- Report: #8015
Report - Rebuttal - Arbitrate
Complaint Review: Arcadia Financial, LTD.
Arcadia Financial, LTD.P.O. Box 4367 Carol Stream, Illinois U.S.A.
Arcadia Financial Ltd., Bad Report Filed Against Credit 5 Years After Loan - Bankruptcy Discharged them 3 years ago!! *EDitor's Comments
*Consumer Comment: BANKRUPTCY does not "make one a loser"
*Consumer Comment: trailor park solution for debt
*Consumer Comment: On both ends of the stick, It is a dog eat dog world, learn to negotiate.
*Consumer Suggestion: never seen any company so cruel in my life as this one
*Consumer Comment: Bankruptcy and Repo ..It's becuase of people like this that we have to pay higher interest rates.
*0: EDitor's Comment to John
*Consumer Suggestion: Maybe I was a bit
*Consumer Suggestion: Bankruptcy and Repo
*0: EDitor's Comments to the above REBUTTAL
*Consumer Comment: It's your own fault
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After arguing with Arcadia that I was not going to pay them all the hidden extra fees and costs associated with the car being taken to auction,(after being charged $45.00 for an oil change and being told it was going to cost $1,500.00 in transport fees to the auction,this was almost as much as what I owed on the car - in the judicial system this is considered double jeopardy)it was left at that. If they wanted to fight me in court, so be it. In 1997 I filed Bankruptcy and included this so-called debt in my paperwork. They were given the opportunity to voice their opinion but didn't.
Now almost 6 years later, contemplating purchasing a vehicle, I run my credit report and not only has Arcadia Financial reported a "voluntary repossession" but have reported this taking place in July, 2001!!! After being denied credit, I ordered the full blown credit report from Equifax, Transunion and Experian showing my entire life history. Thinking I can simply make a call and get this straightened out. What a shock I got when after being on hold for at least 10 minutes with Arcadia Financial LTD., long distance, I barely got the words out of my mouth before I was transferred again to be put on hold. After another 10 minutes, a person finally gave me more than 2 seconds to explain what I wanted and I was told, "it's your credit report, you fix it, it's not our job to fix your credit report".
DO NOT EVEN ASSOCIATE YOURSELF WITH THIS COMPANY. THE ATTORNEY GENERAL AND SECRETARY OF STATE'S OFFICE AND WHOEVER ELSE I CAN FIND TO COMPLAIN TO, WILL BE NOTIFIED!!!
This report was posted on Ripoff Report on 11/21/2001 12:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/Arcadia-Financial-LTD/Carol-Stream-Illinois-60197/Arcadia-Financial-Ltd-Bad-Report-Filed-Against-Credit-5-Years-After-Loan-Bankruptcy-Di-8015. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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