Arrow Financial Care Credit wage garnishment niles, Illinois

A FEW DAYS AGO I RECEIVED A LETTER FROM ADP PAYROLL COMPANY, STATING THAT THEY WERE GARNISHING MY WAGES FOR 10% OF MY GROSS.  A COMPANY CALLED ARROW FINANCIAL HAD GOTTEN A JUDGMENT AGAINST ME IN 12/2001. I KNEW NOTHING OF THIS JUDGMENT! I HAD A CARD WITH CARE CREDIT AND WAS SURE I PAID IT. THE CARD WAS OPENED IN 1997. I WAS NOT NOTIFIED OF THE INTENT TO SEEK JUDGMENT NOR THE INTENT TO GARNISH MY WAGES, BOTH OF WHICH ARE REQUIRED BY LAW. THE JUDGMENT AMOUNT IS FOR $1.075...AND i'M SURE MY CARD LIMIT WAS MUCH LESS THAN THAT...BY ADDING ALL THE FEES FOR WAGE EXECUTION, THE TOTAL IS NOW $1,875. I AM GOING TO THE COURT HOUSE AND REQUESTING THE JUDGE VACATE BOTH ORDERS. I WILL REQUEST TO SEE ALL DOCUMENTS RELATING TO THIS CARD AND PROOF THAT ARROW HAS THE LEGAL RIGHT TO COLLECT ANY MONIES. I DON'T REMEMBER EVER HAVING A PROBLEM WITH CARE CREDIT AND CERTAINLY DON'T REMEMBER BEING HOUNDED FOR ANYTHING PAST DUE. THE JUDGMENT IS NOT ON MY CREDIT REPORT, HOWEVER, ALL MY ADDRESSES PAST ARE, I'VE HAD A PO BOX FOR 20 YEARS, WHICH IS HOW ADP REACHED ME...NO EXCUSE AND WHAT AN AWFUL MESS!! I CAN'T BELIEVE A JUDGE WOULD GRANT AN ORDER BEINGS AS I WASN'T NOTIFIED PROPERLY!!