• Report: #353916

Complaint Review: Aspire Credit Card/Midland Financial

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  • Submitted: Mon, July 21, 2008
  • Updated: Mon, July 21, 2008

  • Reported By:lilburn Georgia
Aspire Credit Card/Midland Financial
San Diego, CA San Diego, California U.S.A.

Aspire Credit Card/ Midland Financial Unprofessional San Diego California

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Unfortunatly, about 3 years ago, I applied for an Aspire Card....In August 2006, a month before delivering my child, I was moving into a new place...Yes, granted my bill was unpaid for a few months, but in August of 2006, I paid off the balance and until last month, thought I closed the card....2 months ago, I checked my credit and found out that I had an account in collections with Midland through Aspire...First I call Aspire, and I can't get a person on the phone and then I call Midland---Like I stated before, I am still under the impression that I paid off the bill in 8/2006 and closed it, so I asked the guy to please send me something in the mail that shows the balance, etc...and so I can cross reference it with my bank statements....He told me that "I am not entitled to anything and that I am a deadbeat that doesn't pay my bills!!" I have fell on hard times, but for the most part, everything on my credit has been satisfied....Well, he hung up on me and I left several messages for his supervisor all to no avail..Well, tonight, I get a phone call at 9pm ATLANTA time, the man introduced himself and it was a different guy from Midland.,,I explained to him the situation and that all I wanted is a statement.....He verified over the phone that I did pay off my card to a 0 balance in 8/2006, but there were still charges after.....Honestly, to my knowledge, I did not use the card, but it could really be an honest mistake, I was 8 1/2 months pregnant, and moving....in 100 degree weather humid too!!! If I did make the charges, I will be more than happy to satisfy the charges, but all I want is a detailed summary...

From what the new guy told me as well, I am not entitled to anything...etc...and the only way I can get information is through court...I told him that that is what has to happen for me to pay them...he threatened my credit, my future saying that I won't be able to have anything, etc....
Then he told me "See you in court" and hung up

Please can somebody help me??

All I want is information on the account!!! I am not paying somebody over 700.00 on a 300.00 credit limit card!! Especially if I don't know what it is!!!

Please HELP!!

Fanpatty
lilburn, Georgia
U.S.A.

This report was posted on Ripoff Report on 07/21/2008 06:20 PM and is a permanent record located here: http://www.ripoffreport.com/r/Aspire-Credit-CardMidland-Financial/San-Diego-California/Aspire-Credit-Card-Midland-Financial-Unprofessional-San-Diego-California-353916. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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