• Report: #966643

Complaint Review: Auto Credit (Taylor Motor Company)

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  • Submitted: Thu, November 08, 2012
  • Updated: Fri, November 09, 2012

  • Reported By: herrin illinois — herrin Illinois United States of America
Auto Credit (Taylor Motor Company)
Marion Illinois Marion, Illinois United States of America

Auto Credit (Taylor Motor Company) returned a car to me after i dropped it off to them! And trying to force me to pay Marion , Illinois

*Consumer Comment: It's not the same as buying a frying pan at Walmart.

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Auto Credit is trying to "Sue" me for a car that I returned to them before my payment was due! I informed them that I would NO longer be able to pay for the car due to a loss of employment and they just don't care!!!  They told me after I drove the car back to their establishment that they would be bringing it back and that i would have to pay for it regardless! Even though I was paid up for the next month and they have possession of my 1995 Caddy!They are suing me for the remaining balance of the 2002 malibu which the "Blue Book Value" is $3,900, but they want $10,000 for! They have been in possession of that car for the past 5 months and expect me to pay for it! If there are any answers out there please tell me and it would be GREATLY APPRECIATED! Thanks! Oh! bye the way ! NEVER EVER buy a car (LEMON) from them, they are blood thirsty!!

This report was posted on Ripoff Report on 11/08/2012 07:13 PM and is a permanent record located here: http://www.ripoffreport.com/r/Auto-Credit-Taylor-Motor-Company/Marion-Illinois-62959/Auto-Credit-Taylor-Motor-Company-returned-a-car-to-me-after-i-dropped-it-off-to-them-A-966643. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

It's not the same as buying a frying pan at Walmart.

AUTHOR: Flynrider - (USA)

" Auto Credit is trying to "Sue" me for a car that I returned to them before my payment was due! I informed them that I would NO longer be able to pay for the car due to a loss of employment "

  Look at your contract.   Is there someplace in your sales contract that says you can bring back the car before the first payment is due?   I'd venture to guess that there is no such language.   You appear to not realize that you signed a contract and promised to pay for the car.  Once you sign, you are on the hook until the car is payed for.  That's how contracts work.

they just don't care!!!  "

  That's where you're wrong.   I would say that they care VERY MUCH about you keeping your word.  They care so much that they are suing you.

" They are suing me for the remaining balance of the 2002 malibu which the "Blue Book Value" is $3,900, but they want $10,000 for! "

  Let me guess.   In the sales contract, you agreed to pay $10K for this 2002 Malibu, right?   Is there any particular reason that you though it was wise to make a commitment to pay so much for that car?   Why do you think the "Blue Book Value" means something now, when it obviously meant nothing in the day you bought the car.   If you havent' figured it out, the "blue book value" is irrelevant.   The only number that is relevant is the amount that you agreed to pay on the contract. 

  In short, contracts are binding and you often get sued for breaking a contract.  The idea that you can just return a car and everything goes away, is ridiculous.

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