• Report: #3639

Complaint Review: Arcadia Financial Ltd

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  • Submitted: Fri, October 20, 2000
  • Updated: Tue, April 08, 2003

  • Reported By:
Arcadia Financial Ltd
P.O. Box 4367 Carol Stream, Illinois U.S.A.

Arcadia Financial Ltd, Carol Stream, IL - Falsely reported late payment to credit bureau on all customers

*UPDATE EX-employee responds: drunk employees

*REBUTTAL Individual responds: falsely condemned


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I would just like to let everyone know, that in June and July of 2000 Arcadia Financial Ltd reported all of their customers late to the credit bureau. If have spoken with them several times and been treated very bad, last three times on the phone they hung up on me.

Arcadia stated that they will not help you remove the remarks from your credit file, you have to take care of that yourself, which you cannot do without a letter from them. Please all here me know do not borrow from these people (Arcadia Financial Ltd) they will ruin your credit we work so hard to build.

Everyone needs to get together and do something about how credit is reported, check your report. I found 4 errors on mine. If your an Arcadia Financial customer, do everything you can to payoff the loan, and do not borrow again from the crooked company. Arcadia also stated that they will not send any information to you on your account. I say down with Arcadia!

wrongly accused

This report was posted on Ripoff Report on 10/20/2000 12:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/Arcadia-Financial-Ltd/Carol-Stream-Illinois-60197/Arcadia-Financial-Ltd-Carol-Stream-IL-Falsely-reported-late-payment-to-credit-bureau-o-3639. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 UPDATE EX-employee responds

drunk employees

AUTHOR: Jim - (U.S.A.)

I used to work for Arcadia and considering how many drunks and ex convicts work there i am surprised they can do so well. They sell more drugs at Arcadia than good loans.
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#2 REBUTTAL Individual responds

falsely condemned

AUTHOR: Terry - (U.S.A.)

I was refinancing my home yesterday when my mortgage holder let me know that i had a bad credit report. I inquired who? they said Arcadia financial. I was upset to learn that I had a negatively bad credit report, considering I've never been an Arcadia customer.

How is it that a company who you've never financed or had an account with, has the right to pick my name and give a negative report on when they never dealt with me?

People have to sign a written contract or agreement for you to be able to mess up or even evaluate.

I've never financed or had a contract with this company. My brother had not me. I try to call and clarify this situation.

When all the woman could say Is your account Number, I told her I didn't have one because I'm not a customer. All I want to do is clear this matter off my credit report, when she abruptly said the same thing over. Then hung up on me.

This matter needs to be approached and taken off my credit report not dismissed as if I deserved to be convicted or codemn to their mistake. sincerely falsely accused
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