• Report: #386068

Complaint Review: Asset Acceptance LLC

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  • Submitted: Wed, October 29, 2008
  • Updated: Thu, November 27, 2008

  • Reported By:WHITEHALL Ohio
Asset Acceptance LLC
P.O. BOX 2036 Warren, Minnesota U.S.A.

Asset Acceptance LLC ASSET RIP OFF!!! Warren Minnesota

*Consumer Comment: "Becca" the collector strikes again and proves her ignorance!!

*Consumer Suggestion: Honestly do this!!

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I've had a "past due amount" of $157 and paid $30 of it. It was a phone bill from 6 years ago. They've recently contacted me ON A DAILY BASIS about this 'problem' and continue to leave messages on my cell. It's not on my credit report, and SBC has told me that it has been closed. HELP!!!

Bug
WHITEHALL, Ohio
U.S.A.


This report was posted on Ripoff Report on 10/29/2008 02:07 PM and is a permanent record located here: http://www.ripoffreport.com/r/Asset-Acceptance-LLC/Warren-Minnesota-48090-2036/Asset-Acceptance-LLC-ASSET-RIP-OFF-Warren-Minnesota-386068. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

"Becca" the collector strikes again and proves her ignorance!!

AUTHOR: Steve - (U.S.A.)

Becca,

The SOL in OH is 15 years. They can sue and get the full amount, plus costs. They would have no reason to take a deal.

Now, for the OP, it makes no difference if the item is still on your credit report or not. The SOL for bad credit reporting is NOT the same as the SOL for collections.

You screwed up by making a payment, and by doing so, you affirmed the debt.

NEVER pay a third party debt collector.
NEVER even speak to a third party debt collector!

ALWAYS demand validation as per the FDCPA rules.
Most of the time they cannot validate, so at that point all collections activities must cease until it is provided.

That is how it works in the real world.
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#2 Consumer Suggestion

Honestly do this!!

AUTHOR: Becca - (U.S.A.)

Ok heres what you do, call asset 18772773850 offer them 50% of the 157 and i am sure they will take it and request a paid in full letter and they will send it so you have no more problems
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