- Report: #495290
Report - Rebuttal - Arbitrate
Complaint Review: Bank of America
Bank of Americawww.bankofamerica.com Somerville, New Jersey United States of America
Bank of America Exorbitant amount of overdraft fees Somerville, New Jersey
*Consumer Comment: Sue C,
*Consumer Comment: Banks tactics taking a turn...
*Consumer Comment: URGENT WORLDWIDE ALERT!!! 'Google' this- WELLS FARGO BANK CLAIMS THEY HAVE LOST RECORD OF MY GRANDCHILDRENS 100,000 CD, and read Jim's Ripoff Report, and his...
*Consumer Comment: Cj, Explain to us why Jim Waldorf can't get his $100,000 CD that he took out with Wells Fargo bank several years ago for his grandchildren's...
*Consumer Comment: Lets us keep things simple
*Author of original report: UPDATE ON BANK OF AMERICA POLICY
*Consumer Comment: Anyone can 'Google' this- ROUBINI: 'JOBS LOST FOREVER', and watch that video...
*General Comment: Karl, do you always let Google Do your thinking for you?
*Consumer Comment: IamGood, Did you read Karl's PREDICTION that he made on August 26th 2007 that....
*Consumer Comment: Why are people protecting these scum businesses
*General Comment: Karl, you really need to get back on your meds
*Consumer Comment: SUE C, THE CORPORATIONS IN AMERICA WHO ARE CONTROLLING MOST OF AMERICA NEED TO.....
*Consumer Comment: IamGood said, quote: "this web site is basically a crock"
*General Comment: checks are not processed in the order that you WRITE THEM, BUT THE ORDER THEY ARE PRESENTED TO THE BANK
*Consumer Comment: Sue C, Iamgood doesn't realize that he (or she) has been charged THOUSANDS OF DOLLARS by the U.S. Government because....
*Author of original report: Response to IAmGood
*Consumer Comment: Exemployee18..I think you overlooked something in your response to Sue....
*General Comment: Sue, I stand by my original Post
*Consumer Comment: Hopefully a couple of inside hints for Sue
*Consumer Comment: Ronny G, Did you 'Google' this- THE OBAMA DECEPTION, and watch it on the web?
*Consumer Comment: Sue C, you might want to read this as well....
*Consumer Comment: Ashley..I also wanted to add...
*Consumer Comment: Ashley..it depends on the customer..
*Consumer Comment: MARCIA, I NEVER SAID THAT GOLDMAN SACHS WAS MR. OBAMA'S #1 CAMPAIGN CONTRIBUTOR,......
*Consumer Comment: MARCIA, I NEVER SAID THAT GOLDMAN SACHS WAS MR. OBAMA'S # ! CAMPAIGN CONTRIBUTOR....
*General Comment: REGARDLESS PLEASE
*Consumer Comment: To Karl
*Consumer Comment: This would work except
*Consumer Comment: Ashley..THANK you for the information !!!!
*Consumer Comment: Overdraft protection
*Author of original report: KARL, GREAT LINK, THANX YOU!
*Author of original report: response to IAMGOOD
*Consumer Comment: IamGood is not being so "good"...
*General Comment: Re idiots who bounce checks
*Consumer Comment: Sue C, Simply 'Google' this- CUSTOMERS FACE CHANGES TO OVERDRAFT FEES JIM LEHRER, and watch that segment which aired last night on....
*Consumer Comment: Actually Robert..this may be an even better solution...
*Consumer Comment: Robert....
*Consumer Comment: Anyone with access to a computer can 'Bing' this- DR MANDELSTAMM OF KIEFF, and click on 'Controversy of Zion' and read the passage entitled-
*General Comment: Sue...
*Consumer Comment: Anyone can 'Google' this- MOORE: A NEW ECONOMIC ORDER, and watch that video, right?
*Consumer Comment: Keeping an Inaccurate Register is Costly....
*Author of original report: HEY INSPECTOR TOBYHANNA!
*Consumer Comment: Clarification For Robert
*Consumer Comment: Ronnie and Edward..
*Consumer Comment: Ashley, I should also add...
*Consumer Comment: Ashley..I'd have to agree with Edward...
* : Wrong Ashley
* : Hey Sue!
* : Comments on Bank Processing of Checks, Debit Cards
* : Sure it did
* : Misty...
* : It's sort of hard to read...but
* : MISTY...
* : Outrageous fees and erroneous processing for sure!
* : Response to Bank of America Exorbitant Fees
* : Hard to beat that one Karl..
* : IDIOTS WHO RUN PUBLICLY HELD COMPANIES SHOULD....
* : Idiots who bounce checkss
* : Get the facts: Fact: LEHMAN COLLAPSED! Fact: COUNTRYWIDE COLLAPSED! Fact: FANNIE MAE & FREDDIE MAC COLLAPSED! Fact: MERRILL LYNCH COLLAPSED! Fact: The....
* : It's hard to make out from your complaint...
* : If Everyone Cancelled Their BofA Accounts....
* : Just think, if EVERYONE canceled their accounts with Bank of America....
Bank of America has just charged me twelve fees of $35 each for a mistake that I made of $214 overdraft of my account.
Yes, I kept a check register, but I made an error which resulted in my last 2 transactions of $166 and $93 creating an overdraft on my account. I would expect to be charged two $35 fees, not twelve!
BOA's explanation is a very confusing one, having to do with "Available Balance History" and "Balance with auth & holds" and "Balance without auth & holds." I can even access this information online, but it is impossible to understand. After reading other Ripoff Reports on BOA, I can understand how the reordering practices of BOA contribute to this "scam."
My check register is easy to read, very concise, and clearly shows sufficient funds for every transaction except the last 2. (I made an error by not checking the available balance in my register prior to conducting the last 2 transactions).
You would think that BOA would have sent me an email, "hey we just charged you a $35 overdraft fee!" But they didn't, despite the fact that I get regular junk email from them trying to sell me more of their products.
I've had this account with BOA for over 30 years and never had a problem. After numerous contacts on my part (6 phone calls and 2 in-person bank visits) I was able to get six of the $35 fees refunded. But its not enough.
After 30 years, I am DONE with this bank. I will change banks, and also change my debit card habits to ATM use only!
This report was posted on Ripoff Report on 09/15/2009 02:21 PM and is a permanent record located here: http://www.ripoffreport.com/r/Bank-of-America/Somerville-New-Jersey-/Bank-of-America-Exorbitant-amount-of-overdraft-fees-Somerville-New-Jersey-495290. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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