- Report: #153445
Report - Rebuttal - Arbitrate
Complaint Review: BB&T
BB&TStatewide, Virginia U.S.A.
BB&T Ripoff Run from BB&T! Statewide Virginia
*Consumer Comment: more trouble I HATE BB&T
*Consumer Suggestion: Contact the FDIC I did
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One of the biggest mistakes I have ever made.
They lace their system with ways of collecting sevice chages after sevice charges! This to the tune of $34 a shot. Rarely will there just be one charge on an occurance.
They now have a system where they will allow charges to take place on your debit card when funds arent available. Now, this wasnt the case when I first opened my account, and it shouldnt be now. They also will charge you $11 per month service charge, and if it over draws you.... guess what!!! Right at least another $34.
Now this isnt all. I had a fraudulent charge of $390 made against my bankcard from a online employer. As a result, I had several outstanding checks come through as a overdraft! By the way, understand this. I didnt have the $390 in the bank to pay these theives. They tried to get almost $2000 the first try, and from that point, they just kept entering in amounts until something went though. Why would BB&T let this happen??? Well, I know, do you??? The bank did call me immediately to inform me this transaction, for that I am grateful.
As a result an investigation did prove this was a fraudulent action, and I had the $390 deposited into my account. Great again, but BB&T refuses to take off their overdraft charges of almost $300 as a result of this action. UNBELIEVALE!(or is it?)
To say the least, if I dont somehow come up with almost $300 in a week they are going to close my account. Now, since I am looking for additional work and only have a part-time job at this time. How am I going to come up with hundreds of dollars for these crooks?
The economy where I live has a umemployment rate of 14% I have lived here now for 3 yrs and have constantly struggled to work whatever I can come up with to survive.
That is not the point for this entry though.
I regret the day I ever opened an account with this bank and I want to warn others before they do also.
Be assured, as I said I have banked for many yrs. and I have no record of bounced checks and such until the "mighty BB&T"
I will have to pay this folks so I can open another account elsewhere, so I have no choice but to come up with something.
This report was posted on Ripoff Report on 08/12/2005 10:19 AM and is a permanent record located here: http://www.ripoffreport.com/r/BBT/Statewide-Virginia/BBT-Ripoff-Run-from-BBT-Statewide-Virginia-153445. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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