• Report: #709125

Complaint Review: Bank Of America

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  • Submitted: Tue, March 22, 2011
  • Updated: Thu, January 24, 2013

  • Reported By: RIPOFF_Report — North Brunswick New Jersey United States of America
Bank Of America
Fremont, California United States of America

Bank Of America Too Big to Fail Bank Account Fees, Savings account fees, Stealing money Fremont, California

*Consumer Comment: Jim,

*Consumer Comment: Jim,

*Consumer Comment: Encore presentation of- OPINION POEM

*Consumer Comment: HEY KARL, FUK OFF

*Consumer Comment: TOO BIG TO FAIL POEM

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Bank Of America - Too big to fail bank 

BOA had started to charge my savings account with a fee of $12 per month. Since its a savings account I have realized about it after 3 months of account fee's. When I called customers service they are very arrogant to gave me every possible excuse and most of it are false. I have never seen a bank who can just randomly start changing the account fees. When I tried to talk to CS supervisor he refers to the contract that we sign at the start saying that they can change the account fees at any point and dont need to inform the customer. 

Its very sad that Consumer is not protected in anyway at these big banks. Banks should be forced to request the consent by the consumer before deducting any change from the account, or any changes are to be made to the contractual terms. 

If we buy a car or insurance or rent a apt we sign the paper work for any changes to the contract not sure why banks cant get the consumer sign the change in contract terms. If the customer agrees he will keep the account if not  he will close it. 

Bank of America is a Rip Off. I'm all set to close my account and move to a smaller Credit Union. 

This report was posted on Ripoff Report on 03/22/2011 03:35 PM and is a permanent record located here: http://www.ripoffreport.com/r/Bank-Of-America/Fremont-California-94538/Bank-Of-America-Too-Big-to-Fail-Bank-Account-Fees-Savings-account-fees-Stealing-money-Fr-709125. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Comment

Jim,

AUTHOR: Karl - (USA)

You can also read someone's opinion that came true one year later. The opinion was in the form of a hand-written letter that was mailed to the mainstream media on 9/12/2007.

Just stay at this site and type in- FLIPPED EM THE BIRD, and go to Consumer Comment #1 at Ripoff Report #529757 in order to read an exact copy of that letter.

Fact: One year later, in September of 2008, the financial system in the USA collapsed and the stock market crashed. On September 29, 2008, the Dow Jones lost a record 777 points and the banking system in the USA and all over the world melted down. The American people were forced to bail-out the failed system with hundreds of billions of dollars in taxpayer's money from the TARP.

You can 'Google' this- FRONTLINE: INSIDE THE MELTDOWN, and watch that documentary on the web for proof.

P.S. The addresses to where copies of that letter were mailed on 9/12/2007 are also available at this site. Just type in- ALL NEWS STATIONS LISTED HERE, and the addresses are listed in Consumer Comment #1 at Ripoff Report #271771.

Have a wonderful day!
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#2 Consumer Comment

Jim,

AUTHOR: Karl - (USA)

You can read someone's opinion that became a fact four months after it was posted on the internet.

Simply 'Google' this- MOST RECENT COMMENTS MELISSA WOODS BUSINESSWEEK, and click on the BusinessWeek link and read the comment that was posted on May 31, 2008 at 9:13 PM for proof. (The comment is currently listed on 'Page 10'.)

On May 31, 2008, that was an opinion. Four months later, in September of 2008, it became a fact. In September of 2008 the banking system collapsed and the stock market crashed. On September 29, 2008, the Dow Jones lost a record 777 points in one full day of trading and the financial system in the USA collapsed. Several Wall Street firms also collapsed and needed to be bailed-out with taxpayer's money from the TARP. You can 'Google' this- FRONTLINE: INSIDE THE MELTDOWN, and watch that documentary on the web for proof.

Have a wonderful evening.
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#3 Consumer Comment

Encore presentation of- OPINION POEM

AUTHOR: Karl - (USA)

OPINION POEM

This is my opinion
The USA's a lie
Confidence is low
Food prices are so high
Greed has taken over
Things aren't looking great
War continues on
Fueling all that hate
People losing houses
Others losing jobs
Politicians cheating
Most are stinky slobs
Guess this poem's over
Time to go outside
Sunshine feels good
All our leaders lied.

End.

"OPINION POEM" was originally posted at this website on February 16, 2011. Just type in 685999 and it appears as 'Consumer Comment #40' at Ripoff Report #685999.

ALERT: The price of oil is over $105 a barrel today. It has risen $70 a barrel since December 25, 2008. Anyone can 'Google' this- THERE IS NO GAS SHORTAGE, and go to the BusinessWeek article from April 1, 2008, and read the only comment posted on December 25, 2008, to see that oil closed at $35.18 a barrel on that day.

Anyone can read the comment posted on May 31, 2008 at 9:13 PM at that same article to see why "OPINION POEM" should really be entitled- "FACT POEM".

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"Knowledge is power."

POWER TO THE PEOPLE
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#4 Consumer Comment

HEY KARL, FUK OFF

AUTHOR: Jim - (U.S.A.)

Noboddy asked for your opinion on any f**king thing.
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#5 Consumer Comment

TOO BIG TO FAIL POEM

AUTHOR: Karl - (USA)

TOO BIG TO FAIL POEM

Too big to fail
Too large to fall
Scam every person
Short fat and tall
Too big to fail
One giant scam
Bankers are greedy
Tell Justin and Pam
Poem is over
Check's in the mail
Death sweeps performed
Too big to fail.

End.

Anyone can stay at this site and type in 411913 and read Ripoff Report #411913. Many of the large banks, like Bank of America, have taken out secret life insurance policies on their employees. Some of the banks are hiring outside brokers to perform "death sweeps" to see if employees at these banks died, so the executives can receive the checks from the insurance companies.

Make sure to 'Google' this- BANK EXECUTIVES PROFITING ON THE DEATH OF EMPLOYEES, and read the article that says Bank of America has $17 Billion in these policies.

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POWER TO THE PEOPLE
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