• Report: #532415

Complaint Review: Asset Acceptance - LLC Debt Collection

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  • Submitted: Wed, December 02, 2009
  • Updated: Sat, December 05, 2009

  • Reported By: Richard — Madison Indiana United States of America
Asset Acceptance - LLC Debt Collection
PO Box 2039 Warren, Michigan United States of America

Asset Acceptance - LLC Debt Collection Not Going To Take It Warren, Michigan

*Consumer Comment: You don't need a lawyer

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I got a letter today from Asset Acceptance LLC that states they bought a outstanding debt from Castle Credit they say that i owe $2868 from 1989 when i called Asset Acceptance they said the debt was on my credit report and i have to pay them the money when i said it was not my debt they got rude and didn't want to talk to me any more I do not owe this debt and besides it is 20 years old and even if i did i live in Indiana and the statued of limitions is 10 years on any loan. If anyone has to deal with either company get a lawyer that is what i am going to do.

This report was posted on Ripoff Report on 12/02/2009 03:33 PM and is a permanent record located here: http://www.ripoffreport.com/r/Asset-Acceptance-LLC-Debt-Collection/Warren-Michigan-48090/Asset-Acceptance-LLC-Debt-Collection-Not-Going-To-Take-It-Warren-Michigan-532415. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

You don't need a lawyer

AUTHOR: John - (U.S.A.)

This debt is time-barred and past the statute of limitations for all 50 states. They are powerless over you other than trying to annoy you into paying....Send them the letter below...that's all you have to do. Don't waste your money on an attorney...you don't need one.

Send them a letter via Certified Mail + Return Receipt (NOT regular mail) stating:

Per the Fair Debt Collection Practices Act, cease all communications with me about this alleged debt.

This letter has been mailed via Certified Mail with Return Receipt. Receipt of this letter is being officially time stamped
===============
Check your credit report to confirm that they have not tampered with the dates to re-age the debt.

annualcreditreport.com is the real free site to check your credit file for free once a year without a credit card.

https://www.annualcreditreport.com
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