• Report: #462661

Complaint Review: Bank Of America

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  • Submitted: Thu, June 18, 2009
  • Updated: Tue, June 23, 2009

  • Reported By:Chicago Illinois
Bank Of America
100 North Tryon Street Charlotte, North Carolina U.S.A.
  • Phone:
  • Web:
  • Category: Banks

Bank Of America No fraud protection Charlotte North Carolina

*Consumer Comment: Without FRAUD, CORRUPTION, DECEPTION, MANIPULATION, GREED, LIES, TRICKERY......

*Consumer Comment: Without FRAUD, CORRUPTION, DECEPTION, MANIPULATION, GREED, LIES, TRICKERY......

*Consumer Comment: Without FRAUD, CORRUPTION, DECEPTION, MANIPULATION, GREED, LIES, TRICKERY......

*Consumer Comment: Without FRAUD, CORRUPTION, DECEPTION, MANIPULATION, GREED, LIES, TRICKERY......

*Consumer Suggestion: Follow The Paper Trail

*Consumer Comment: FRAUD, CORRUPTION, DECEPTION, MANIPULATION,....

*Author of original report: Bank of America No fraud protection

*Consumer Comment: Urgent 'HANKY-PANKY' Alert!!! Please go to the MERRILL LYNCH page of this site and read...

*Consumer Comment: Questions...

*Consumer Comment: Questions...

*Consumer Comment: Questions...

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I opened an account with Bank of America in april of last year, I was expected to start a job, and the employer stated that it would be in my best interest to have direct deposit. So I opened an account with BOA. But the job had some cut backs so I never started, and never put any money into the . Anyhow I lost my wallet, which had my drivers license, ss# and my debit card. But my biggest worry was finding my drivers license, and ss card, since I had no money in the account I didnt feel the need to call and report it(bad idea) My wallet was returned to me in about a week and a half, and everything was still in it. On February 16th about $1,600 was put into my account, keep in mind Im a 22 year old college student, working at wal-mart making only $600 every 2 weeks. so having a lump sum of such an amount deposited at once should have thrown up a red flag to BOA, but it didnt. So on the 18th I was just doing a normal checking up on my balance, so I called the 1800 # and it told me I was a negative $200, I thought that something is wrong and maybe its due to the 16th being a holiday so maybe they haven't straightened out everything in the automated system. So I called to speak to someone in person and thats when they said" Ma'am your account in being closed out due to fraudulent activitiy you need to go to your nearest BOA branch" So thats exactly what I did but when I got there the lady told me that $1,600 was put into my accoutn and $500 of that was cleared and spent and it what happened was someone deposited a fake check from chase bank into my account but in the end basically the lady to me I would have to contact BOA fruad department and speak with them. So I went home, and did just that. But talking to them over a 2-3 wk span got me no where all they did was just made me repeat what happened over and over again. I kept disputing it for about 2 months. BOA did send me a check for about $200 then turned around and stated I owe them $500. I didnt understand how that was possible. I thought because I had fraud protection that if something like a $1,600 transfer of funds was made that I would be notified about it but BOA never told me anything until I called to check my account balance, and thats when I was told. But now im in the "Check system" which doesn't allow me to open an account with any other bank Im doomed can someone please help me what should I do

Tiffany
Chicago, Illinois
U.S.A.

This report was posted on Ripoff Report on 06/18/2009 01:17 PM and is a permanent record located here: http://www.ripoffreport.com/r/Bank-Of-America/Charlotte-North-Carolina-28202/Bank-Of-America-No-fraud-protection-Charlotte-North-Carolina-462661. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Without FRAUD, CORRUPTION, DECEPTION, MANIPULATION, GREED, LIES, TRICKERY......

AUTHOR: Karl - (U.S.A.)

& the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT PEOPLE of the USA, the U.S. economy would come to a SCREECHING HALT.

WITH fraud, corruption, deception, manipulation, greed, lies, trickery, & the constant pursuit to financially injure the innocent people of the USA, the U.S. economy WILL EVENTUALLY come to a screeching halt.

GUESS WHAT?

We're coming to a SCREECHING HALT, aren't we?

WELCOME TO AMERICA- IN FRAUD WE TRUST!

Don't forget to 'Google' & watch the following on the web-

INSIDE THE MELTDOWN

THE OBAMA DECEPTION

AMERICA: FREEDOM TO FASCISM

9/11 PRESS FOR TRUTH

Thank you!
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#2 Consumer Comment

Without FRAUD, CORRUPTION, DECEPTION, MANIPULATION, GREED, LIES, TRICKERY......

AUTHOR: Karl - (U.S.A.)

& the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT PEOPLE of the USA, the U.S. economy would come to a SCREECHING HALT.

WITH fraud, corruption, deception, manipulation, greed, lies, trickery, & the constant pursuit to financially injure the innocent people of the USA, the U.S. economy WILL EVENTUALLY come to a screeching halt.

GUESS WHAT?

We're coming to a SCREECHING HALT, aren't we?

WELCOME TO AMERICA- IN FRAUD WE TRUST!

Don't forget to 'Google' & watch the following on the web-

INSIDE THE MELTDOWN

THE OBAMA DECEPTION

AMERICA: FREEDOM TO FASCISM

9/11 PRESS FOR TRUTH

Thank you!
Respond to this report!
What's this?

#3 Consumer Comment

Without FRAUD, CORRUPTION, DECEPTION, MANIPULATION, GREED, LIES, TRICKERY......

AUTHOR: Karl - (U.S.A.)

& the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT PEOPLE of the USA, the U.S. economy would come to a SCREECHING HALT.

WITH fraud, corruption, deception, manipulation, greed, lies, trickery, & the constant pursuit to financially injure the innocent people of the USA, the U.S. economy WILL EVENTUALLY come to a screeching halt.

GUESS WHAT?

We're coming to a SCREECHING HALT, aren't we?

WELCOME TO AMERICA- IN FRAUD WE TRUST!

Don't forget to 'Google' & watch the following on the web-

INSIDE THE MELTDOWN

THE OBAMA DECEPTION

AMERICA: FREEDOM TO FASCISM

9/11 PRESS FOR TRUTH

Thank you!
Respond to this report!
What's this?

#4 Consumer Comment

Without FRAUD, CORRUPTION, DECEPTION, MANIPULATION, GREED, LIES, TRICKERY......

AUTHOR: Karl - (U.S.A.)

& the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT PEOPLE of the USA, the U.S. economy would come to a SCREECHING HALT.

WITH fraud, corruption, deception, manipulation, greed, lies, trickery, & the constant pursuit to financially injure the innocent people of the USA, the U.S. economy WILL EVENTUALLY come to a screeching halt.

GUESS WHAT?

We're coming to a SCREECHING HALT, aren't we?

WELCOME TO AMERICA- IN FRAUD WE TRUST!

Don't forget to 'Google' & watch the following on the web-

INSIDE THE MELTDOWN

THE OBAMA DECEPTION

AMERICA: FREEDOM TO FASCISM

9/11 PRESS FOR TRUTH

Thank you!
Respond to this report!
What's this?

#5 Consumer Suggestion

Follow The Paper Trail

AUTHOR: Edward - (U.S.A.)

In this day and age with technology, there's always a paper trail. Bank of America has already given you one clue with the fake check deposited at Chase and then transferred to your account.

One question is exactly how was the 'transfer' made from the Chase account at a Chase branch to your BofA account? Since BofA is the holder of your account, CERTAINLY they should be able to tell you exactly how the transfer was made or possibly the Chase account # of where it came from. Then you should be able to use that detailed information to back track to the Chase branch for further answers of how this happened and made by whom, using the Chase account #.

I understand the wallet was lost, and not stolen, but it would have been better if you had filed a police report earlier in the process. This would have made it much easier to get access to any surveillance footage from the chase branch where the fake check was made.

You are certainly correct, that you would EXPECT more fraud protection or assistance from Bank of America. Whenever there doesn't appear to be any cooperation, this sometimes wreaks of employee involvement. Just a thought.
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#6 Consumer Comment

FRAUD, CORRUPTION, DECEPTION, MANIPULATION,....

AUTHOR: Karl - (U.S.A.)

GREED, TRICKERY, LIES, & the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT PEOPLE of the USA are the FOUNDATION of BUSINESS IN AMERICA.

WELCOME TO AMERICA- IN FRAUD WE TRUST!
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#7 Author of original report

Bank of America No fraud protection

AUTHOR: Tiffany - (U.S.A.)

The transfer was from a chase bank branch, and they never really told me or explained to me how it all transpired. Furthermore the day it happened was a holiday where bank branches were closed
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#8 Consumer Comment

Urgent 'HANKY-PANKY' Alert!!! Please go to the MERRILL LYNCH page of this site and read...

AUTHOR: Karl - (U.S.A.)

St. Clair's recent Rip Off Report. It's entitled- 'PHH, MERRILL LYNCH, HSBC & TROTT'.....

Merrill Lynch is owned by Bank of America, so we should keep abreast of all that's transpiring, wouldn't you agree? You might also want to keep in mind that the GOVERNMENT is a major stockholder in Bank of America & other banks, correct?

So the GOVERNMENT should DO SOMETHING about what's going on, RIGHT?!

And since the GOVERNMENT is supposed to serve the PEOPLE, then the government wouldn't be doing its job if it DIDN'T DO SOMETHING, correct?

Maybe the GOVERNMENT will help to get Jim his $100,000 CD that he took out with Wells Fargo in 1997 that was for his GRANDCHILDREN's college education, huh? Jim's Rip Off Report is at the WELLS FARGO page of this site. Please read it if you haven't done so.

Don't forget to 'Google' & watch all of the following on the web-

THE OBAMA DECEPTION

INSIDE THE MELTDOWN

AMERICA: FREEDOM TO FASCISM

9/11 PRESS FOR TRUTH

BREAKING THE BANK PBS

I'm Karl, and I approve this Update!

'Knowledge is POWER.'

'POWER is knowledge.'

POWER TO THE PEOPLE
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#9 Consumer Comment

Questions...

AUTHOR: Striderq - (U.S.A.)

How was the deposit made? Was it through an ATM or was it through a branch? This information will help explain what happened and allow some advice as to what to do.
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#10 Consumer Comment

Questions...

AUTHOR: Striderq - (U.S.A.)

How was the deposit made? Was it through an ATM or was it through a branch? This information will help explain what happened and allow some advice as to what to do.
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#11 Consumer Comment

Questions...

AUTHOR: Striderq - (U.S.A.)

How was the deposit made? Was it through an ATM or was it through a branch? This information will help explain what happened and allow some advice as to what to do.
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