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Ripoff Report | Balance Credit Review - Internet - Balance credit sunup
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Report: #1286940

Complaint Review: Balance Credit - Internet

  • Submitted:
  • Updated:
  • Reported By: Joni — West Hollywood California USA
  • Author Not Confirmed What's this?
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  • Balance Credit Internet USA

Balance Credit SunUp Financial, LLC Charged 285.370% interest on a small loan Internet

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I obtained a $2600 loan from Balance Credit on 10/2/2015.  I made every payment on time, and even paid additional against the principle.  I paid a total of $167.26 of the principle.  Today I called to pay off the balance of my loan, 17 months early, and found that my payoff balance was $2689.05.  I had been charged $200 worth of interest since my last payment, 13 days ago!  This is a rip off.

Unfortunately, because they obtained a California Lenders License, they are not subject to the usury laws of the State of California. 

This report was posted on Ripoff Report on 02/11/2016 12:05 PM and is a permanent record located here: https://www.ripoffreport.com/reports/balance-credit/internet/balance-credit-sunup-financial-llc-charged-285370-interest-on-a-small-loan-internet-1286940. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

What Time Is It?

AUTHOR: Jim - (USA)

SUBMITTED: Thursday, February 11, 2016

POSTED: Thursday, February 11, 2016

The time to complain about the terms of the loan is BEFORE you sign the contract!  Nobody forced you to sign the contract and by signing it, that means YOU agreed with the terms.

 

NO RIPOFF HERE -- Complainer agreed to the terms of the loan.

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