- Report: #1085740
Report - Rebuttal - Arbitrate
Complaint Review: Assurant Health
Assurant HealthPO Box 624, Milwaukee, WI 53201 Milwaukee,, Wisconsin USA
Assurant Health Set cash amounts are a fraction of real cost Milwaukee, Wisconsin
*Consumer Suggestion: You do know there are different levels of insurance, don't you?
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I dropped our family Blue Cross Personal Comp plan for Assurant Medical. A few months later my daughter broke her arm requiring surgery to plate her bones. Here are the costs and what the insurance paid:
|Surgeon||$ 2,246.00||$ 960.00||$ 1,286.00|
|Hosp surgery||$ 6,168.90||$ (61.69)||$ -||$ 6,168.90|
|X ray||$ 34.00||$ 34.00||$ -|
|Nisenfeld||$ 235.00||$ 50.00||$ 185.00|
|X ray||$ 34.00||$ -||$ 34.00|
|anesthesia||$ 1,509.00||$ 200.00||$ 1,309.00|
|Emergency Room||$ 532.37||$ (5.32)||$ -||$ 532.37|
|Emergency physician||$ 382.00||$ -||$ 382.00|
|Total chgs||$ 11,141.27||$ 1,244.00||$ 9,897.27|
Assurant paid nothing towards the hospital bill saying it was included in the surgeons fee. There were almost no discounts, unlike Blue Cross which negotiates discounted fees. The Blue Cross plan cost about $100 more a month than the Assurant plan. This plan is not worth it. I would have been better off paying the extra for Blue Cross to get the discounted fees. I kniw this because my husband had hernia surgery under Blue Cross and the discounts were substantial.
This report was posted on Ripoff Report on 09/19/2013 07:53 AM and is a permanent record located here: http://www.ripoffreport.com/r/Assurant-Health/Milwaukee-Wisconsin-53201/Assurant-Health-Set-cash-amounts-are-a-fraction-of-real-cost-Milwaukee-Wisconsin-1085740. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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