- Report: #573601
Report - Rebuttal - Arbitrate
Complaint Review: Bank Of America - BOA
Bank Of America - BOA6464 28th street Grand Rapids, Michigan United States of America
Bank Of America - BOA BOA Dishonest, fraud, lied, unethical, FHA fraud Grand Rapids, Michigan
*General Comment: Well I am not a BOA employee but here goes
*General Comment: Anonymous Bank of America Coverup Replies Again
*General Comment: Bank of America Employees Writing False Supporting Relies To Coverup Misconduct By BAO
*Author of original report: Thats not what he stated
*General Comment: BOA was upfront with you.
*Consumer Comment: STOCKS ARE DOWN POEM
*Consumer Comment: WAKE-UP POEM 2
*Consumer Comment: WAKE-UP POEM
*Consumer Comment: *Saganhill, By posting complaints all over the worldwide web at sites like Twitter & Facebook we can let the world know that the USA is a country whose foundation is solidly built on- LIES, DECEPTION,
*Author of original report: Twitter?
*Consumer Comment: SAGANHILL, YOU CAN DO THE SAME THING THAT....
I was going to buy a house and a relative recommended Bank of America for my FHA. I filled out some paperwork and was pre-approved for an FHA backed mortgage. I told the BOA agent that I only had 3% down and that this was what I had to work with. This was for a house that cost 59,900. I make 50K a year.
He says, well, lets get into the system at 10% down and then we can re-negotiate for the 5% you want. You will get he says. I receive all the paperwork in the mail of the approved 10% and I made an appointment to see him a day after I received the BOA paperwork. I asked him what we now needed to do to get the 5% approval. He looks at me and asked if I can get the other money from my parents, I said NO, and told him that this was what I had to work with and that another 5% would push me back another 45-60 days so I can save the money.
This is where it gets gritty and unethical. After this meeting, I send him an email stating that I only have 5% down and for him to renegotiate the loan like he said he was. Instead, he CALLS the listing agent for the SELLER and tells them all about the buyers situation! He confides information to them that is private and makes no apologies about it.
Next, I get a call and emails from furious listing agents and my realtor asking me why things are falling apart. I told them what I am writing now.
To top it all off, BOA is going off a credit report that is not accurate and does nothing to help me fix it. They do not even offer other options to get it fixed.
I will never do business with this lying, cheating, unethical, corrupt bank again and I will do everything in my power to convince other potential customers NOT to do business with this bank.
This report was posted on Ripoff Report on 02/23/2010 07:20 AM and is a permanent record located here: http://www.ripoffreport.com/r/Bank-Of-America-BOA/Grand-Rapids-Michigan-49546/Bank-Of-America-BOA-BOA-Dishonest-fraud-lied-unethical-FHA-fraud-Grand-Rapids-Michi-573601. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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