- Report: #214182
Complaint Review: Asset Acceptance - Household Bank
Related Reports
Featured Ripoff Reports
Ripoff Reports
Ripoff Report on CBS 19
Ripoff Report on CBS 19 - Global Marketing Alliance
Ripoff Report on ABC 15 - Smart Shopper
Ripoff Report - Girls Gone Wild
Ripoff Report on Fox 11 - Car Repair
Special Features
-
Doctored Reviews is designed to help patients, doctors, and websites understand the problems created by Medical Justice, a company trying to restrict online patient reviews, and to offer some ways that let patients freely talk about their healthcare experiences. -
The government should serve voters, not corporate special interests. Public Citizen works to empower ordinary citizens, reduce the influence of big corporations on government, open the government to public scrutiny, and hold public officials accountable for their misdeeds. -
WHAT YOU NEED TO KNOW ABOUT THE BBB: NOT a government agency as listed in your local phone book. Instead the BBB is a private non-profit / franchise operation. 20/20 exposes the BBB, Hamas Terror Group Gets 'A' Rating - BBB is running a "pay for play" scheme.
| Asset Acceptance - Household Bank
Brandon, Florida U.S.A. |
|
Asset Acceptance - Household Bank ripoff Sued me past SOL, misrepresented and re-aged debt, oppressive , misleading practices. Brandon Florida
*Author of original report: Asset Acceptance scam FCRA violators
*Author of original report: Justice---update
*Consumer Suggestion: HELP FOR YOUR PROBLEM
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
The only verification of the original card agreement it produced was a Household brochure dated 2002. Asset Acceptance continued to harass me through the court system even after I filed a motion for relief from judgement and said in writing I do not owe this debt and mailed a copy to Asset Acceptance. Asset Acceptance put a different account number on this closed account and posted it on my credit report as if it was a separate account with Household.
Asset Acceptance got a default judgment against me for "failure to appear" at pre trial, even though I WAS there on that date. I've not been told by either the mediator or anyone else how or when to present my evidence to the judge, and I never saw the judge who entered this default judgment.I can't afford a lawyer and because of this I don't believe I received due process.
I have filed a complaint with the FTC.
Any advice would be appreciated.
Cris
Tampa, Florida
U.S.A.
This report was posted on Ripoff Report on 10/04/2006 12:52 PM and is a permanent record located here: http://www.ripoffreport.com/r/Asset-Acceptance-Household-Bank/Brandon-Florida-33509/Asset-Acceptance-Household-Bank-ripoff-Sued-me-past-SOL-misrepresented-and-re-aged-debt-214182. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
Click Here to read other Ripoff Reports on Asset Acceptance - Household Bank
If you would like to see more Rip-off Reports on this company/individual, search here:
Search Tips#1 Author of original report
Asset Acceptance scam FCRA violators
AUTHOR: Cris - (USA)
SUBMITTED: Monday, January 24, 2011
When a lawyer got involved, Asset Acceptance realized their "error" and voluntarily dismissed the judgement against me with prejudice. Unfortunately, It took a very long time for the Credit Bureaus to update my credit reports and remove the false judgement (and other mistakes) and during that time potential employers saw that false judgement on my credit report and declined to hire me. I have every credit report from every year and because of crooks like this, I'll never throw them away.
#2 Author of original report
Justice---update
AUTHOR: Cris - (U.S.A.)
SUBMITTED: Thursday, December 07, 2006
Asset Acceptance admitted they made a mistake and filed to vacate the judgment. The same judge who signed off on the default judgment signed the order to vacate the judgement. This company went after me because they correctly assumed I did not understand the laws regarding fair debt collection. They used my ignorance against me, but they didn't know that I'm very persistent.
I encourage you who have done nothing wrong and are being harassed to call lawyers and keep calling until one of them talks to you. Learn as much as you can about fair debt collection laws from the FTC. Never give up.
This is a great website--keep up the good fight!
#3 Consumer Suggestion
HELP FOR YOUR PROBLEM
AUTHOR: Joann - (U.S.A.)
SUBMITTED: Sunday, October 22, 2006
There is substantial Florida case law regarding SOL on store accounts - which is what your account falls under. Also see Colorado National Bank v. Story, 261 Mont. 375, 862 P.2d 1120 (Mont. 1993) which states that a Cardholder Account and Security Agreement alone and, if introduced into evidence, would not be sufficient to establish liability.
In your case, you state that you can show a credit report showing a closed/paid account. This law firm has a nasty habit of filing false and misleading document and consistently attempts to reage debts. They depend on you NOT FIGHTING them and the Judges don't seem to be paying attention to these cases. I would also suggest going to legal aid to find an attorney to file a motion to set aside the judgment. FILE A BAR COMPLAINT! complaint against the law firm.
