• Report: #466219

Complaint Review: Bank Of America Home Loans

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  • Submitted: Mon, June 29, 2009
  • Updated: Mon, April 23, 2012

  • Reported By:Temecula California
Bank Of America Home Loans
400 Countrywide Way CA6-919-02-13 Simi Valley, California U.S.A.
  • Phone: 866-6536183
  • Web:
  • Category: Banks

Bank Of America Home Loans - Countrywide Home Loans Violation of FTC Rules Simi Valley California

*Consumer Comment: SECRET SERVICE SONG

*Consumer Comment: PROTESTER SONG 86

*Consumer Comment: *****CAUTION: SINCE THE MAINSTREAM MEDIA IN THE UNITED STATES WITHHELD INFORMATION FROM THE AMERICAN PEOPLE ABOUT THE COLLAPSE OF THE U.S. ECONOMY........

*Consumer Comment: *****GLOBAL ALERT: THE UNITED STATES OF AMERICA IS A COUNTRY WHOSE FOUNDATION IS SOLIDLY BUILT ON LIES, DECEPTION, FRAUD,.....

*Consumer Comment: ALL MARKETS WILL CRASH POEM

*Consumer Comment: GUESS WHAT, MICHAEL J?

*Consumer Comment: GUESS WHAT, MICHAEL J? THE MAINSTREAM MEDIA COULD HAVE ALERTED THE PEOPLE OF AMERICA ABOUT THE....

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Since the deteriorating economy started to impact our household earlier this year, I have tried to work out a solution with Bank of America (formerly Countrywide Home Loans) to settle our second trust deed on our home. Until recently, I had a credit score of 806. I am 60 years old, in poor physical and mental health and currently taking 7 medications every day. I have always paid my bills on time and been a responsible man.
I tried to do what I thought was the proactive and mature thing with BofA. I contacted them immediately when I felt I would no longer be able to make the payments on my second trust deed. I faxed them all the requested paperwork outlining my financial situation. The only response I received from them was when I called them to verify that they received my paperwork. Since then they have repeatedly called me, sent threatening letters and refused to respond to my settlement offers.
Last Sunday, they sent a man to my house with a letter to contact them because they claim I "won't return their phone calls". The man they sent was also observed talking to my neighbors across the street about me before he left. I documented every call I made to them. I finally could not take any more and I told them, in writing, that I am filing a complaint with the FTC for their violations.
Some of my previous conversations with BofA employees have included their threats to foreclose on my house, attach my "assets", etc. All of this coming from one of the financial power houses that caused our economy to tank because of unregulated greed, corruption and incompetence. By the way, thanks guys for decimating our retirement accounts. My wife is also 60 and she keeps saying how she will have to keep working until the day she drops dead.

Michael j
Temecula, California
U.S.A.

This report was posted on Ripoff Report on 06/29/2009 08:56 PM and is a permanent record located here: http://www.ripoffreport.com/r/Bank-Of-America-Home-Loans/Simi-Valley-California-93065/Bank-Of-America-Home-Loans-Countrywide-Home-Loans-Violation-of-FTC-Rules-Simi-Valley-Cal-466219. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

SECRET SERVICE SONG

AUTHOR: Karl - (USA)

SECRET SERVICE RENTED HOOKERS
(Please sing to the tune of "I've Been Working On The Railroad")

Anyone can 'Google' this- I'VE BEEN WORKING ON THE RAILROAD SONG LYRICS MIDI BOY SCOUT, and sing the following lyrics to that midi tune, right?

Here we go- 1, 2, 3, 4....

Secret Service rented hookers
They are big buffoons
Politicians in the U.S.
They work for the banker goons
Our whole nation is collapsing
USA is nothing but a lie
Oil prices hurting people
Gasoline's too high.

Brock O'Bomb-a's working for the bankers
Romnee serves the bankers it is true, my friend
Secret Service wanted hanky-panky
Time for all of this to end.

Flush, flush, into-a-commode
Flush-flush into-a-commode, I say
Flush, flush, into-a-commode
Flush the system far away!

(Keep Repeating)

Anyone can 'Google' this- SECRET SERVICE SCANDAL, and read the related articles and watch the videos on the web.

Feel free to 'Google' this- THE ASCENT OF MONEY PBS, and watch the episode entitled "Bonds of War' on the web in order to understand what is happening, and what is about to happen in the USA and all over the world.

Thank You

"Knowledge is power."

POWER TO THE PEOPLE

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#2 Consumer Comment

PROTESTER SONG 86

AUTHOR: Karl - (USA)

GOOFBALLS
(Please sing to the tune of "Moondance")

Anyone can 'Google' this- 70's-00's PAGE  3 - L - Q - JACK'S MIDI MUSIC, and click on 'Moondance' and sing the following lyrics to that midi tune, right?

Here we go- 1, 2, 3...

Brock O'Bomb-a and Romnee are goofballs
Both men work for the bankers, it's true
Mobster goons will manipulate oil
Tell your mom and your dad and text Sue
All the people are hurting, we know it
Gasoline is too high, so is food
Banker goons are deceiving the people
Speculating and raising the crude
Four dollar gasoline hurts us
Food prices are too high
All banker goons and the goofballs
They will lie, they do lie
Can we just get some honest men for once, my friends
All banker goons must be exposed each day, oh yeah!

(Keep Repeating)

Anyone can 'Google' the following videos and watch them on the web for PROOF that a cartel of corrupt, greedy, and inept bankers control the U.S. Government, Wall Street, and even the price of oil-

1) FRONTLINE: INSIDE THE MELTDOWN

2) FULL SHOW: HOW BIG BANKS ARE REWRITING THE RULES OF OUR ECONOMY

3) AMERICA: FREEDOM TO FASCISM

4) FRONTLINE: THE WARNING

5) WHO OWNS THE FED BANK, WHO CONTROLS WHO VIDEO

6) YOUTUBE FALL OF THE REPUBLIC

7) EX-SALT LAKE MAYOR ROCKY ANDERSON FORMER DEMOCRACY NOW

8) INDYMAC BOYS GET SWEETHEART DEAL

9) DID SPECULATION FUEL OIL PRICE SWINGS

Feel free to type in 269041 at this site and read what is stated in 'Consumer Comment #3' at Ripoff Report #269041 for important information about stocks and the stock market.

FACT: That consumer comment was submitted on August 21, 2007, which was thirteen months before the collapse of the banking system and the stock market crash in September of 2008.

Thank You

"Knowledge is power."

POWER TO THE PEOPLE
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#3 Consumer Comment

*****CAUTION: SINCE THE MAINSTREAM MEDIA IN THE UNITED STATES WITHHELD INFORMATION FROM THE AMERICAN PEOPLE ABOUT THE COLLAPSE OF THE U.S. ECONOMY........

AUTHOR: Karl - (USA)

and the stock market crash back in 2007, we can logically conclude that they were protecting the cartel of corrupt, greedy, and inept bankers who ultimately control the U.S. Government, Wall Street, and even the Mainstream Media, correct?

Anyone can 'Google' this- WHO OWNS THE FED?, and go to the site with the five charts and see that Twentieth Century Fox Corporation is listed in 'Chart 4' and General Electric (NBC) is listed in 'Chart 5'.

Make sure to read the names of everyone listed in 'Chart 1'.

Feel free to type in 529757 at this site and read an exact copy of one of the many the hand-written letters that was mailed to the Mainstream Media in 2007. (The letter appears in 'Consumer Comment #1' at Ripoff Report #529757.)

Now type in 271771 at this site and go to 'Consumer Comment #1' at Ripoff Report #271771 to see the addresses to where copies of all the hand-written letters, copies of subpoenaed evidence, and even hand-drawn cartoons depicting all of the fraud and corruption that were taking place inside corporate America were mailed throughout the entire year of 2007 and into the early part of 2008, prior to the collapse. (Pay attention to the date it was submitted.)

Don't forget to type in 271454 at this site and go to 'Consumer Comment #1' at Ripoff Report #271454 and read it. (Pay attention to the date it was submitted.)

Thank You

WELCOME TO AMERICA- OUR GOVERNMENT, MILITARY, WALL STREET, MAINSTREAM MEDIA, AND LEGAL SYSTEM ARE CORRUPT AND DISEASED BECAUSE THEY ARE ALL BEING CONTROLLED BY A CARTEL OF CORRUPT, GREEDY, AND INEPT BANKERS WHO HAVE DESTROYED THIS COUNTRY AND MANY OTHER COUNTRIES ALL AROUND THE WORLD
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#4 Consumer Comment

*****GLOBAL ALERT: THE UNITED STATES OF AMERICA IS A COUNTRY WHOSE FOUNDATION IS SOLIDLY BUILT ON LIES, DECEPTION, FRAUD,.....

AUTHOR: Karl - (USA)

manipulation, greed, trickery, deep corruption, and the constant pursuit to financially injure the innocent people living in the USA and all over the world.

Feel free to 'Google' this- EX-SALT LAKE MAYOR ROCKY ANDERSON FORMER DEMOCRACY NOW, and watch that video and read the article on the web. Here is a quote from the interview-

QUOTE: "We launched the Justice Party because the entire system is so corrupt. It's so diseased. We know that the public interest is not being served by anyone in the system right now, particularly the two dominant parties (Democratic & Republican) who have sustained this corrupt system and who are sustained by it." - Rocky Anderson

Thank You

WELCOME TO AMERICA- OUR GOVERNMENT IS BEING CONTROLLED BY A CARTEL OF CORRUPT, GREEDY, AND INEPT BANKERS WHO ALSO CONTROL WALL STREET AND EVEN THE PRICE OF OIL
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#5 Consumer Comment

ALL MARKETS WILL CRASH POEM

AUTHOR: Karl - (USA)

ALL MARKETS WILL CRASH POEM

All markets will crash
Every stock will decline
Better stock up on liquor
Bourbon, Beer, and some Wine
All markets will crash
Lots of jobs will be lost
Too much fraud and corruption
Guess we'll all pay the cost
Turkey day is approaching
Global markets will crash
Can't afford a nice dinner
So I'm gonna have hash
Guess this poem is over
Please don't throw any rocks
When the markets all crash
And down go all stocks.

End.

Anyone can 'Google' this- THE ASCENT OF MONEY PBS, and watch the episode entitled 'Bonds of War' on the web to see what is about to happen in the USA and all over the world.

You can also 'Google' this- HASH DEFINITION, and learn more about it. Here is one definition-

'Hash' (definition) - 1. 'A dish of cooked meat cut into small pieces and recooked, usually cooked with potatoes'.

Don't forget to 'Google' this- IMAGES FOR HASH MEAT, and go to the related sites to see the pictures of hash meat.

Thank You

"Knowledge is power."

POWER TO THE PEOPLE
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#6 Consumer Comment

GUESS WHAT, MICHAEL J?

AUTHOR: Karl - (USA)

You can stay at this website and type in 271454 and that will take you to Ripoff Report #271454 where you can read the following quote that was posted in 'Consumer Comment #1' on September 3, 2007.

Quote: "The Collapse of the U.S. economy is in its infancy. Get all of your money out of the stock market and cash in your retirement NOW!" - 9/3/2007.

You can also type in 261157 at this site and that will take you to Ripoff Report #261157 where the following quote appears in 'Consumer Comment #2.

Quote: "Just watch what happens to all those 401K's in the next few years. And watch how the Dow Jones Adjusts too." - 7/16/2007.

FACT: The Dow Jones closed at 13,950 on 7/16/2007 and closed at 14,000 for the first time in history just three days later, on 7/19/2007.

FACT: The U.S. economy and the banking system 'Collapsed' about a year after the above quote was made on 9/3/2007.

FACT: Millions of Americans lost money in their retirement accounts and 401K's as a result of the 
'Collapse' that occurred in September of 2008. 

FACT: The Dow Jones closed at its highest level on October 9, 2007. It closed at 14,164 that day.

FACT: The Dow Jones closed at its lowest level in over a decade on March 9, 2009. It closed at 6,547 that day.

FACT: Those same Americans 'bailed-out' the banks and other Wall Street firms, like- General Motors, Fannie Mae, Freddie Mac, AIG, General Electric, & others, with taxpayer's money, known as TARP. (Troubled Asset Relief Program.)

FACT: Some of the same banks that received taxpayer's money are now foreclosing on Americans and many of these foreclosures are, and have been done, illegally because people's names were forged on legal documents.

FACT: Anyone can 'Google' this- THE NEXT HOUSING SHOCK, and watch that 60 Minutes segment on the web.

FACT: Anyone can 'Google' this- BIG BANKS RESUME FORECLOSURE PAPERWORK PBS, and watch that interview on the web.

FACT: One of the definitions of the word 'Fact' is this- 'A thing done as a CRIME.' - Webster's Ninth New Collegiate Dictionary, Page 444.

FACT: Both of the above quotes came true a little over a year after they were posted at this website in 2007.

Thank You

"Knowledge is power."

POWER TO THE PEOPLE
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#7 Consumer Comment

GUESS WHAT, MICHAEL J? THE MAINSTREAM MEDIA COULD HAVE ALERTED THE PEOPLE OF AMERICA ABOUT THE....

AUTHOR: Karl - (U.S.A.)

'POTENTIAL' OF OUR ECONOMY DETERIORATING, & AMERICAN'S RETIREMENT ACCOUNTS SIGNIFICANTLY DECLINING back in the summer of 2007!

But I believe that the MAINSTREAM MEDIA, along with our GOVERNMENT 'leaders', are all being indirectly CONTROLLED by the BANKING SYSTEM in America which is ultimately being controlled by the FEDERAL RESERVE. And the 'powers that be' decided NOT to alert Americans about our economy's eventual COLLAPSE.

'Google' this- RIP OFF REPORT GM CREDIT CARD SERVICES, and go to Betty's Rip Off Report about Credit Card Interest Rates going from 10.99% to 32.44%, and then read ALL of the Updates!!!

Pay attention to the DATES of these Updates. The first one was posted on 9-3-2007, a month BEFORE the Dow Jones closed at its ALL-TIME high of 14,164 on 10-9-2007.

Look what was stated in that Update!!!

QUOTE: 'The Collapse of the U.S. economy is in its infancy. Get all of your money out of the stock market and cash in your retirement NOW!' - 9/3/2007

Now 'Google' this- RIP OFF REPORT TOYOTA MOTOR CORPORATION USA MANIPULATION, and go to the Update entitled- 'SUGGESTION', which was posted on 7-16-2007.

Look what was stated- QUOTE: 'Just watch what happens to all those 401K's in the next few years. And watch how the Dow Jones Adjusts too.' - 7/16/2007

IT ALL CAME TRUE, didn't it?

And the MAINSTREAM MEDIA KNEW ABOUT ALL OF THIS!!!!!!!!

THERE'S LOTS MORE!

DON'T EVER TRUST THE MAINSTREAM MEDIA AGAIN, & DON'T TRUST OUR GOVERNMENT 'leaders' either!

In my opinion, they ALL work 'FOR' the Federal Reserve either directly, or indirectly. And the Federal Reserve is NOT 'for' the PEOPLE of the USA, wouldn't you agree?

Make sure to 'Google' & watch the following 4 documentaries on the web-

INSIDE THE MELTDOWN

AMERICA: FREEDOM TO FASCISM

THE OBAMA DECEPTION

9/11 PRESS FOR TRUTH

*Those 4 documentaries SHOULD awaken you, and allow you to realize just WHO controls America.

GOOD LUCK TO YOU!
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