,so she didn't,therefore screwing her royally.I would not have even considered putting her on a forebearance simply because she obviously could not afford it.Instead I would have forwarded her information to the correct people to see if they could have modified her loan to get her some lower payments.I have done this with other customers and it has worked.She probably had a great pay history until this happened.I think Ameriquest should take extreme situations such as this into consideration and do what they can with their billions of dollars and help someone out.

I also sympathize with the Ameriquest customers,who,at origination,which by the way Ken,origination would mean the point in time when a customer first got their loan with AMC or refi'd with them,...got screwed.Alot of these people were lied to by loan officers and/or rushed into signing the loan docs so that they would not have time to look over them.Now,whereas I do believe the borrower still should have read their docs before signing them and they are SOMEWHAT to blame for that part,the loan officers should have never lied to these people or rushed them into siging docs.

Why do you think all the branches have been closed and all of these people laid off?All origination is now going to be run out of 3-4 different sites so that it is much easier to keep an eye on these people to make sure that they don't give the company a bad name.

Read your loan docs before you sign them,with any company.If you fall behind on your payments,and sell your home to get out of debt,don't b***h at us because you have a pre-payment penalty,that is of course assuming that you were aware of it.

M, and all others who have had these hard times, and were lied too, and rushed,and screwed over, I AM sorry and wish you all luck in the future.KEN,I don't give a flyin crap about you.Get your life in order then come back.
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#122 Author of original report

ACTUALLY HEATHER

AUTHOR: Marge - (U.S.A.)

did you even read MY post. i did what AMERIQUEST told me to do. DO NOT MAKE YOUR payment this month. we will be closing at the end of the month. you will be fine. i had made my payments up until the time that the ameriquest employee told me not to worry about it.

i'm sorry you feel the need to comment without READING.
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#123 Consumer Comment

Actually Marge

AUTHOR: Heather - (U.S.A.)

Actually Marge I do not live in a perfect world. I wasnt trying to make anyone mad, but by your own admission, you missed payments. I get that amerquest may be bad, but this site is full of people saying their mortgage company forclosed on them because they didnt pay their mortgage, or were really late. And I knew that you or someone was going to attach me because I posted something not agreeing with everyone. I have had hard times too. Its called bankruptcy. I have had my father die, I got laid off, and my fiance died, who supported me financially with all the debt from going to college. I had to file just to keep my car. So please dont judge me just because i said something. thanks.
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#124 Consumer Comment

Actually Marge

AUTHOR: Heather - (U.S.A.)

Actually Marge I do not live in a perfect world. I wasnt trying to make anyone mad, but by your own admission, you missed payments. I get that amerquest may be bad, but this site is full of people saying their mortgage company forclosed on them because they didnt pay their mortgage, or were really late. And I knew that you or someone was going to attach me because I posted something not agreeing with everyone. I have had hard times too. Its called bankruptcy. I have had my father die, I got laid off, and my fiance died, who supported me financially with all the debt from going to college. I had to file just to keep my car. So please dont judge me just because i said something. thanks.
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#125 Consumer Comment

Actually Marge

AUTHOR: Heather - (U.S.A.)

Actually Marge I do not live in a perfect world. I wasnt trying to make anyone mad, but by your own admission, you missed payments. I get that amerquest may be bad, but this site is full of people saying their mortgage company forclosed on them because they didnt pay their mortgage, or were really late. And I knew that you or someone was going to attach me because I posted something not agreeing with everyone. I have had hard times too. Its called bankruptcy. I have had my father die, I got laid off, and my fiance died, who supported me financially with all the debt from going to college. I had to file just to keep my car. So please dont judge me just because i said something. thanks.
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#126 Consumer Suggestion

YO JOE

AUTHOR: Ken - (U.S.A.)

Give me a break you deserve everything you got comming to you! I am so mad on how all you past employees and current have treated so families and have taken their homes and put them on the street. Think about this if they lost their homes to foreclosure do you think there credit will be good enough to buy another home? Or even rent ? Well the answer is no so whats that tell you? If you guys want to make it right go to the authorities tell them what you know try to get in contact with these people help them.

I know marge she and her husband came to one of my court dates i know david he came to my home we went to lunch we talk about what has happened to us we are felling the pain not you i could care less if you or anyone else lost their job @ameriquest i wouldnt even put their name on my resume!We are just 3 families here in michigan that have or going through losing a home ever think how we fell.

I have never cried so much before in my life you dirt bags!It may take some time but we will all get through this and ameriquest will pay in court what they have done to us but how about having your name in the paper for foreclosure havingco- workers come up to you asking if you need to borrow money? All the stress we have gone through our kids see this they know mom and dad are sad.You loose all hope you dont even want to mow your grass do home improvements you loose all the drive you have in your body everthing around you is falling! I hope every ameriquest employee read this and ask them selves what i do if i where in their shoes? Well what would you do? Read this post from the top down their is some good info on here if you would like to talk with us its not hard to find! DO THE RIGHT THING!

GOD BLESS EVERYONE!
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#127 UPDATE Employee

Apology

AUTHOR: Joe - (U.S.A.)

To M and all who have posted on this site

re:their dealings with AMC/Ameriquest Mortgage, I, as an employee of this company extend an apology on my behalf as well as some of my co-workers to all who have been mistreated.

I deal with you folks day in and day out,I have heard the complaints directly from you. Unfortunately these complaints are nothing new,and are very common. I can sympathize in many ways with the concerns I have read on this site. I would be as upset as all of you if I were in your position. I could never ask anything of you people after you have been treated this way.

However,keep in mind that alot of these issues have taken place at origination, such as: not making 1 or 2 payments, misleadings about loan docs and terms. The people you talk to on the phone that work there, dont have much control over that, and as well as with other companies, these employees of course will often times side with the company due to the fact that they might not know of these issues.

They also may not believe the issues, due to the simple fact, that alot of people we talk to DO in fact lie to us. Some do have poor habits and can't manage their bills, creating bad credit, thus having to obtain a loan through a sub-prime lender such as Ameriquest.

However I can say that a lot of us do realize what is going on, and do sympathize. We talk each day about different interactions with customers and how it sounds as if they were really screwed.

Unfortunately there is not much these employees can do about it. Alot of the respectable employees, have either quit or are currently looking for new jobs elsewhere.

I APOLOGIZE again.

I typed in the search on ripoff report the name AMERIQUEST, and came up with 518 reviews. I then typed in the names of other competing sub-prime lenders, and came up with less than 100 reviews each.T hat says something to me, more than "every company has its problems". The reason myself as well as co-workers are looking for new employment.

P.S. If you are getting a loan with Ameriquest, read the loan docs before you sign. Is there a pre-payment penalty? Is my escrow added in the payments? Do my docs say I don't have to make 2 or 3 payments?

APOLOGIES
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#128 UPDATE Employee

Apology

AUTHOR: Joe - (U.S.A.)

To M and all who have posted on this site

re:their dealings with AMC/Ameriquest Mortgage, I, as an employee of this company extend an apology on my behalf as well as some of my co-workers to all who have been mistreated.

I deal with you folks day in and day out,I have heard the complaints directly from you. Unfortunately these complaints are nothing new,and are very common. I can sympathize in many ways with the concerns I have read on this site. I would be as upset as all of you if I were in your position. I could never ask anything of you people after you have been treated this way.

However,keep in mind that alot of these issues have taken place at origination, such as: not making 1 or 2 payments, misleadings about loan docs and terms. The people you talk to on the phone that work there, dont have much control over that, and as well as with other companies, these employees of course will often times side with the company due to the fact that they might not know of these issues.

They also may not believe the issues, due to the simple fact, that alot of people we talk to DO in fact lie to us. Some do have poor habits and can't manage their bills, creating bad credit, thus having to obtain a loan through a sub-prime lender such as Ameriquest.

However I can say that a lot of us do realize what is going on, and do sympathize. We talk each day about different interactions with customers and how it sounds as if they were really screwed.

Unfortunately there is not much these employees can do about it. Alot of the respectable employees, have either quit or are currently looking for new jobs elsewhere.

I APOLOGIZE again.

I typed in the search on ripoff report the name AMERIQUEST, and came up with 518 reviews. I then typed in the names of other competing sub-prime lenders, and came up with less than 100 reviews each.T hat says something to me, more than "every company has its problems". The reason myself as well as co-workers are looking for new employment.

P.S. If you are getting a loan with Ameriquest, read the loan docs before you sign. Is there a pre-payment penalty? Is my escrow added in the payments? Do my docs say I don't have to make 2 or 3 payments?

APOLOGIES
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#129 UPDATE Employee

Apology

AUTHOR: Joe - (U.S.A.)

To M and all who have posted on this site

re:their dealings with AMC/Ameriquest Mortgage, I, as an employee of this company extend an apology on my behalf as well as some of my co-workers to all who have been mistreated.

I deal with you folks day in and day out,I have heard the complaints directly from you. Unfortunately these complaints are nothing new,and are very common. I can sympathize in many ways with the concerns I have read on this site. I would be as upset as all of you if I were in your position. I could never ask anything of you people after you have been treated this way.

However,keep in mind that alot of these issues have taken place at origination, such as: not making 1 or 2 payments, misleadings about loan docs and terms. The people you talk to on the phone that work there, dont have much control over that, and as well as with other companies, these employees of course will often times side with the company due to the fact that they might not know of these issues.

They also may not believe the issues, due to the simple fact, that alot of people we talk to DO in fact lie to us. Some do have poor habits and can't manage their bills, creating bad credit, thus having to obtain a loan through a sub-prime lender such as Ameriquest.

However I can say that a lot of us do realize what is going on, and do sympathize. We talk each day about different interactions with customers and how it sounds as if they were really screwed.

Unfortunately there is not much these employees can do about it. Alot of the respectable employees, have either quit or are currently looking for new jobs elsewhere.

I APOLOGIZE again.

I typed in the search on ripoff report the name AMERIQUEST, and came up with 518 reviews. I then typed in the names of other competing sub-prime lenders, and came up with less than 100 reviews each.T hat says something to me, more than "every company has its problems". The reason myself as well as co-workers are looking for new employment.

P.S. If you are getting a loan with Ameriquest, read the loan docs before you sign. Is there a pre-payment penalty? Is my escrow added in the payments? Do my docs say I don't have to make 2 or 3 payments?

APOLOGIES
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#130 Author of original report

Welllllll............. If It's True, for those of you who lost your jobs, maybe next your home. you will find out what some of us felt like when we got raped by your company.

AUTHOR: Marge - (U.S.A.)

for those of you who lost your jobs, maybe next your home. you will find out what some of us felt like when we got raped by your company. if you are an innocent bystander working for a slimmy company, i feel sorry for you.
if you are one of the people that called my house in my darkest days and told me crap and tried to take my house , i don't feel sorry for you.

i have read stories from ken, dave, kathleen and so many others. did you feel sorry for them?
you reap what you sow.....

where do YOU fit in?

are you innocent or are you someone that was making 30000.00 /month on someone elses misfortune. think about it. did you get what you deserved or did ameriquest rake you over too.
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#131 UPDATE EX-employee responds

Layoffs are real

AUTHOR: Sarah - (U.S.A.)

Whole departments - GONE.

5 loan centers.

It's real. Believe it.
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#132 Consumer Comment

ONE MORE THING HEATHER

AUTHOR: Marge - (U.S.A.)

have you read how many times ameriquest has changed imformation after the papers were signe?
i never signed a paper that said i was self employed. i never have been. but there is a paper in my file that says i was. that was so ameriquest could cover their butts about income. i didn't make enough money for them to give me a loan. so they made it up and stuck it in my file.
is that all right with you too?????
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#133 Consumer Comment

Dear Heather

AUTHOR: Marge - (U.S.A.)

Ameriquest sent the appraiser a message. We need her house to be worth 180000.00 well the appraiser only went to 175000.00. Now read every line. I did not close on that mortgage quote!

Ameriquest said they would give me a better rate after one year if I was not over 30 days late. They offered the new rate. We will close on friday. I did not want 175000.00 loan I did not need 175000.00 loan.

All I wanted was a better rate. So after they called and said, don't worry about your payment this month we will be closing at the end of the month and we will just roll this payment in. Well the closing didn't happen because I did not want any money.

Ameriquest wanted me to go to the 175 or 180000.00 so they could charge me 30000.00 in closing cost and then take my house away. Well I didn't close but of course i was late they told me not to make my payment. Josh bartuca and jonathon san fallipo. Young men who did not give a rip if I lost my house.

Another lady at ameriquest tried to tell me that they were lining their own pockets but when I told them what she said she got fired. They were doing what they were suppose to do for ameriquest. Jack the appraisal way high, get you to close, maybe give me a 1% reduction on my loan but take 25-30000.00 out for closing cost.

Well I DID NOT CLOSE. But that doesn't change the fact that they dinked around promising things that they didn't come through with and then tell me I'm late. Do you think even 12000.00 is fair for closing cost.

I don't understand how you can be so judgemental. You are not living my life. Have you dealt with ameriquest? Have you had them send you a letter on how to get some help with your mortgage? Well they sent me a letter after the other mess they made and then I spent one whole night calling the phone number they gave me. got transfered to another dept. Then another, then another (at least 9 times ) and ended up right back where I started. They did not have a clue what ameriquest was talking about.

Then a man from ameriquest called and asked what I did with the insurance money. (like that was his business) I said I had a funeral and bought a head stone. he said, you should have cremated him. Do you think a mortgage co. should call your house and give you that kind of information?

It was really none of his business. Ameriquest told me not to worry about the payment and then they tried to say I was late. Just because i didn't want a loan where they got more money out of me. BOTTOM LINE. They thought they won, but one thing I do know how to do is work.

I won.
I still have my house but they are low lifes no matter what you think.
I know what they did and I have the proof.

marge
holland, mi

I say you are young because you write like everything is still perfect in your little world.
Sorry but someday it will change
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#134 UPDATE EX-employee responds

Ameriquest closing

AUTHOR: Tom - (U.S.A.)

Hope this makes some of you fell better, the giant is falling to pieces

ACC Capital Holdings
FOR IMMEDIATE RELEASE
May 2, 2006

CONTACT: Chris Orlando(714) 558-5300

Ameriquest Announces New Retail Business Model

Company to centralize retail mortgage operations

ORANGE , CA May 2, 2006

ACC Capital Holdings (ACH) today announced the launching of a new business model for its Ameriquest Mortgage Company and Town and Country Credit retail mortgage subsidiaries, including the centralization of the branch networks into its existing regional production centers and the consolidation of corporate functions. The new centralized operations will improve efficiency and leverage the strengths of the company?s retail mortgage origination business. The changes will result in the closure of local branches and a reduction in the company?s work force.

We are launching a new strategy for our retail mortgage business ? one that will enable us to offer a broader array of competitively priced products and higher-quality customer service,? said Aseem Mital, chief executive officer of ACC Capital Holdings. ?We are moving strategically and decisively to remain a leader in an industry that is undergoing fundamental changes.?

Under the new retail business model, ACH will centralize its retail branch network into existing regional mortgage production centers in California, Arizona, Illinois and Connecticut. In addition, the company will consolidate many corporate functions at its Orange, CA headquarters. These changes will result in the total workforce reduction of approximately 3,800 associates and the closing of 229 retail branch offices. The branch closures are effective immediately. Through its existing regional production centers, Ameriquest will continue to lend nationwide.

Although difficult, the decisions announced today are the best strategy for improving our cost structure and increasing our ability to price loans competitively -- changes that are critical to our long-term success,? said Adam Bass, vice chairman. ?We greatly appreciate the contributions of our associates affected by today?s announcement and have taken care to assist them in their transition.?

The new business model fully adheres to the company?s previously announced agreement with the states. ?The strategy and business practices of our new retail model are well aligned with our commitment to consumer friendly lending policies and with the business enhancements included in our Multi-State Agreement,? said Bass.

Ameriquest?s regional production centers will assume the current loan pipeline and use existing capacity to begin originating new loans immediately. The centralization allows Ameriquest to retain and maximize its primary sources of new loans, reduce infrastructure costs and eliminate redundant functions.

Our new centralized approach creates an extremely efficient and scalable lending platform, which will increase our long-term competitiveness in a very cyclical industry,? said Mital.

About ACC Capital Holdings

ACC Capital Holdings (ACH) is a national financial services company based in Orange, CA. The ACH family of companies originate, service and securitize a range of mortgage products. With operations nationwide, the ACH companies and their associates share a common mission of helping Americans reach their financial goals and achieve their home ownership dreams. The companies also demonstrate their commitment to communities through a wide array of partnerships, outreach programs and community investments.

ACH subsidiaries include Ameriquest Mortgage Company (retail mortgage loan origination), Argent Mortgage Company (wholesale mortgage loan origination) and AMC Mortgage Services (loan servicing and capital markets). For more information about Ameriquest Mortgage Company, Argent Mortgage, and AMC Mortgage Services, please visit: www.ameriquest.com, www.argentmortgage.com, or www.amcmortgageservices.com.



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#135 Consumer Comment

Question

AUTHOR: Heather - (U.S.A.)

I do sympathize with everyone here. it is tough losing a home, family, etc. however, everyone has said that they were late on payments (and if anyone said they weren't, sorry i must have missed that one). What bank doesnt forclose when you dont pay your mortgage??? emregencies or not, when you sign the mortgage, note, and truth-in-lending, everything is in there about payments and what happens if you miss payments. AND no, i do not work for amerquest or any other mortgage company. I think that is the biggest shame on this website. This is a public forum, that YOU all post your comments, but if someone disagrees, then they are evil, work for the company that is ripping off. I think that is sad. Everyone has a right to their opinion.
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#136 Consumer Suggestion

All of this layoff talk

AUTHOR: Ken - (U.S.A.)

I think all this talk of layoffs and ameriquest selling out is all BS its just another lie created by ameriquest employees. They are still ripping people off and taking peoples homes and putting them on the street!
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#137 Consumer Suggestion

All of this layoff talk

AUTHOR: Ken - (U.S.A.)

I think all this talk of layoffs and ameriquest selling out is all BS its just another lie created by ameriquest employees. They are still ripping people off and taking peoples homes and putting them on the street!
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#138 Consumer Suggestion

All of this layoff talk

AUTHOR: Ken - (U.S.A.)

I think all this talk of layoffs and ameriquest selling out is all BS its just another lie created by ameriquest employees. They are still ripping people off and taking peoples homes and putting them on the street!
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#139 Consumer Suggestion

All of this layoff talk

AUTHOR: Ken - (U.S.A.)

I think all this talk of layoffs and ameriquest selling out is all BS its just another lie created by ameriquest employees. They are still ripping people off and taking peoples homes and putting them on the street!
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#140 Author of original report

APPRAISER MARK

AUTHOR: Marge - (U.S.A.)

well,
i talked with mark and he says he is willing to send me his exact appraisal. along with that he will send some other paperwork that he was given by ameriquest. it seems this mark is a decent person. i wouldn't think twice about getting an appraisal from him if i needed another one. it seems like he has learned a valuable lesson about getting involved with preditory lenders.

does any one know anything about Rock Financial.
lets get some info on them too. maybe its on another post.

have a good night
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#141 Consumer Comment

MARK WERE YOU AN APPRAISER

AUTHOR: Marge - (U.S.A.)

I just got in touch with the person who did the inflated appraisal. His name is mark.
We are playing phone tag at this time.
I am also trying to get in touch with merideth who worked at ameriquest in 2001.

MERIDETH will you write something.

thanks
marge
holland, mi
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#142 Consumer Suggestion

read this report

AUTHOR: Ken - (U.S.A.)

Read this report from top to bottom their is some very helpfull information on here!We can all stop ameriquest from doing this to others and stop what they are doing to the 1000 s of people around the united states!Call the attorney generals office call attorneys in your home town or here in holland mi David Hall. There is help out their what ameriquest is doing is wrong and they know this.Spread the word of there ways i talk to a guy at my work and he came so close to working with ameriquest and i told him to google ameriquest lawsuits and he was amazed could not believe his eyes he called me at home and thanked me. So spread the word keep fighting!
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#143 Consumer Comment

Marge, it's people like you who keep people like me hanging in there.

AUTHOR: Kathleen - (U.S.A.)

Thank you Marge ... I appreciate your comments, unlike others who have nothing else to do but hurl ignorant insults at anyone they can find.

I found it amusing that he has nothing better to do than to browse this site and copy a paragraph here, a paragraph there. I read a lot on here but have never gone to the trouble to copy someone's comment from a different posting.

I know this may be another poor choice but I must comment to a few things Mr. Steve thought he had to say. First of all, yes I did choose a bad husband but he wasn't the THREE years we dated. In fact, I'm sure he made a lot more money than you do. After marriage is when he became a ?loser?. So don't comment on things when you don't have all the facts.

I take all the blame for not doing my research. I checked out their website and met with the so-called rep many, many times before I decided to go with Amerishit. But, it's a lesson learned.

No, I didn't read the contract Mr. know-it-all because I was told it was exactly the same as the one I held in my hand. Yes, my fault for believing someone. This rep is probably your stupid wife. And, again, you have no idea what you are talking about. I had THREE days cancellation period, not SEVEN.

I'm glad you could ?scrape together $3K-4K? but many of us unfortunate people cannot do that. I could now and I do pretty much every month just to make my friggin' house payment. For your information, Mr. A-hole, if you can come up with that kind of money, why don't you pay my house payment for a couple of months? Because you couldn't that's why. You are probably stuck in some poor paying job and that is why you are so hateful.

Yes, AMC could take my ?hubby? off this note. I have researched this and I KNOW. I see you do NOT KNOW. He has been removed from my home insurance, my 401K and all other areas of importance. AMC tried to tell me he would not be removed from my insurance and, well, they are wrong just as you are. I don't have a title for my home but I do have a deed. Is that what you mean? He was never added to the deed. And, he HAS given up all rights to this property. Only a single wide mobile home has a title so I guess that's what you live in.

I had reasons to ?BK?. It is not for you to worry about. I did lots of things before I filed but I do not feel I need to explain it to you. It is none of your business. And as for ?living beyond my means?, you are truly an a*s. You comment on things you know absolutely nothing about. My parents raised me to believe if you buy something, you pay for it so no, I DON'T live beyond my means as you probably do.

I feel sorry for you Steve because you have nothing better to do than to sound like a complete ignorant a*s, which is what you are. I am now financially secure which I'm sure you are not. I am happy with myself which I'm sure you are not. I'm really happy that when I look in the mirror, I don't see a Steve looking at me. I like Kathleen looking at me just fine!

Thank you again Marge. Forgive me for making another poor choice by commenting on Steve's stupid comments but I just had to ?whip his butt?. HA!
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#144 Consumer Comment

Dave

AUTHOR: Marge - (U.S.A.)

in the article marge eppes lives in holland too. maybe you could check the holland phone book and get her phone number. she could probably lead you to ken. just a thought. cami the writer of the article can probably get you in touch too. but i think i would try the phone book.
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#145 Consumer Comment

Kathleen forget steve

AUTHOR: Marge - (U.S.A.)

poor choice #6 if you listen to steve.
i suppose he has never had a problem in his life. i would say if you have not had a problem then you have probably created many for others.
he is probably problem # 1 for somebody.
we all make bad choices at some time in our life.

i want you to remember something Ameriquest and their slimmy ways , IS NOT LIFE .
your family and friends are your life. we will always have some kind of bills.
if your life is perfect, your not trying. you can't make mistakes if you don't try. only people who are living life can make mistakes.
if you go to work , come home have supper, sit in a chair and do nothing, you won't make any mistakes.

kathleen, just remember you are a survivor. you are still here in spite of what you have been through.
you know the saying, what doesn't kill you makes you stronger.
sounds like you could whip steves butt. lol lol lol
it's so nice to meet people like steve who have so many stones to cast at the rest of us. it makes us stronger and united.
someday someone will break his bubble. his little perfect world.

hang in there kathleen.....it's just stuff
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#146 Consumer Comment

Thanx, Marge

AUTHOR: David - (U.S.A.)

By the way, I grew up in Hudsonville (Jamestown). I will go online to find this article, or contact the GR Press for a copy.
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#147 Consumer Comment

Thanx, Marge

AUTHOR: David - (U.S.A.)

By the way, I grew up in Hudsonville (Jamestown). I will go online to find this article, or contact the GR Press for a copy.
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#148 Consumer Suggestion

Thanx everyone

AUTHOR: Steph - (U.S.A.)

If it helps you all at all you just saved a friend of mine from possible disaster as she was beginning discussions with Ameriquest. I remembered seeing things here on them as a regular browser here and led her to this thread.

Your posting helped at least one person who is a single mom of 3 avoid disaster. I hope this gives you all some comfort. She is going with Washington Mutual.

ONE THING TO DO IS VOTE THE ATTORNEY GENERALS WHO DO THESE SETTLEMENTS OUT OF OFFICE!

There's usually only one person who benefits from class action suits. The lawyer who sued. He gets millions and millions the victims get pennies.
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#149 Consumer Suggestion

Thanx everyone

AUTHOR: Steph - (U.S.A.)

If it helps you all at all you just saved a friend of mine from possible disaster as she was beginning discussions with Ameriquest. I remembered seeing things here on them as a regular browser here and led her to this thread.

Your posting helped at least one person who is a single mom of 3 avoid disaster. I hope this gives you all some comfort. She is going with Washington Mutual.

ONE THING TO DO IS VOTE THE ATTORNEY GENERALS WHO DO THESE SETTLEMENTS OUT OF OFFICE!

There's usually only one person who benefits from class action suits. The lawyer who sued. He gets millions and millions the victims get pennies.
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#150 Consumer Suggestion

Thanx everyone

AUTHOR: Steph - (U.S.A.)

If it helps you all at all you just saved a friend of mine from possible disaster as she was beginning discussions with Ameriquest. I remembered seeing things here on them as a regular browser here and led her to this thread.

Your posting helped at least one person who is a single mom of 3 avoid disaster. I hope this gives you all some comfort. She is going with Washington Mutual.

ONE THING TO DO IS VOTE THE ATTORNEY GENERALS WHO DO THESE SETTLEMENTS OUT OF OFFICE!

There's usually only one person who benefits from class action suits. The lawyer who sued. He gets millions and millions the victims get pennies.
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#151 Consumer Suggestion

Kathleen's poor choices...

AUTHOR: Steve - (U.S.A.)

Kathleen, I stand by my words of "poor choices"

Copied from Kathleen's earlier posts:

>>>>>> I married (unfortunately and divorced) and this is the reason I refinanced since he charged over $80,000 on credit cards I had in my jewelry box. Anyway, I freaked and didn't research like I should have and we both signed the contract with Ameritheft. He went to jail for abuse and I requested his name be removed from the loan. Will they remove him? Yea right. They sent the escrow over-payment check of almost $600 paid to the order of both our names. Now, tell me, how I can cash a check with his name on it. He was bailed out of jail (how? who knows?)<<<<

Poor choice #1. Poor choice in a husband, obviously a financial loser, also, an abuser.

Poor choice #2. You said you didn't research the refinance loan like you should have.

Poor choice #3. You didn't read the contract at the time of signing, and still further, didn't discover any problems during the 7 day cancellation period that would cause you to cancel.

Poor choice #4 If you did in fact read and discover problems prior to the cancellation period expiring, why didn't you cancel? Did you feel the pressure of not being able to come up with another house payment? Maybe not being able to make the minimum payments on the cards even for another month? You mean to tell us that you could not scrape together $3K-4K to buy another month?

AMC does not have the ability to make a unilateral decision to take your hubby of the note and off title. You can take him off title if he will quit claim to you, but who in his right mind would give up ownership of a peroperty if he is still indebted to pay the mortgage note?

All this caused you to BK? You had ABSOLUTELY NO OTHER FINANCIAL RESOURCES to support you in this? You didn't have a 401K, IRA, savings, ANYTHING AT ALL to prevent a forclosure? You mean you are a homeowner and couldn't come up with what, maybe $10,000 to get things right? OOPS...there is Poor choice #5, living beyond your means and having ZERO liquid reserves behind you for an emergency of any kind.

I rest my case. And before any of you other people comiserating with Kathleen get your panties twisted, look in the mirror. You might see a Kathleen staring back at you.
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#152 Author of original report

dave

AUTHOR: Marge - (U.S.A.)

the sentinel is online but so is the Grand Rapids Press.a lady named marge eppes was in an article for the grand rapids press about inflated appraisals.

its called When Appraisals Don't Add Up
page 1 of the bussiness section. written by cami reister.Sunday march 12,2006 was the date of the paper. Cami did a very responsible job on her article. she didn't talk about ameriquest specifically. she wrote about bad appraisals. lots of info in that article.

you should be able to get it on line or call the grand rapids press for a copy. i think that will work. by the time you read it you should have some contact information too.i can get you to fitzner our contact for ameriquest
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#153 Consumer Comment

Thanks everyone ...

AUTHOR: Kathleen - (U.S.A.)

Thank you Marge, Ken and David for putting Steve in his place. I appreciate it very much. He knows nothing of my case yet he says to "deal with it".

I have already been involved in a class action suit and was awarded compensation. Not enough for all they have put me through. I cannot sue again for the same fraudulent charges and fees Ameriquest felt they were due but I can sue for other things that have occurred since this suit. Alabama has hundreds of suits against Ameriquest at this time so more customers they have taken advantage of will also receive compensation soon.

Please, everyone just be very careful if you are involved in a class action suit. Ameriquest will retaliate as they have against me. It was still worth it but just know that after, they will do everything they can to make your life miserable.

I have decided to make them miserable as well. They have 60 days to respond to any question from a customer so I make sure to send a letter full of questions and concerns at least twice a month. My last response from them stated "your previous letter had no new information so your case has been closed". I immediately sent a letter with NEW information (whatever that meant) so they will have to respond. I guess this means my case cannot be closed!!

So, STEVE, take Marge's suggestion and find somewhere else to post your unwanted comments. And thank you David and Ken, again, for setting this character straight! Good luck everyone!
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#154 Consumer Comment

Thanks, Ken...

AUTHOR: David - (U.S.A.)

When will the ad run? I will get a copy of the paper. Are they online?

I don't know if I mentioned this, but for those of you who are waiting for your "settlement", I have come across some info. First off, Ameriquest has been allowed to pay this setllement to the States in FOUR (4) QUARTERLY PAYMENTS through 2006. This means that the money will not be dispersed until sometime in 2007.

Now for the "fun" part. According to the Michigan A/Gs office, the settlement amount will range from $100-$600 per mortgage. They also told me that the reason they settled was because they were afraid AMC would go out of business, with all the massive law suits against them. So apparently this is perceived by some in high State offices as a protective move for Ameriquest.

I am still looking around for the "candid camera" that just HAD to be set up to record the flabbergasted look on my face when I heard those words come over the phone.

I'll look for your ad.
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#155 Consumer Suggestion

Wrong Ken, not an AMC employee, past or present

AUTHOR: Steve - (U.S.A.)

Ken, I am a mortgage broker in California. I have been in this line of work for almost 10 years now.

I "cut my teeth" so to speak with non-prime borrowers situations. I am not referring to the "person" just the transaction being non-prime. These refinance transactions sometimes helped people immensely, getting out of some kind of a bad financial problem.

HOWEVER....Many people I saw then and more and more that I see now (sub-prime is again the fastest growing segment in the biz)got into this problem they are because of poor money management and making poor choices. Relying on a "too good to be true" mortgage quote from AMC is an example.

Ken, it is clear that AMC pulled some very financially heinous acts on borrowers. Believe me, I see every week the results of their bad loans FAR MORE OFTEN, and FAR MORE IN DETAIL than you will ever hope to see. I see the borrowers credit report stretching back years before and after the AMC loan. The pattern of poor money management is there before and after AMC.

How can we know that? Because before AMC there was some other sub-prime lender. We can see that they are paying 15% for 84 months on a car loan.

There is a universal truth in this biz. I've seen it for many, many years.
"Once a sub-prime borrower, always a sub-prime borrower."
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#156 Consumer Suggestion

dave read the holland michigan complaints

AUTHOR: Ken - (U.S.A.)

hey dave this is ken read the holland michigan reports on rip off report there is alot of good info on their.We should also chat about this ameriquest thing i have hired a very good attorney and he got stop of foreclosure on my home for good . Ameriquest was served and they didnt even show up in court.So read the 2 reports and contact me good luck
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#157 Author of original report

The Rest of My Story

AUTHOR: Marge - (U.S.A.)

if you read the beginning of this report you will remember that ameriquest foreclosed on me.

well to fill you in on the only good part. i was going to remarry and my fiancee went to his credit union to get a loan on my home. they told him that the house was sold in foreclosure. (i did not even know that the house was sold) well.....guess who bought it. you got it. AMERIQUEST!!!

i just found out who had purchased it as i was looking through his mortgage papers to find any information on Ameriquest.

i owed 119000.00 in march of 2001. ameriquest came to my door that disasterous may day in 2001.then i went to 130000.00 with ameriquest. but..... by the time my fiancee bought the house he had to pay 148000.00

i don't quite understand that because ameriquest bought it for 137000.00

i would be the last person to say that i had perfect credit given the situation. this is what ameriquest looked at. i owed 119000.00 they could sell for 170000.00 and shut me out as quick as they could. i think i fooled them a little bit i was hanging in there longer than they thought and it was costing them money because they never got to sell my house for that 170000.00
the good news i got married, we stayed here and its a great life.

Ameriquest is nothing but a low life preditory, out to make a buck at any cost, slimy, bad excuse for a terrible bottom rung kind of company. i would never want to work there or be associated with that company. what kind of people take pride in working there?

and there you have the rest of the story
cami thats for you because i don't want anyone to feel sorry for me. i thought you would like to see the rest of the story in print. (the good part)

please ........if you don't care i don't need to know that. use your time more wisely.
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#158 Consumer Comment

Also, Steve...

AUTHOR: David - (U.S.A.)

I respectfully disagree with your assessment of the Mich A/G's response. Michigan is one of the 49 states that "settled" with Ameriquest. This means that the A/G's part of the settlement is to agree NOT to further pursue action against that company for that specific "class" of charges. So their hands are legally (and foolishly) tied in regards to being able to follow up on ANY consumer's complaint that runs along the same lines. They can only "log" the complaint in ther files.

Any of these A/Gs', who signed this agreement, ONLY response to any consumer - regardless of the perceived validity of their case - is to refer them to a private attorney. They CANNOT pursue something they have already agreed NOT to pursue.

This is the sole reason for their referral comment.
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#159 Consumer Comment

Not everyone has a case against AMC, but...

AUTHOR: David - (U.S.A.)

many do. My situation was that I was in a legal battle and I was need of cash flow. The Ameriquest agent offered this cash - or part of it anyway - through a refi. I dealt in good faith, he did not.

After telling me that I would be approved and going through the details, I was all set and emotionally planning for the relief this money was going to afford me and my wife. THEN, the issue of the appraisal was brought up. $850. After a brief "discussion" over this, I relented, as I had already commited myself psychologically. Is anyone following this sequence?

You don't have to be a psychologist to set up a scam. I reluctantly agreed. This is a scam, Steve. Period. I am a Biologist. If I found someone in desperate need of some new medical treatment, I could get them to sign anything. I have enough knowledge on new research to convince them. I find it unlikely that a Judge would find them guilty of falling for a scam. They signed the papers - their fault, right?

Now, no appraiser came out to my house. I received no appraisal for my $850. I have a copy of the check stub that the Title company paid to this appraisal company. An extensive online search has turned nothing on this appraisal company, and the Title co has no record of any appraisal, and they cannot locate this so-called company either, and Ameriquest also does not have any copy of this "appraisal" - I just requested it. They don't have it. The Ameriquest agent has also disappeared. 49 states A/Gs have sued Ameriquest for these type of activities, which indicates widespread abuse across the entire country. This is only my first charge against AMC.

How do you REALLY think this is going to look to a judge and/or jury with all this background information. I have been on several jurys. I'd love to be on one of these.

There's a saying, "The first time, shame on them. The second time, shame on me." It does NOT say, "The first time shame on me." The jury will be filled with consumers, not attorneys or Ameriquest agents.

I believe I have a solid case. And that's before I even bring up the other issues, which include a situation where I have written proof of that AMC personnel commited fraud.

If I contract a good attorney, I believe justice will prevail... regardless of any attempts to throw "legalese" into their defense.
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#160 Consumer Suggestion

Hey steve news flash

AUTHOR: Ken - (U.S.A.)

The attorney general dosent sue people or prosecute people all they do is monitor and when they receive info on a company doing wrong doing they pass your complaint onto the company in question.Here in michigan their are over 6000 complaints against ameriquest alone their own 1 888 number and fax line just for this company alone!And im doing very well against them now that i have hired and attorney.So with that all said please please get your facts straight before you say something that you know nothing about.And once again it sounds like your another ameriquest employee trying to save face good luck their guy its a lonely place where you are @ i understand and im sorry !
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#161 Author of original report

Help Me Out

AUTHOR: Marge - (U.S.A.)

i have reread steve from corona ca. response.
am i missing something here?

ameriquest already lost their case. correct?

its up to the individules to let your attny. gen. or your legal council know about your specific case.

it is my understanding that the people who had loans with ameriquest will be notified (1/00-12/05) the people who get notified will still do some paperwork.

if this is not right someone besides steve correct me please.

i'm suspicious of the naysayers from ca. they act like they work for ameriquest.

my appologies to anyone in ca. who has been harmed by ameriquest and is joining the rest of the country in our pursuit of justice.
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#162 Author of original report

STEVE?????

AUTHOR: Marge - (U.S.A.)

i don't have a clue why you responded on my post. i don't know who you are or what your talking about, and you don't know my case.
so.........

what are you talking about?

we like positive people. people who want to set the record straight with ameriquest. if you don't know what your talking about there are plenting of different subjects in rip-off.

find one that you can relate to.
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#163 Consumer Suggestion

AG response speaks volumes...

AUTHOR: Steve - (U.S.A.)

when the AG told you this:

>>>>I was in constant contact with the Attorney General and they did give me lots of useful information. BUT......it all came down to them telling me I would have to obtain an attorney to proceed further. <<<<

That implies something loud and clear.

The AG found no merit in your case accusing AMC of committing an illegal act that was significant enough to prosecute. Pretty straight-forward I think.

They suggested the other remedy that exists for alledged wrongdoing, which is the civil court system.

If a civil attorney believes there is reason to sue AMC and win a healthy judgment because you were wronged, then a suit will be brought.

If these two remedies available to you both say there is nothing to do about your case, then well, maybe there is no case. Deal with it.
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#164 Author of original report

Class Action Suit for Michigan

AUTHOR: Marge - (U.S.A.)

we can do it!

get hold of ken, marge, david,hall, or any body you can in holland mi. we will place an add in the holland sentinel so we can be reached. i wish we could print some e-mail addresses but i understand their concern at rip off.

thanks for taking the time to read these post.
lets get a class action going for michigan.
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#165 Author of original report

Class Action Suit for Michigan

AUTHOR: Marge - (U.S.A.)

we can do it!

get hold of ken, marge, david,hall, or any body you can in holland mi. we will place an add in the holland sentinel so we can be reached. i wish we could print some e-mail addresses but i understand their concern at rip off.

thanks for taking the time to read these post.
lets get a class action going for michigan.
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#166 Author of original report

Class Action Suit for Michigan

AUTHOR: Marge - (U.S.A.)

we can do it!

get hold of ken, marge, david,hall, or any body you can in holland mi. we will place an add in the holland sentinel so we can be reached. i wish we could print some e-mail addresses but i understand their concern at rip off.

thanks for taking the time to read these post.
lets get a class action going for michigan.
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#167 Consumer Suggestion

We can win against ameriquest, permanent stop of foreclosure granted us in about 2 minutes

AUTHOR: Ken - (U.S.A.)

I went to court yesterday @ 3:00 and my attorney told the judge that we wanted a permanent stop of foreclosure and he granted us on in about 2 minutes right marge(thanks again for comming) just obtain an attorney and let them handle it.

You will win trust me you are the victim not ameriquest i mean really after i started to question their tactics and then i started to cruise the internet and i started @ google and found this wonderful sit and i was shocked that their are 100 s of thousands of people just like me going through the same thing as me, so i called an attorney right away ans when i told him my story and showed him the mountain of lies from ameriquest he called his partner in right away and they started in on my case and the rest is history ameriquest didnt even show up yesterday lol it was great so let my story show you it can be done fitzners4 at sbcglobal . net .So keep plugging away good luck and GOD BLESS!
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#168 Consumer Comment

I hate to say but....

AUTHOR: Kathleen - (U.S.A.)

I was in constant contact with the Attorney General and they did give me lots of useful information. BUT......it all came down to them telling me I would have to obtain an attorney to proceed further.

Just wanted all to know this is what you will probably hear after making many copies and phone calls. Just want to save more people the trouble. Get an attorney and save yourself the trouble. I don't want to have to pay an attorney but this is what it has come to.

To all the disrespected customers of Ameriquest.....take care and save yourself some unneccessary paperwork and time ... just get an attorney and proceed on!

Don't give up! We must all fight against this corrupt company! We can win if we all stick together!
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#169 Author of original report

Ameriquest Victims

AUTHOR: Marge - (U.S.A.)

are you a victim of a bad loan with ameriquest?
you need to go to bat for yourself.

put your name on this website. RIP-OFF is the best thing we have.

we are a group from michigan who need to get together. let's get together and tell an attorney our story.

this phone number can be used for message purpose only. leave your number and you will get a return call ameriquest needs to know what they have done to peoples lives.

keep on writing your stories.

thanks

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
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#170 Author of original report

Ameriquest Victims

AUTHOR: Marge - (U.S.A.)

are you a victim of a bad loan with ameriquest?
you need to go to bat for yourself.

put your name on this website. RIP-OFF is the best thing we have.

we are a group from michigan who need to get together. let's get together and tell an attorney our story.

this phone number can be used for message purpose only. leave your number and you will get a return call ameriquest needs to know what they have done to peoples lives.

keep on writing your stories.

thanks

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
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#171 Consumer Suggestion

UPDATE

AUTHOR: Ken - (U.S.A.)

Well i just got home from my 3:00 court appointment and everything went great.(thanks for comming marge).It took about 5 minutes and it was over the jugde put a permanent stop on all foreclosure proceedings on my home.Ameriquest and deutsches bank didnt even send anyone to represent them.This just shows you if you hire council this stuff will stop!So with that said 1 point me ameriquest 0.good luck to all and GOD BLESS.
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#172 Consumer Suggestion

ATTORNEY GENERAL

AUTHOR: Ken - (U.S.A.)

I have contacted the attorney generals office again today like i do every week and the lady their told me they have recieved 80 new complaints about ameriquest today alone and the day isnt even over.She also told me that ameriquest is the only company they monitor very closely out of the other 6000 other companies they have complaints about.Wow thats huge well we just need to keep calling them and putting in complaints.And get an attorney trust me you have a case if you where told one thing by this company and they did the total opposite wich is the norm for them.good luck to all.


GOD BLESS
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#173 Consumer Comment

Kathy, I'll bet it was Debra Simms.

AUTHOR: David - (U.S.A.)

Very arrogant and rude. Her title was "Customer Resolution Specialist". Should have been "Obnoxious AMC Specialist"

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#174 Consumer Comment

Larry

AUTHOR: Kay - (U.S.A.)

Larry, i just read your message about AMC recording conservation. I talked to a woman from the office of the president. I misplaced her name. It was their home office in Calif. Do you know her name and do you think she recorded our conservation? She was very nasty to me, pretty much said it was all my fault. My battle is starting now . Does anyone have any suggestions on any x-employees willing to testify in the st. louis area?

Good Luck to all of you

Kathy
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#175 Consumer Comment

Larry

AUTHOR: Kay - (U.S.A.)

Larry, i just read your message about AMC recording conservation. I talked to a woman from the office of the president. I misplaced her name. It was their home office in Calif. Do you know her name and do you think she recorded our conservation? She was very nasty to me, pretty much said it was all my fault. My battle is starting now . Does anyone have any suggestions on any x-employees willing to testify in the st. louis area?

Good Luck to all of you

Kathy
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#176 Consumer Comment

Larry

AUTHOR: Kay - (U.S.A.)

Larry, i just read your message about AMC recording conservation. I talked to a woman from the office of the president. I misplaced her name. It was their home office in Calif. Do you know her name and do you think she recorded our conservation? She was very nasty to me, pretty much said it was all my fault. My battle is starting now . Does anyone have any suggestions on any x-employees willing to testify in the st. louis area?

Good Luck to all of you

Kathy
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#177 Consumer Comment

Larry

AUTHOR: Kay - (U.S.A.)

Larry, i just read your message about AMC recording conservation. I talked to a woman from the office of the president. I misplaced her name. It was their home office in Calif. Do you know her name and do you think she recorded our conservation? She was very nasty to me, pretty much said it was all my fault. My battle is starting now . Does anyone have any suggestions on any x-employees willing to testify in the st. louis area?

Good Luck to all of you

Kathy
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#178 Consumer Comment

Marge, please add one to the list.

AUTHOR: David - (U.S.A.)

Jeff Roberts - GR office, winter of 2002-2003.

I would like info on him. He could help me with some info. I need to make sure he would be protected from getting into any trouble. He would be a huge help to me. He did his best to help me in a bad situation that was bigger than the both of us.

Am I allowed to put my email on here?
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#179 Author of original report

Ameriquest ..... Contacts

AUTHOR: Marge - (U.S.A.)

Anyone who had a mortgage with Ameriquest needs to think seriously about getting your mortgage information in line.

It is not an easy thing to do. It takes a lot of time. That is why big companies get away with messing with peoples monetary and emotional needs. We give up to easy because they are the big guy. We let them win even if we are right.

Here is a list of phone numbers for people at Ameriquest. My guess will be that most will not work there anymore. If you have heard of any of these people or know how to reach them you can reply with that information.

If you are a former Ameriquest employee and feel the need to help us you can send a message through this web site.

Here are the people who have contacted me or i have contacted. I hope some of these names ring a bell and i get some feedback.

Thanks
marge

Greg Rubeo

Jonathon loan officer in ca. 866 547 3510 ext 345

Regina Mercado loss mitigation dept 18004305262 ext. 3335

Allyson Prescott customer resolution spec. 18007412885 ext 22035

Corporate office of the president 18007412885

Paul 18004305262 ext. 3593

Merideth grand rapids office 6169428766

Kelly Austin home retention dept. ca. 18004305262 ext. 3018

Kim loss mitigation dept. ca. 7142450337

Drew merrill grand rapids mi. office 6163452403

Lori foreclosure dept ca. ext. 3480

Sharon Green ca. 18004305262

Josh Bartuca loan officer ca. (2002) 18664903044 or 9166496428

Reuben legal dept. ca. 18004305262

Dierdre Turner ca. 7145419960 ext. 2273

Tammy ca. 18004305262 ext 3743

Titania ca. sales dept (2002)

Shawn Sharkey ca. ext. 3377

Vivian loan conselor ca. 18004305262 ext582

Lois ca. 18004941570

Any information about any of these people would be appreciated.
thanks
make sure you read the rip off information from ken fitzner. he is also from holland. he has a good head on his shoulders from the information i have seen. i have talked to him a couple of times and i will be taking my information to the same attorney. i will also file my paperwork with the michigan attorney generals office on monday 4/10/06

has any one else had trouble with false employment documents?

Ameriquest sent me a piece of paper that said i was self employed. I was never self employed.

i did have a second job at one time but they could see my pay check stubs. i'm thinking it wasn't enough so they made up the self employment so they would not have to document it. any answers are greatly appreciated.

thanks again
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#180 Consumer Suggestion

holland michigan

AUTHOR: Ken - (U.S.A.)

I am also going through the same thing as you are with ameriquest i also live here in holland michigan and i have an appointment with an attorney friday morning i have also made a report of what happened to me with ameriquest.I wish you luck and would like to even chat with you maybe we can help each other.god bless


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#181 Author of original report

Ameriquest

AUTHOR: Marge - (U.S.A.)

thank you for your comments. you know at the time you feel like you were just being stupid. i wished i had let someone help me. i just wanted to fix my own situations. i didn't belive that people would take advantage of the situation, like they did. oh the stories i could tell you. and not just about ameriquest.

these ameriquest stories are something i can't belive so many of us could let them get to us. there were a couple of people who tried to help but they don't work there any more.

has anyone been contacted yet by their attorney general???

if we don't get contacted is there anything else to do??
thanks
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#182 Consumer Suggestion

A possible helpful piece of information

AUTHOR: Larry - (U.S.A.)

I am sorry to hear of your troubles. I can tell you that it does not matter how much you review the documents they find ways around the truth. I will be filliing my own posting soon when I finish getting everything together. My dealings with them have been nothing but lies and half truths.

But perhaps the following will help some of you.

I do thing this is something that everyone should know about AMC and that is if you talk to them over the phone they record the conversations. So if you have a conversation over the phone with the main office of AMC you can have a lawyer file papers to get copies of these for review in any case you may have. You only need the date of the conversations and any other information like confirmation numbers.
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#183 Consumer Suggestion

I am so sorry about your losses ..companies like Americrap really take advantage of those in need.

AUTHOR: Sherrie - (U.S.A.)

I don't know how you can cope. You must be a really strong person. My home, my husband and job are everything to me. If I lost any ONE of them I would be devistated. To lose parents, husband and a home in such a short time frame... I just don't know, the home, my santuary would have done me in. I lost my first beautiful home in a divorce and I swore I would never lose another home to a man w/ a sleazy bimbo ever again (and after seeing the Superbowl commercial--gee, a man and a sleazy bimbo...--I know the lesson was 'don't judge too quickly'--thats what we all have done-given Americrap the benefit of the doubt!! We certainly didn't judge them quickly enough!).

Yes, companies like Americrap really take advantage of those in need. I know its easy for people to read our stories and think "Just say NO!!" But its NOT that easy in our situations. We want to 'start over' so bad, to have at least one 'easy' month so we can get caught up on bills or help a loved one out. We do tend to be nice, trusting people who, for many reasons, are in a bad spot. You have worked 30 years, me about the same--why should we feel like we feel like the dredges of society, a burden, a piece of trash and not worth a decent loan??? Because thats the way the industry makes us feel!! Right away at the start of a loan process, we are 'admitting' our guilt, the first words out of our mouths to a loan officer is 'I have poor credit'. We say it in an apologetic whisper and right away that sets us up for the kill. They should be ashamed. They, not us. We know shame (we live with and are reminded of our 'poor' credit every day)and yet, I have to say, people like Americrap, they are beneath us!! We know shame and they are it.

I am just so sorry you lost your home in the end too. My heart goes out to you. I wish there was something I could do for you.
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