- Report: #969008
Complaint Review: Bank of America Practice Solutions
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| Bank of America Practice Solutions 600 N Clevland Street, Suite 300
Internet United States of America |
|
Bank of America Practice Solutions Bank of America Dental practice loan scam, Internet
*Consumer Comment: Orthodontist in Md,
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My Amendment documents was for a payoff period of 60 months or 5 years. The document also refers to a payoff penalty of 2% of the original loan during the first 5 years of the loan.
I am now past 5 years from the closing date of the loan and have tried to pay it off. Bank of America is now trying to reinterprete the terms to be from 5 years since the amendment. I have talked to them multiple times reviewing the exact wording in the amendment that refer to "the Loan" dated 2007. I have also appealed to logic that the document states that there would be no penalty after 5 years for a payoff yet the amendment is only for five years.
At this point I plan to pay only what is owed and not the penalty and fear I will end up in litigation with Bank of America.
This report was posted on Ripoff Report on 11/14/2012 09:42 AM and is a permanent record located here: http://www.ripoffreport.com/r/Bank-of-America-Practice-Solutions/internet/Bank-of-America-Practice-Solutions-Bank-of-America-Dental-practice-loan-scam-Internet-969008. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Consumer Comment
Orthodontist in Md,
AUTHOR: Karl - (USA)
SUBMITTED: Wednesday, November 14, 2012
EXAMPLE: John has a loan with Bank of America for $50,000.00 and does not want to be charged an early payoff fee of 2%. So, John writes a check for $49,500.00 and sends it into Bank of America. Since John did not payoff the loan in full, he will continue to pay the remaining balance of $500.00 over the next five years and avoid the early payoff penalty.
Good luck to you.
