• Report: #534620

Complaint Review: BANK OF AMERICA

  • Submitted: Sun, December 06, 2009
  • Updated: Mon, September 05, 2011

  • Reported By: mrsmeadows — Aberdeen Maryland United States of America
BANK OF AMERICA
Columbia, Maryland United States of America

BANK OF AMERICA RISK MANAGEMENT CLOSED ACCOUNTS-HOLDING MY FUNDS-BRANCH REP VIOLATED POLICY AND OPENED MY ACCOUNTS UNDER A NEW PROFILE TO EARN COMMISSION INSTEAD OF LOOKING UP MY OLD PROFILE Columbia, Maryland

*Consumer Comment: ROBOSQUID SONG...

*Consumer Comment: Mrsmeadows

*Consumer Comment: Karl

*Consumer Comment: *I suggest that you 'Google' this- BANK EXECUTIVES PROFITING ON THE DEATH OF EMPLOYEES , and read where Bank of America has $17 BILLION in 'secret life insurance policies' on its employees! Then....

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I opened several Accounts because of the Workplace benefits that I would receive on Thurs, Dec 3rd, 2009. I used my Temporary card the next morning to purchase Gasoline. That evening I went to Walmart to make a purchase and the card was decline. I called BOA's Customer service number on the back of the card and I was given the phone number to Risk Management.


I was shocked to hear my Accounts were in the process of being closed due to an old account I had some 5 years ago that was charged off, even though the account was already Paid in Full.  I went to the BOA down the street from the Walmart and the Assistant, VP informed me that I had 2 outstanding accounts and he stated the Risk Management only speaks with the Customer and now they are closed. I informed the VP that I don't owe BOA any money at all and this was a mistake.  The VP then proceeded to inform me that the Branch Representative in Columbia created a new Profile for me against Company policy and that if she would have opened my previous profile, I would not have been able to open an Account.


Needless to say, I am out of $700.00 until the Investigation is complete. I told him I would pull my Paid in Full letters and get back with him. I spoke to Risk Management Sat, Dec 6th and they informed me that even if an Account in Paid, BOA doesnt give you second chances.


Sat, Dec 6th, I went to a Branch closer to home and showed the Branch representative my Cashier's Check for the one Account, and it was verified the night before from Customer Service that the other Account in question was not closed due to a negative balance, I withdrew my own Money and closed the Account myself.  I am waiting on documents thru the mail.


The Branch representative from Saturday put in a Committ Ticket to investigate why the Account shows an open balance, and rudely brushed me off when her Assistant came to the desk where I was sitting and said that someone was waiting to open a new Account. Suddenly the Branch representative that was working with me, no longer had interest in helping me, she said I will get a call by Thursday regarding the Investigation.


SUGGESTIONS ANYONE! 


This report was posted on Ripoff Report on 12/06/2009 04:50 AM and is a permanent record located here: http://www.ripoffreport.com/r/BANK-OF-AMERICA/Columbia-Maryland-21046/BANK-OF-AMERICA-RISK-MANAGEMENT-CLOSED-ACCOUNTS-HOLDING-MY-FUNDS-BRANCH-REP-VIOLATED-POLI-534620. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

ROBOSQUID SONG...

AUTHOR: Karl - (USA)

will be submitted in the consumer comments section at this website soon. Just stay at this site and type in all of the following numbers to see if it is available in the consumer comments section-

94715
472051
608350
271771
271454
481508
496992
634108


Thank You Happy Labor Day!
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#2 Consumer Comment

Mrsmeadows

AUTHOR: Susan - (USA)

MrsMedows you said...

"I was shocked to hear my Accounts were in the process of being closed due to an old account I had some 5 years ago that was charged off, even though the account was already Paid in Full."

Charged off means you only paid off half of the original debt. Why would you go back to a bank that ate half of your debt 5 years ago and expect them to welcome you back for free? 

 

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#3 Consumer Comment

Karl

AUTHOR: Jeanski - (U.S.A.)

Hey Karl... GOOGLE THIS: "Greg Anthony Szymanskis Arctic Beacon".

This guy is as paranoid and obnoxious as you are.

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'Google' this- WALMARTS DEAD PEASANT SUIT AGAINST INSURERS ESCAPES THE GRAVE, and read where Walmart was doing the same thing. Then 'Google' this- WALMART WANTS YOU DEAD, and watch that video on the web. Then 'Google' this- BANK OF AMERICA COMPLAINTS SECRET LIFE INSURANCE POLICIES, and read about all of the banks that were allegedly doing this to their employees, okay?


Make sure to 'Google' this- INSIDE THE MELTDOWN, and watch that Frontline documentary on the web. It shows all the banks & their CEO's who got 'BAIL-OUT' money, which is TAXPAYER'S money, correct?



*Then consider this- the United States of America is a country whose foundation is solidly built on- LIES, DECEPTION, FRAUD, MANIPULATION, GREED, EVIL, TRICKERY, DEEP CORRUPTION, & the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT PEOPLE LIVING HERE, & ALL OVER THE WORLD.



**Then think about this- the Mainstream Media had information regarding the 'potential' COLLAPSE OF THE U.S. ECONOMY back in the summer of 2007, but they didn't alert the American people about it! When you 'Google' this- MR. REUBEN POEM, there's a copy of a letter that was sent to the Mainstream Media. It was written and mailed to the Mainstream Media on 9-12-2007. You can mail a letter to them also, if you'd like. To get their addresses, simply 'Google' this- RIP OFF REPORT RICHMOND TOYOTA BIGGEST JOKE, and their addresses should still be in the 'Updates' section, okay?



***So, I believe that Americans will continue to be TARGETED by the banks & the BANKERS, who are obviously in control of this country and most of our government, wouldn't you NOW agree?



HAPPY HOLIDAYS & GOOD LUCK TO YOU!



>>>>>>>>>>>>>>>>>>>>>POEM ALERT<<<<<<<<<<<<<<<<<<<<<<<<



*Anyone can 'Google' this- MR. REUBEN POEM, and read it, correct? And anyone can 'Bing' this- BROCK O'BOMB-A POEM, and read that poem, right?



WELCOME TO AMERICA- ONE MASSIVE LIE




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