• Report: #461593

Complaint Review: Bank Of America

  • Submitted: Sun, June 14, 2009
  • Updated: Wed, June 17, 2009

  • Reported By:springfield Oregon
Bank Of America
1094 Pioneer Parkway Springfield, Oregon U.S.A.
  • Phone:
  • Web:
  • Category: Banks

Bank Of America the company BOA is a big conartist and should be sued for every penny they have!! Springfield Oregon

*Consumer Comment: THE $700 BILLION IN 'TARP' MONEY & THE $787 BILLION IN STIMULUS MONEY...

*Consumer Comment: The Money Belonged To The Bank

*Consumer Comment: A better idea . . .

*Consumer Comment: A better idea . . .

*Consumer Comment: A better idea . . .

*Consumer Comment: A better idea . . .

*Consumer Comment: WELCOME TO AMERICA- IN FRAUD WE TRUST!

*Consumer Comment: Unfortunately...

*Consumer Suggestion: How does your check register compare to your Account Statement?

*Consumer Comment: WOW

*Consumer Comment: WOW

*Consumer Comment: WOW

*Consumer Comment: WOW

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my wife and i had deposited a check of over $500 and we had more than enough to pay off the things we had to pay which left us with a pos. balance of $4.00. this last time we went to the back we found that we were close to neg. $300.00 and neither one of us had touched the account since we had only 4.00 left to it. we know that the bank had taken out money that wasnt only not thiers but wasnt there. there have been other times when my wife and i have had plenty of money in the checking account and had gone back to the BOA atm and seen that we were negative close to $3-400.00. these people claim that they are doing a courtesy to those by allowing them to use a neg balanced card and what they arent telling people is that they love to charge people tons and tons of money in overdraft fees for being overdrawn AND they also charge for overdrawn service fees. another thing i have noticed is that they charge for being overdrawn day by day.

Jjclough
springfield, Oregon
U.S.A.

This report was posted on Ripoff Report on 06/14/2009 10:52 AM and is a permanent record located here: http://www.ripoffreport.com/r/Bank-Of-America/Springfield-Oregon-97477/Bank-Of-America-the-company-BOA-is-a-big-conartist-and-should-be-sued-for-every-penny-they-461593. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

THE $700 BILLION IN 'TARP' MONEY & THE $787 BILLION IN STIMULUS MONEY...

AUTHOR: Karl - (U.S.A.)

belongs to the TAXPAYERS of America, correct?

The government is not using a DEBIT CARD when spending this money, are they? They've handed over HUNDREDS of BILLIONS of dollars in 'TARP' ('Troubled Asset Relief Program') money to banks like Bank of America, Citigroup, Wells Fargo, Morgan Stanley, JP Morgan Chase, Goldman Sachs & others, & don't forget about the $180 BILLION to AIG, correct?

We should all be thankful that the government isn't using a DEBIT CARD, huh? Imagine all the OVERDRAFT FEES that could occur if a debit card was being used. It's nice that they're printing, & handing out cold hard CASH to all these corporations, isn't it?

I wonder if the vaults at all of these banks are now PACKED with TAXPAYER'S money? It's nice to know that the bankers don't have to worry about running out of CASH, right? They can always rely on the GOVERNMENT to inject TAXPAYER'S money into their accounts & into their vaults, right?

Make sure to 'Google' & watch all of the following on the web-

INSIDE THE MELTDOWN

BREAKING THE BANK PBS

THE OBAMA DECEPTION

AMERICA: FREEDOM TO FASCISM

9/11 PRESS FOR TRUTH

YOUTUBE CONDOLEEZZA RICE LIAR

BUSH'S WAR

DID SPECULATION FUEL OIL PRICE SWINGS

Thank you.

P.S. The 1st, 2nd, & 7th, of the above are all FRONTLINE documentaries that aired on the PBS station. The 2nd one aired on Tuesday night. Everyone who wants to know what's REALLY going on in this country should watch them. And you should watch all the others too!

WARNING: You WILL learn something by watching all of them!!!

POWER TO THE PEOPLE
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#2 Consumer Comment

The Money Belonged To The Bank

AUTHOR: Jim - (U.S.A.)

Keeping a balance of $4 is a great way to end up with a large negative balance; to begin with when you make a deposit, the entire balance isn't available immediately and if you spend it quickly, it will become an issue for you. Stop using a debit card for anything - stick to cash and checks and you'll be better off....
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#3 Consumer Comment

A better idea . . .

AUTHOR: Maggie - (U.S.A.)

Instead of spending your time googling Karl's stuff, you'd be better off spending a little time keeping a register of your bank account. It is within YOUR power to prevent overdraft fees.
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#4 Consumer Comment

A better idea . . .

AUTHOR: Maggie - (U.S.A.)

Instead of spending your time googling Karl's stuff, you'd be better off spending a little time keeping a register of your bank account. It is within YOUR power to prevent overdraft fees.
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#5 Consumer Comment

A better idea . . .

AUTHOR: Maggie - (U.S.A.)

Instead of spending your time googling Karl's stuff, you'd be better off spending a little time keeping a register of your bank account. It is within YOUR power to prevent overdraft fees.
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#6 Consumer Comment

A better idea . . .

AUTHOR: Maggie - (U.S.A.)

Instead of spending your time googling Karl's stuff, you'd be better off spending a little time keeping a register of your bank account. It is within YOUR power to prevent overdraft fees.
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#7 Consumer Comment

WELCOME TO AMERICA- IN FRAUD WE TRUST!

AUTHOR: Karl - (U.S.A.)

Please take the time to 'Google' and watch all of the following on the web. The first one was a wonderfully informative documentary which was done by FRONTLINE, and it aired on the PBS station in February.

INSIDE THE MELTDOWN

AMERICA: FREEDOM TO FASCISM

THE OBAMA DECEPTION

Thank you.

Quote: 'Knowledge is POWER.'

POWER TO THE PEOPLE
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#8 Consumer Comment

Unfortunately...

AUTHOR: Rob - (U.S.A.)

Unfortunately, these are pretty standard practices by just about any bank. Does it make it right for them to rape you of your hard earned money? No, it doesn't. But prepare for the bank apologists to tell you they are right. God forbid a company like this would just let a consumer pay the amount they over-drafted and give them back $300-400 of money they can't afford to lose. Because hell...I guess a bank getting billions in federal aid just isn't enough!
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#9 Consumer Suggestion

How does your check register compare to your Account Statement?

AUTHOR: Stile - (U.S.A.)

No bank can charge you overdraft fees if your available doesn't go into the negative (note, I say available and not actual balance). In other words, if you were charged 300 - 400 in fees you must have had 10 - 12 items post to your account while funds weren't available. So, when you deposited that $500 check was that before you started spending money, or was the $500 deposited to cover transactions that you had already made? In either case, was there a Reg CC hold placed against the check? The only other possibility is that an unauthorized item posted to your account, in which case you can file a claim.

What does your check register show, and how does it compare to your monthly account statement?
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#10 Consumer Comment

WOW

AUTHOR: Resty - (U.S.A.)

I cant believe that these fees arent disclosed when you opened the account. I know when I opened my credit union account a year or 2 ago, they had a helluva list of things that would be charged....when why and how.

I also think you'll find that you arent alone. You let the account get too low....you didnt judge when the deposit was made versus when it was posted to use versus when you decided to start using it. ALL that adds up to a disaster in the making. Most every bank will charge you anywhere from $4 to $10 per day after the 4th day the account has been overdrawn.

You can never relax when it comes to your checking account. Never let your guard down.....never assume you know whats happening til it's happened.
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#11 Consumer Comment

WOW

AUTHOR: Resty - (U.S.A.)

I cant believe that these fees arent disclosed when you opened the account. I know when I opened my credit union account a year or 2 ago, they had a helluva list of things that would be charged....when why and how.

I also think you'll find that you arent alone. You let the account get too low....you didnt judge when the deposit was made versus when it was posted to use versus when you decided to start using it. ALL that adds up to a disaster in the making. Most every bank will charge you anywhere from $4 to $10 per day after the 4th day the account has been overdrawn.

You can never relax when it comes to your checking account. Never let your guard down.....never assume you know whats happening til it's happened.
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#12 Consumer Comment

WOW

AUTHOR: Resty - (U.S.A.)

I cant believe that these fees arent disclosed when you opened the account. I know when I opened my credit union account a year or 2 ago, they had a helluva list of things that would be charged....when why and how.

I also think you'll find that you arent alone. You let the account get too low....you didnt judge when the deposit was made versus when it was posted to use versus when you decided to start using it. ALL that adds up to a disaster in the making. Most every bank will charge you anywhere from $4 to $10 per day after the 4th day the account has been overdrawn.

You can never relax when it comes to your checking account. Never let your guard down.....never assume you know whats happening til it's happened.
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#13 Consumer Comment

WOW

AUTHOR: Resty - (U.S.A.)

I cant believe that these fees arent disclosed when you opened the account. I know when I opened my credit union account a year or 2 ago, they had a helluva list of things that would be charged....when why and how.

I also think you'll find that you arent alone. You let the account get too low....you didnt judge when the deposit was made versus when it was posted to use versus when you decided to start using it. ALL that adds up to a disaster in the making. Most every bank will charge you anywhere from $4 to $10 per day after the 4th day the account has been overdrawn.

You can never relax when it comes to your checking account. Never let your guard down.....never assume you know whats happening til it's happened.
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