- Report: #373348
Report - Rebuttal - Arbitrate
Complaint Review: Bank Of America , MBNA
Bank Of America , MBNA100 N. Tryon St. Charlotte, North Carolina U.S.A.
Bank Of America ,-MBNA They took my 0% interest on my Balance transfer they want to add finance charges on a credit balance Charlotte North Carolina
I was not where I had a printer, and I didn't think I needed to copy the date as it was clearly due on the 23rd of that month. The min payment was $100 but I paid $1700 on the 23rd. Next statement they had added 29% interest and took away my introductory interest.
I called and questioned and they said no, the due date was 13th, I argued look at all the times I've previously paid and never late, and why would I deliberately wait to make a payment 17 times larger than the minimum just to have been penalized this way?
Waste of time. Did no good. Big dumb me, if I had only made a copy of that statement, my mistake, but it will never happen again.
I went ahead and paid the balance in full, and received another online statement showing I have a credit balance and no payment due. So I emailed customer service and requested my credit balance be paid to me.
They responded not until after finance charges had been added. WHAT-how can you add finance charges to a "CREDIT BALANCE" I don't owe them, they owe me.
I know what they're planning. They plan on adding enough finance charges so they can take my credit balance away from me. That's the end of it for me with B of A. IF you read this and have any "smarts" don't do business with Bank of America. I learned the hard way.
Ashland City, Tennessee
This report was posted on Ripoff Report on 09/16/2008 08:43 AM and is a permanent record located here: http://www.ripoffreport.com/r/Bank-Of-America-MBNA/Charlotte-North-Carolina-28255/Bank-Of-America-MBNA-They-took-my-0-interest-on-my-Balance-transfer-they-want-to-add-f-373348. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
- Keep the name short & simple, and try different variations of the name.
- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
- Use only the first/main part of a name to get best results.
- Only search one name at a time if Company has many AKA's.
Advertisers above have met our
strict standards for business conduct.