• Report: #283838

Complaint Review: Asset Acceptance

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  • Submitted: Fri, November 09, 2007
  • Updated: Fri, November 09, 2007

  • Reported By:somewhere Ohio
Asset Acceptance
P.O. Box 2036 Warren, Michigan U.S.A.

Asset Acceptance Filed Fradulent Lien on Home deed Warren Michigan

*Consumer Comment: This is a third party collection agency

*Consumer Suggestion: Hope this helps

*Author of original report: This posted under mortgages it should be under credit collections?

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I have recently begun a refinance of my house after a divorce from my ex wife, in order to remove her name from the mortgage. The mortgage company I am working with informs me that they have found a lien placed on the title by Asset Acceptance company for $1800+ interest and court cost that dates back to 2001, I bought the place with what was supposed to have a clear title in 2002 from my father.

Asset Acceptance continually calls my home phone number and asks for someone that sounds like a made up name and tells them to call back about a debt. This person does not live here, nor have they lived here to the best of my knowledge, so i ignore the calls. My father (the previous owner) or myself have never been informed by this company of any alleged debt in our name, and they obviously couldn't sue either of us or they would have already done so. This alleged debt has nothing to do with us. I am afraid to even talk to these people with a track record like they have. It seems they break many laws and still seem to get away with it. Now I have to do research and waste my time to find out how to get this lien discharged off of my house, so I can refinance. More than likely This will involve a lawyer and time and money. Did they not check the names on the title to see if they match with the names on the accounts that they believe they are owed? Did they not care whose home they are placing a lien on? This seems malicious and costly. If anyone knows their proper physical address and can give some insight on how to file with FTC, the Ohio Attorney General, and the better business bureau for their state please let me know.

Hoodwinked
somewhere, Ohio
U.S.A.

This report was posted on Ripoff Report on 11/09/2007 07:22 AM and is a permanent record located here: http://www.ripoffreport.com/r/Asset-Acceptance/Warren-Michigan-48090-2036/Asset-Acceptance-Filed-Fradulent-Lien-on-Home-deed-Warren-Michigan-283838. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 3Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

This is a third party collection agency

AUTHOR: Stacey - (U.S.A.)

They buy old debts for pennies on the dollar - Contact and attorney ASAP
go to www.budhibbs.com
I have dealt with this bottom feeders before
Do not let them get away with this - what they did was against the law
I am not a lawyer but I have come to know what these "people" will do to make a buck
Fight Back - as my attorney told me -
Stacey
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#2 Consumer Suggestion

Hope this helps

AUTHOR: Nikki - (U.S.A.)

When I went to re-finance, I was told there was a lien on my home. When I questioned the title company further, I asked them where does it show lien? They said they did not obtain the actual lien paperwork, but on my credit report the collection agency lists a "docket number" which usually tells the title company there is a lien. Well, the "docket number" was merely the collection agency's account number and not a lien. They had reported their account number as a docket number.

Go to the office of public records in your county and have them run a lien check under your name and under your property. If there is a true lien, it will be recorded. Also, see if your county's public records are online. They are here.
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#3 Author of original report

This posted under mortgages it should be under credit collections?

AUTHOR: Hoodwinked - (U.S.A.)

I will repost there.
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