- Report: #297586
Complaint Review: Asset Acceptance LLC, Asset Acceptance Capital Corporation, (AACC) Forster And Garbus.
| Asset Acceptance LLC, Asset Acceptance Capital Corporation, (AACC) Forster And Garbus. 28405 Van Dyke Avenue
Warren, Michigan U.S.A. |
|
Asset Acceptance LLC, AssetAsset Acceptance LLC, Asset Acceptance Capital Corporation, Forster And Garbus.Asset Acceptance LLC, Asset Acceptance Capital Corporation, (AACC) Forster And Garbus. They are trying to collect a debt from me that I don't owe throught a law firm that used the WRONG SS Number on the collection letter they sent me. They have not validated the debt and are suing my in court.. Warren Michigan
*Consumer Comment: This is not an IRS matter
*Consumer Comment: This is not an IRS matter
*Consumer Comment: This is not an IRS matter
*Author of original report: Forster & Garbus, Debt Collection Attorneys, Losers . . . . . .
*Consumer Comment: WHAT YOU ARE DEALING WITH
*Consumer Comment: WHAT YOU ARE DEALING WITH
*Consumer Comment: WHAT YOU ARE DEALING WITH
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
The first letter I got from Forster and Garbus has an invalid Social Security Number. In fact I think they used my credit report number as my Social Security Number because they obviously pulled my credit report without permissable purpose as I am not indebted to Forster and Garbus, etc.
Also the SOL is way out of the statute of limitations. They sent me 2 old bill statement from 2002 and that is all they have, but a LAWYER with the FTC informed me that the SOL starts when you made your last payment. (just added this for the debt collectors who make up fantasy laws on here.)
Also I am worried if they get a judgement against me. I am a student at the moment and the sole caretaker form my mother who is on SSI. I know they can't touch that, but I don't want them to even try.
I answered the summons and have a courtdate. Any advice would be greatly appreciated on how to fight these goons.
Linda
New York, New York
U.S.A.
This report was posted on Ripoff Report on 01/06/2008 05:18 PM and is a permanent record located here: http://www.ripoffreport.com/r/Asset-Acceptance-LLC-Asset-Acceptance-Capital-Corporation-AACC-Forster-And-Garbus/Warren-Michigan-48092/Asset-Acceptance-LLC-AssetAsset-Acceptance-LLC-Asset-Acceptance-Capital-Corporation-For-297586. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
If you would like to see more Rip-off Reports on this company/individual, search here:
Search Tips#1 Consumer Comment
This is not an IRS matter
AUTHOR: Faron - (U.S.A.)
SUBMITTED: Thursday, January 17, 2008
#2 Consumer Comment
This is not an IRS matter
AUTHOR: Faron - (U.S.A.)
SUBMITTED: Thursday, January 17, 2008
#3 Consumer Comment
This is not an IRS matter
AUTHOR: Faron - (U.S.A.)
SUBMITTED: Thursday, January 17, 2008
#4 Author of original report
Forster & Garbus, Debt Collection Attorneys, Losers . . . . . .
AUTHOR: Linda - (U.S.A.)
SUBMITTED: Tuesday, January 15, 2008
They have NOT validated this alleged debt. Not only that but what they are doing is illegal. They are unjustly enriching themselves by trying to collect a debt that has been already charged off by the original creditors and reported as an asset. I fully intend to report them to the IRS.
#5 Consumer Comment
WHAT YOU ARE DEALING WITH
AUTHOR: Billcoll01 - (U.S.A.)
SUBMITTED: Monday, January 07, 2008
New York Statutes of Limitation
N. Y. Civil Practice Law and Rules: Chapter Eight of the Consolidated Laws, Article 2 - Limitations of Time:
211. Actions to be commenced within twenty years. (a) On a bond. (b) On a money judgment. (c) By state for real property. (d) By grantee of state for real property. (e) For support, alimony or maintenance.
212. Actions to be commenced within ten years. (a) Possession necessary to recover real property. (b) Annulment of letters patent. (c) To redeem from a mortgage.
213. Actions to be commenced within six years: where not otherwise provided for; on contract; on sealed instrument; on bond or note, and mortgage upon real property; by state based on misappropriation of public property; based on mistake; by corporation against director, officer or stockholder; based on fraud.
213-a. Actions to be commenced within four years; residential rent overcharge.
213-b. Action by a victim of a criminal offense.
214. Actions to be commenced within three years: for non- payment of money collected on execution; for penalty created by statute; to recover chattel; for injury to property; for personal injury; for malpractice other than medical or dental malpractice; to annul a marriage on the ground of fraud.
UCC, Section 2--725. Statute of Limitations in Contracts for Sale. (1) An action for breach of any contract for sale must be commenced within four years after the cause of action has accrued. By the original agreement the parties may reduce the period of limitation to not less than one year but may not extend it. (2) A cause of action accrues when the breach occurs, regardless of the aggrieved party's lack of knowledge of the breach. Contract for lease of goods: 4 years (N. Y. U.C.C. 2-A-506(1).
S 203. Method of computing periods of limitation generally. (a) Accrual of cause of action and interposition of claim. The time within which an action must be commenced, except as otherwise expressly prescribed, shall be computed from the time the cause of action accrued to the time the claim is interposed.
LOOKS LIKE YOU MAY NEED TO HIRE AN ATTORNEY & HOPE THEY MADE A MISTAKE THAT AN ATTORNEY CAN FIND & CAPITALIZE ON. OTHERWISE ITS CHECK MATE FOR THE BOTTOM FEEDERS AS SOME ON HERE CALL THEM
#6 Consumer Comment
WHAT YOU ARE DEALING WITH
AUTHOR: Billcoll01 - (U.S.A.)
SUBMITTED: Monday, January 07, 2008
New York Statutes of Limitation
N. Y. Civil Practice Law and Rules: Chapter Eight of the Consolidated Laws, Article 2 - Limitations of Time:
211. Actions to be commenced within twenty years. (a) On a bond. (b) On a money judgment. (c) By state for real property. (d) By grantee of state for real property. (e) For support, alimony or maintenance.
212. Actions to be commenced within ten years. (a) Possession necessary to recover real property. (b) Annulment of letters patent. (c) To redeem from a mortgage.
213. Actions to be commenced within six years: where not otherwise provided for; on contract; on sealed instrument; on bond or note, and mortgage upon real property; by state based on misappropriation of public property; based on mistake; by corporation against director, officer or stockholder; based on fraud.
213-a. Actions to be commenced within four years; residential rent overcharge.
213-b. Action by a victim of a criminal offense.
214. Actions to be commenced within three years: for non- payment of money collected on execution; for penalty created by statute; to recover chattel; for injury to property; for personal injury; for malpractice other than medical or dental malpractice; to annul a marriage on the ground of fraud.
UCC, Section 2--725. Statute of Limitations in Contracts for Sale. (1) An action for breach of any contract for sale must be commenced within four years after the cause of action has accrued. By the original agreement the parties may reduce the period of limitation to not less than one year but may not extend it. (2) A cause of action accrues when the breach occurs, regardless of the aggrieved party's lack of knowledge of the breach. Contract for lease of goods: 4 years (N. Y. U.C.C. 2-A-506(1).
S 203. Method of computing periods of limitation generally. (a) Accrual of cause of action and interposition of claim. The time within which an action must be commenced, except as otherwise expressly prescribed, shall be computed from the time the cause of action accrued to the time the claim is interposed.
LOOKS LIKE YOU MAY NEED TO HIRE AN ATTORNEY & HOPE THEY MADE A MISTAKE THAT AN ATTORNEY CAN FIND & CAPITALIZE ON. OTHERWISE ITS CHECK MATE FOR THE BOTTOM FEEDERS AS SOME ON HERE CALL THEM
#7 Consumer Comment
WHAT YOU ARE DEALING WITH
AUTHOR: Billcoll01 - (U.S.A.)
SUBMITTED: Monday, January 07, 2008
New York Statutes of Limitation
N. Y. Civil Practice Law and Rules: Chapter Eight of the Consolidated Laws, Article 2 - Limitations of Time:
211. Actions to be commenced within twenty years. (a) On a bond. (b) On a money judgment. (c) By state for real property. (d) By grantee of state for real property. (e) For support, alimony or maintenance.
212. Actions to be commenced within ten years. (a) Possession necessary to recover real property. (b) Annulment of letters patent. (c) To redeem from a mortgage.
213. Actions to be commenced within six years: where not otherwise provided for; on contract; on sealed instrument; on bond or note, and mortgage upon real property; by state based on misappropriation of public property; based on mistake; by corporation against director, officer or stockholder; based on fraud.
213-a. Actions to be commenced within four years; residential rent overcharge.
213-b. Action by a victim of a criminal offense.
214. Actions to be commenced within three years: for non- payment of money collected on execution; for penalty created by statute; to recover chattel; for injury to property; for personal injury; for malpractice other than medical or dental malpractice; to annul a marriage on the ground of fraud.
UCC, Section 2--725. Statute of Limitations in Contracts for Sale. (1) An action for breach of any contract for sale must be commenced within four years after the cause of action has accrued. By the original agreement the parties may reduce the period of limitation to not less than one year but may not extend it. (2) A cause of action accrues when the breach occurs, regardless of the aggrieved party's lack of knowledge of the breach. Contract for lease of goods: 4 years (N. Y. U.C.C. 2-A-506(1).
S 203. Method of computing periods of limitation generally. (a) Accrual of cause of action and interposition of claim. The time within which an action must be commenced, except as otherwise expressly prescribed, shall be computed from the time the cause of action accrued to the time the claim is interposed.
LOOKS LIKE YOU MAY NEED TO HIRE AN ATTORNEY & HOPE THEY MADE A MISTAKE THAT AN ATTORNEY CAN FIND & CAPITALIZE ON. OTHERWISE ITS CHECK MATE FOR THE BOTTOM FEEDERS AS SOME ON HERE CALL THEM

