- Report: #649600
Report - Rebuttal - Arbitrate
Complaint Review: Bank of America
Bank of AmericaInternet, Arizona United States of America
Bank of America Countrywide Foreclosure Fraud - stole my home Internet, Arizona
*Consumer Comment: "FED POEM 2"...
*Consumer Comment: bman I see your point..
*Consumer Comment: BANK SONG 10
*Consumer Comment: What in the post is bad advice?
*Consumer Comment: bman..I know you mean well...
*Consumer Comment: Um....
*Consumer Comment: Here are a few suggestions...
*Consumer Comment: You Got The Foreclosure Fraud Blues
*Consumer Comment: Be afraid. Be very afraid.
*Consumer Comment: Kimberly & Anonymous, It's very difficult to read the mail sent to the White House when...
*Consumer Comment: The president does not often read the mail...
*Consumer Comment: kimberly
*Consumer Comment: Kimberly, You can mail a copy of your Ripoff Report to President Barack Obama...
*Consumer Comment: When you are done googling all the useless info..
*Consumer Comment: Not a smart move.
*Consumer Comment: Kimberly, It's become quite obvious to some people that the Federal Reserve controls the U.S. Government....
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I purchased a home in Gilbert, AZ about 5 1/2 years ago - previously I was a home owner for 11 years in IL and I rolled that equity into my new AZ home. During the past year the home market crashed and me as well as everyone lost all their equity in my home. My home was about $80,000 to $100,000 upside-down with a 7% interest rate. I was paying a large amount of money on a $300,000 home that was now worth $150,000. I tried for over 6 months calling Countrywide and Bank of America to try to refinance. I just wanted them to look at my mtg. to see if it was an option. No one would talk to me. I called weekly for over 6 months and every time I called they said they only way they would work with me to refinance is if I was behind on my payments.
So finally in March I held my payments to get them to review my account. It worked I received a Fed X from them saying they would work with me, fill out these forms. I filled out the form which only asked 3 pieces of info (mgt. payment amount, car payment, and income) and fed X it back. 3 days later I received another Fed X letter from BoA stating they would be working with me, someone would call me within 30 days with my options. It stated there would be multiple options and "As long as we were working together and talking, my home would not be foreclosed".
Two weeks later I received a foreclosure letter. I called the bank weekly, and then as the foreclosure date got closer I called and faxed them daily.
Every single time I called the person said "don't worry" as long as we are working together your home will not go into foreclosure and if you have a job and can pay the mtg. you will be approved". Then the time got closer and closer and no one ever called and nothing else came by mail. Then they said they would submit a postpone for the foreclosure - it will be delayed no problem cause we are working together.
Now we come to the week of the foreclosure date. No calles from BoA, no options, no review of my finanicals, they didn't even tell me I could pay a ton of money and reinstate the loan. NOTHING!! My documents were not reviewed at all.
So here we are my home was taken from me 2 weeks ago, 2 weeks before the BoA freeze due to fraud. I owed $230,000 and would have paid it, they started the auction at $47,000 (are you kidding me) and the home sold for $147,000.
All I wanted was a lower interest amount - or they could have just said NO - but they took my home. They lied, cheated and stole my home without at least trying to work with me on one single call.
It's all lies. They are forging documents, not reviewing and just taking your homes and mostlikely taking government $$ over and over again.
I would have paid, I can pay my mtg. they didn't even give me that option.
Any lawyer out there that can help me take on BoA please help me I am ready to fight right now!
Good luck to everyone else out there - don't believe anything they tell you when you call. If they can take your house they will - they are making to much money from they government paybacks!!
This report was posted on Ripoff Report on 10/11/2010 08:28 AM and is a permanent record located here: http://www.ripoffreport.com/r/Bank-of-America/Internet-Arizona-/Bank-of-America-Countrywide-Foreclosure-Fraud-stole-my-home-Internet-Arizona-649600. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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