• Report: #402555

Complaint Review: Aspire Credit Card

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  • Submitted: Wed, December 17, 2008
  • Updated: Wed, December 17, 2008

  • Reported By:Youngstown Ohio
Aspire Credit Card
P.O.Box 105341 Columbus, Georgia U.S.A.

Aspire Credit Card Financial crisis hits Columbus Georgia

*Consumer Comment: They are already being sued..

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I have had an Aspire credit card for 7 years. I have always held a balance except for a few pay-offs. I have made my payments ontime with very few exceptions and I always pay more than my minimum. Other than the high interest rate, the credit card has not been that bad. My card expired this past August and I received a new card, but was never able to activate it. In November, I received the same letter that everyone else appears to have received, saying that my account was being terminated, but I would be responsible for the remaining balance due.

This is ridiculous. My wife and I have done a good job of controlling and improving our credit over the past 15 months and are in the process of closing our credit card accounts as they are paid off. I can understand owing the remaining balance on a card that I cancel, but when the company decides to close the account, at no fault to me, and because they can't manage their payments when I make mine, why should I have to continue to pay. If they wanted to continue to receive payment, then sell the account as other credit cards I have had have done.

If anyone finds any recourse to this, including class action lawsuits, please notify me. Fortunately I no longer need the credit, but the potential impact on my credit report and finances for a company that is apparently closing needs to be addressed.

Firedoc9157
Youngstown, Ohio
U.S.A.

This report was posted on Ripoff Report on 12/17/2008 08:20 PM and is a permanent record located here: http://www.ripoffreport.com/r/Aspire-Credit-Card/Columbus-Georgia/Aspire-Credit-Card-Financial-crisis-hits-Columbus-Georgia-402555. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

They are already being sued..

AUTHOR: Robert - (U.S.A.)

If you even had any grounds for a suit you would have to stand in line. The reason they have closed the Aspire Brand is because the Parent Company CompuCredit is being sued by the FTC and FDIC for several violations.
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