- Report: #75934
Report - Rebuttal - Arbitrate
Complaint Review: Bank One - GE Capital Credit
Bank One - GE Capital CreditP.O. Box 8650 Wilmington, Delaware U.S.A.
Bank One - GE Capital Credit - First USA - Home Comings Wachovia Et Al Unscrupulous Rude and no Valid Reasons For Usury Can't think of an expletive strong enough Wilmington Delaware
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We had never missed a payment nor had we been late on any payment to them or to any other creditor. Our credit report is pristine.
Upon the arrival of the statements in June, we were shocked to find that Bank One had arbitrarily, and without notice, raised the interest rate on one card from 6.25% to 22.99% and on the other from 9.9% to 24.99%. After spending hours on the phone with incompetent and rude operators, the only excuse they could give us was that we had too much AVAILABLE credit, much of that with them. and they would not negotiate.
They would do nothing!
Luckily, we were able to transfer most of their balances to other credit cards and pay off the rest, but not before it cost us hundreds of dollars in interest charges.
Having read other complaints, others have not been as fortunate with their association with this corrupt instutition. I am sure that many who have been subjected to this unethical machination have been left financially destitute and trapped into paying what constitues usury.
UNDER NO CONDITIONS SHOULD ANYONE DO ANY BUSINESS WITH THIS BANK OR ANY OF ITS AFFILIATES.
San Antonio, Texas
This report was posted on Ripoff Report on 12/26/2003 10:27 PM and is a permanent record located here: http://www.ripoffreport.com/r/Bank-One-GE-Capital-Credit/Wilmington-Delaware-19899-8650/Bank-One-GE-Capital-Credit-First-USA-Home-Comings-Wachovia-Et-Al-Unscrupulous-Rude-a-75934. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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