- Report: #758284
Report - Rebuttal - Arbitrate
Complaint Review: Bank of America Home Loans
Bank of America Home Loans400 National Way Simi Valley, California United States of America
Bank of America Home Loans runaround, stealing money, ruining credit, false promises, rude and disrespectful, harassment, threats Simi Valley, California
*Consumer Comment: MOB SONG 15......
*Consumer Comment: SAVE THE DREAM POEM
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Since that time they threaten me with foreclosure every month and until I made an extra payment they kept saying I was 3 months behind when I have made every payment on time since Sept 2010. It took 2 "qualified written request" letters to find out that they are adding charges onto my account monthly and charged me $900 for the foreclosure costs using my house payments therefore saying I did not make the payments.
Also when I requested copies of my loan agreement they failed to include the modification agreement although my monthly statements have the modified payment amount I wonder about the amount of finance charge I am getting. Since figuring out they used my payments for their attorney I went ahead and paid one extra payment to get out of the foreclosure zone of three behind.
Also I have received several letters stating my modification was denied and am locked out of my account online except tp tell them when I will pay the months they say I am behind(I already paid).
I am really at my wits end after fighting them for over a year.
This report was posted on Ripoff Report on 07/29/2011 02:25 PM and is a permanent record located here: http://www.ripoffreport.com/r/Bank-of-America-Home-Loans/Simi-Valley-California-93065/Bank-of-America-Home-Loans-runaround-stealing-money-ruining-credit-false-promises-rud-758284. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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