• Report: #387290

Complaint Review: Bank Of America

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  • Submitted: Sun, November 02, 2008
  • Updated: Mon, November 03, 2008

  • Reported By:Lexington Massachusetts
Bank Of America
71 Faunce Corner Rd N. Dartmouth, Massachusetts U.S.A.
  • Phone:
  • Web:
  • Category: Banks

Bank Of America Taking advantage of students N Dartmouth Massachusetts

*Consumer Comment: Not taking advantage of students...

*Consumer Comment: Pretty Standard Fare - Not a Rip Off

*Consumer Comment: Pretty Standard Fare - Not a Rip Off

*Consumer Comment: Pretty Standard Fare - Not a Rip Off

*Consumer Comment: Pretty Standard Fare - Not a Rip Off

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My daughter, who is a senior at UMass Dartmouth in Dartmouth Massachusetts, works part-time at the school. She received a small paycheck for $60.00 recently and went to cash it at a Bank of America because the check was written from the University's account at Bank of America. My daughter does not have an account anywhere near the school. Bank of America charged her $6.00 to cash that check...even though it was written from their bank. I think this is lousy. I called them to check whether they in fact do this as a practice and the woman who answered said they do. I wish the school would deal with another bank, one that will not take advantage of students who are already poor enough... What a mean group banks have become...What do others think?

Jeannie
Lexington, Massachusetts
U.S.A.

This report was posted on Ripoff Report on 11/02/2008 07:45 PM and is a permanent record located here: http://www.ripoffreport.com/r/Bank-Of-America/N-Dartmouth-Massachusetts/Bank-Of-America-Taking-advantage-of-students-N-Dartmouth-Massachusetts-387290. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 5Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Not taking advantage of students...

AUTHOR: Edgeman - (U.S.A.)

This fee is charged to anyone who doesn't have an account whether they are a student or not. This fee has also been in place since at least 2002 as that is when I was first told about it.

I agree with Jim. There is no rip-off here. Your daughter might consider opening an account at Bank of America since it's closer to campus than her regular bank is.
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#2 Consumer Comment

Pretty Standard Fare - Not a Rip Off

AUTHOR: Jim - (U.S.A.)

The bank charges a fee for performing a service to a non-account holder. If she were an account holder, then she would not be charged a fee. The fact the check was drawn against a BofA account is irrelevant - there is no way the bank would know there is money in the account when your daughter presents a check.

She would be advised to open a small account that incurs no fees and earns no interest. She can then go to that bank and cash checks free of any fee.
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#3 Consumer Comment

Pretty Standard Fare - Not a Rip Off

AUTHOR: Jim - (U.S.A.)

The bank charges a fee for performing a service to a non-account holder. If she were an account holder, then she would not be charged a fee. The fact the check was drawn against a BofA account is irrelevant - there is no way the bank would know there is money in the account when your daughter presents a check.

She would be advised to open a small account that incurs no fees and earns no interest. She can then go to that bank and cash checks free of any fee.
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#4 Consumer Comment

Pretty Standard Fare - Not a Rip Off

AUTHOR: Jim - (U.S.A.)

The bank charges a fee for performing a service to a non-account holder. If she were an account holder, then she would not be charged a fee. The fact the check was drawn against a BofA account is irrelevant - there is no way the bank would know there is money in the account when your daughter presents a check.

She would be advised to open a small account that incurs no fees and earns no interest. She can then go to that bank and cash checks free of any fee.
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#5 Consumer Comment

Pretty Standard Fare - Not a Rip Off

AUTHOR: Jim - (U.S.A.)

The bank charges a fee for performing a service to a non-account holder. If she were an account holder, then she would not be charged a fee. The fact the check was drawn against a BofA account is irrelevant - there is no way the bank would know there is money in the account when your daughter presents a check.

She would be advised to open a small account that incurs no fees and earns no interest. She can then go to that bank and cash checks free of any fee.
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