• Report: #578329

Complaint Review: Asset Acceptance LLC

  • Submitted: Thu, March 04, 2010
  • Updated: Wed, March 31, 2010

  • Reported By: Darren — Manteca California United States of America
Asset Acceptance LLC
PO box 2036 Internet United States of America

Asset Acceptance LLC Asset Acceptance LLC Are scam artists Internet

*Consumer Comment: Hammer these guys

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Asset Aceeptance LLC scamers sent me a notice of collection saying that I owed 6666.91 dollars but that they were giving me a discount, I only owed them 1332.38 how nice of them. I threw the first letter in the garbage because I know I don't owe anyone anything.

 Then the second letter came in the mail and I had it so I call them they told me, get this that they were collecting a debt from World financial bank which I've never even heard of nor have ever had any dealings with. Not only that when I asked when this bogus debt occured they told me 1991, 19 years ago, what a joke even at that I still have never heard of this bank period.

That's when I blew up and started yelling at these clowns, told them to come and get it , are economy in this country is bad enough without scammers like this praying on innocent hard working people who allways pay what they owe. This country does not have enough jails to hold all the Bernie Madoffs in it.



This report was posted on Ripoff Report on 03/04/2010 07:28 PM and is a permanent record located here: http://www.ripoffreport.com/r/Asset-Acceptance-LLC/internet/Asset-Acceptance-LLC-Asset-Acceptance-LLC-Are-scam-artists-Internet-578329. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Hammer these guys

AUTHOR: SneakyBastards - (United States of America)

You don't have to put up with this.

Here's the letter you send to make them go away. If it shows up on your credit report (and it may) You can sue them for a lot of things and money. In addition, it's WAY past the Statute of imitations. Illegal. Go to a lawyer, ask them to sure for 1000 for the violation plus attorneys fees. then sue them for fraud. If you have caller ID, call them back "to get their payment address" and send them the summons. Get these scumbags and make money doing it.

Asset Acceptance LLC

P.O. Box 2036, Warren, MI, 48090-2036
Date: 3/29/2010

Re: Acct # 

To Whom It May Concern:

This letter is being sent to you in response to a notice sent to me on January 30, 2010). Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.

This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.

Please provide me with the following:

What the money you say I owe is for;

Explain and show me how you calculated what you say I owe;

Provide me with copies of any papers that show I agreed to pay what you say I owe;

Provide a verification or copy of any judgment if applicable;

Identify the original creditor;

Prove the Statute of Limitations has not expired on this account

Show me that you are licensed to collect in my state

Provide me with your license numbers and Registered Agent

At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus (Equifax, Experian or TransUnion) this action would constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you for the following:

Violation of the Fair Credit Reporting Act

Violation of the Fair Debt Collection Practices Act

Defamation of Character


If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.

Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.

If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.

I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.

It would be advisable that you assure that your records are in order before I am forced to take legal action. This is an attempt to correct your records, any information obtained shall be used for that purpose.

Best Regards,

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