- Report: #404285
Report - Rebuttal - Arbitrate
Complaint Review: Bank Of America
Bank Of Americabankofamerica.com Nationwide U.S.A.
Bank Of America Processing transactions largest to smallest - Causing overdraft fees! USA South Carolina
*Author of original report: ALL FEES REVERSED!
*Consumer Comment: Processing largest to smallest does not cause overdraft fees...
*Consumer Comment: Your right...
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Point is they DO NOT bank in real time - if they did they wouldn't tell you we deposit in order from largest to smallest regardless of time. if you have a checking account do not write checks when you use your check card. As of today we had a check for over $800 go through our account and the ACH charges we made the week before (check card charges) they had already been deducted from the account last week and have now been re-arranged to appear as though they were processed after this check had been deposted. It is completely unethical to re-arrange the books to gain fees. Luckily we keep track of everything and there were enough funds this time and they did not get away with any fees.
If there is a class action against them for this let me know - I'm IN! I don't and won't do business with people like this and they have gotten so much money from us it makes me sick and I'm done with it. We're in the process of moving four accounts including our business account to another bank that has guaranteed us they bank in real time! If anyone ever opens any bank accounts make sure you ask them if they post from the largest to the smallest. I already heard BOA just lost a lawsuit because they were doing this. If anyone has more info let me know!! Thanks
Greenville, South Carolina
This report was posted on Ripoff Report on 12/23/2008 09:51 AM and is a permanent record located here: http://www.ripoffreport.com/r/Bank-Of-America/nationwide/Bank-Of-America-Processing-transactions-largest-to-smallest-Causing-overdraft-fees-USA-404285. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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