• Report: #257720

Complaint Review: Asset Acceptance - LLC Debt Collection

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  • Submitted: Fri, June 29, 2007
  • Updated: Mon, July 02, 2007

  • Reported By:West Chicago Illinois
Asset Acceptance - LLC Debt Collection
Nationwide U.S.A.

Asset Acceptance - LLC Debt Collection Please call Jim Fisher about a personal matter asking for Fred ripoff Nationwide

*Consumer Suggestion: An explanation and a question

*Consumer Suggestion: An explanation and a question

*Consumer Suggestion: An explanation and a question

*Consumer Suggestion: An explanation and a question

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I have received numerous cell phone calls saying this message is for Fred W. Callers name is Jim Fisher and says he is from Asset Acceptance Debt collection, and needs to talk to Fred on a personal matter.

I called their number and immediately told them I am not Fred, and never heard of a Fred, and that I thought their calling was fradulent. I had your site up (google search some of my words aboved found your prior entry on this topic) and read some of the info to the lady on the phone.

She put me on hold and said she would take care of it, came back on and said something about indicating in her records that my phone was not Fred's.

This sounds like BS. If I were Fred, I could have said the same thing? This has been going on for months.
Thoughts?

Ike
West Chicago, Illinois
U.S.A.

This report was posted on Ripoff Report on 06/29/2007 12:17 PM and is a permanent record located here: http://www.ripoffreport.com/r/Asset-Acceptance-LLC-Debt-Collection/nationwide/Asset-Acceptance-LLC-Debt-Collection-Please-call-Jim-Fisher-about-a-personal-matter-aski-257720. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 4Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Suggestion

An explanation and a question

AUTHOR: Don - (U.S.A.)

First the explanation. You are right that Fred could definately say that it was not him, just as you did. When you told them you are not Fred and did not know Fred, I will bet they did a reverse phone number search and found that it was not Fred's phone, and that the name you gave them (if you gave them your name) matched the number given. Ideally, a collection agency would verify this information before calling anybody, but they don't. This is mainly due to a time factor. With the average US household spending 104% of their income on a monthly basis right now, collection agencies will be in business for a long time.

Now for the question. When you returned their call, was this the first time you did so? Also, since you told them this, have the calls stopped? They should stop as calling you is a waste of their time, if they know that it is a bad number to reach Fred.
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#2 Consumer Suggestion

An explanation and a question

AUTHOR: Don - (U.S.A.)

First the explanation. You are right that Fred could definately say that it was not him, just as you did. When you told them you are not Fred and did not know Fred, I will bet they did a reverse phone number search and found that it was not Fred's phone, and that the name you gave them (if you gave them your name) matched the number given. Ideally, a collection agency would verify this information before calling anybody, but they don't. This is mainly due to a time factor. With the average US household spending 104% of their income on a monthly basis right now, collection agencies will be in business for a long time.

Now for the question. When you returned their call, was this the first time you did so? Also, since you told them this, have the calls stopped? They should stop as calling you is a waste of their time, if they know that it is a bad number to reach Fred.
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#3 Consumer Suggestion

An explanation and a question

AUTHOR: Don - (U.S.A.)

First the explanation. You are right that Fred could definately say that it was not him, just as you did. When you told them you are not Fred and did not know Fred, I will bet they did a reverse phone number search and found that it was not Fred's phone, and that the name you gave them (if you gave them your name) matched the number given. Ideally, a collection agency would verify this information before calling anybody, but they don't. This is mainly due to a time factor. With the average US household spending 104% of their income on a monthly basis right now, collection agencies will be in business for a long time.

Now for the question. When you returned their call, was this the first time you did so? Also, since you told them this, have the calls stopped? They should stop as calling you is a waste of their time, if they know that it is a bad number to reach Fred.
Respond to this report!
What's this?

#4 Consumer Suggestion

An explanation and a question

AUTHOR: Don - (U.S.A.)

First the explanation. You are right that Fred could definately say that it was not him, just as you did. When you told them you are not Fred and did not know Fred, I will bet they did a reverse phone number search and found that it was not Fred's phone, and that the name you gave them (if you gave them your name) matched the number given. Ideally, a collection agency would verify this information before calling anybody, but they don't. This is mainly due to a time factor. With the average US household spending 104% of their income on a monthly basis right now, collection agencies will be in business for a long time.

Now for the question. When you returned their call, was this the first time you did so? Also, since you told them this, have the calls stopped? They should stop as calling you is a waste of their time, if they know that it is a bad number to reach Fred.
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