• Report: #644126

Complaint Review: Bank of Oklahoma

Thank You

Read how Ripoff Report saves consumers millions.

  • Submitted: Fri, September 24, 2010
  • Updated: Mon, October 04, 2010

  • Reported By: Richietwo — United States of America
Bank of Oklahoma
Tulsa, Stillwater, Oklahoma United States of America

Bank of Oklahoma BOK Unethically B ehavior, withholding funds transferred directly from Bank of America Tulsa, Stillwater, Oklahoma

*General Comment: Master Mechanic Jim here

*Consumer Comment: Last comment, very helpful suggestions...

*Consumer Comment: The main problem

*Consumer Comment: So the economic crash was "predicted" here in 2007?

*Consumer Comment: Joe, The "stock market CRASH" was accurately predicted in a Christmas tune right here at Ripoff Report on November 8th 2007.....

*Consumer Comment: Joe, The "Collapse of the U.S. economy" was accurately predicted right here at Ripoff Report on September 3rd, 2007, one year BEFORE it happened! Simply go to the GM CREDIT CARD SERVICES page...

*Consumer Suggestion: GOOD IDEA--I DO NO BUSINESS WITH BANKS

*Consumer Comment: Sparky, it is my opinion that you are wrong.

*Consumer Comment: SPARKY, A CONSPIRACY THEORY IS NO LONGER A CONSPIRACY ONCE IT BECOMES FACT. FACT: THE UNITED STATES OF AMERICA IS A COUNTRY WHOSE FOUNDATION IS SOLIDLY BUILT ON LIES, DECEPTION, FRAUD, MANIPULATION,..

*Consumer Comment: Huh?

*Consumer Comment: Empathy is the ability to understand another's pain...

*Consumer Comment: Why?

*Consumer Comment: Richietwo, One of the BIG problems in America is that there are so many people who cannot understand the reality...

*Consumer Comment: Okay nut job...answer these...

*Consumer Comment: Richietwo, The reality...

*Consumer Comment: The reality...

*Consumer Comment: Did everyone...

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

I sent $700 directly from my account (Bank of America) to my son's Bank of Oklahoma account (ACH). This transaction was to occur overnight. However, three days later Bank of Oklahoma states that they have still not received the funds. However, Bank of America guarantees me that the money was been sent.  I know full well that the funds will turn up in 7 to 10 days giving Bank of Oklahoma the time value of my money and of many other people's money. This is not the first time that this has happened but it will be the last. My son and both daughters are closing their BOK account and moving to a reputable bank. 

This report was posted on Ripoff Report on 09/24/2010 03:40 PM and is a permanent record located here: http://www.ripoffreport.com/r/Bank-of-Oklahoma/Tulsa-Stillwater-Oklahoma-/Bank-of-Oklahoma-BOK-Unethically-B-ehavior-withholding-funds-transferred-directly-from-644126. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on Bank of Oklahoma

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
REBUTTALS & REPLIES:
0Author 17Consumer 0Employee/Owner
Updates & Rebuttals

#1 General Comment

Master Mechanic Jim here

AUTHOR: Jim - (U.S.A.)

After being cheated by every Bank I used over a 45 year time, I moved my account to a credit union, Main reason was it was literaly at the driveway leaving my apartment complex, It was simply too convenient to ignore.And yes it was there when I was at another BANK.

As a result I NEVER had ANY problems, and when I moved (Another City) I looked for another credit union, and found one nearby.

To date (8 Years) I have NEVER had ANY problems at either credit union, and I highly recommend them.

ANY, AND ALL OF THEM. They are better run, and both a hell of a lot friendlier, and personal, no machine minds, just people doing a damn good Job.

Jim D

Respond to this report!
What's this?

#2 Consumer Comment

Last comment, very helpful suggestions...

AUTHOR: Bman - (United States of America)

As requested - no response except to indicate that I have read your commentary.
Respond to this report!
What's this?

#3 Consumer Comment

The main problem

AUTHOR: Sparky - (United States of America)

Now maybe you see the main problem Bman. The OP had a problem with this particular bank that is most likely related to poor bookeeping and sub-par customer service. I seriously doubt that the US government has plotted to steal this man's $700 in order to cover a web of lies and corruption that dates back to our founding fathers. Does that make sense to you? How is that helpful at all? No, my post is not designed to help the OP solve his/her problem, but I don't claim it is.... It's ridiculous that you think you can come in and post a bunch of nonsense that I believe is designed to mislead desperate people and to confuse the issue. He's hijacking other people's complaints to push an extreme agenda and attempt to spread panic and fear... that does not deserve respect. Look at his posts, he offers ZERO solutions!

 

If you really want to stand by your mantra that only "helpful" and "empathic" posts should be made, then why are you responding to me at  all? Could it be because you disagree with my post and want to get your comments in about it? Don't you dare try to criticise me for doing the exact same thing you are doing...

Respond to this report!
What's this?

#4 Consumer Comment

So the economic crash was "predicted" here in 2007?

AUTHOR: Ronny g - (USA)

I must ask Karl the magnificent then..how is it a "prediction" here in 2007?..when it was predicted much earlier on other sites?? Just 'GOOGLE' it..anyone can. Did you?

Dr. Doom
By STEPHEN MIHM
On Sept. 7, 2006, Nouriel Roubini, an economics professor at New York University, stood before an audience of economists at the International Monetary Fund and announced that a crisis was brewing. In the coming months and years, he warned, the United States was likely to face a once-in-a-lifetime housing bust, an oil shock, sharply declining consumer confidence and, ultimately, a deep recession.


Seems a "web bot" predicted it in 2006 before it was predicted here in 07...

Even more remarkable is a series of predictions made back in late 2006 about the coming events of late 2008 through mid 2009. Although these predictions may or may not pan out to be completely accurate, it is interesting to evaluate each one based on its own merit and relationship to the times in which we live. The following is a breakdown of these predictions.

- October 7 2008 to February 19 2008 will be filled with emotional intensity
.- In October Global emotional release event begins largely economic.
The rest of the world will begin to seriously question the stability and reliability of the U.S. dollar.

- Catastrophic collapse of the dollar is possible as the language is active around that concept.
The Web Bot foresee consumer society confidence collapsing by mid November 2008. This could be a direct result of the recent government bailout and failure of several large financial institutions in the U.S. along with the devalued U.S. dollar and the increased cost of living.


Click the link below..video proof...

Videos for Videos for economic collapse predictions 2006


Buy a book maybe?...

The Coming Economic Collapse:  How You Can Thrive When Oil Costs $200 a Barrel
By Stephen Leeb
Business Plus  2006
196 pages.  $16.99



Or 'google" this, anyone can...

Bankers Fear World Economic Meltdown, by Gabriel Kolko
Counterpunch, July 26, 2006  (wwwcounterpunchcom)



I could go on and on..but what more good will it do? Point proven. And this has to do with a wire deposit taking too long how?

Once again, other banks do not take this long. So use another bank. Then you won't have to worry about this and will have more time to google if you feel the need.





Respond to this report!
What's this?

#5 Consumer Comment

Joe, The "stock market CRASH" was accurately predicted in a Christmas tune right here at Ripoff Report on November 8th 2007.....

AUTHOR: Karl - (USA)

which was about a year BEFORE the "CRASH" took place.

*You can go to the GULF STATES TOYOTA page of this site and read 'Consumer Comment #1' at Ripoff Report #283703 and see that the "CRASH" was accurately predicted in the last line of that song, correct?

Here is the last line of that song, which was posted on November 8th, 2007, when the Dow Jones closed at 13,266 points-

"The Stock Market is about to CRASH!"


Thank You

P.S. The Dow Jones closed at 6,547 on March 9th, 2009. The Dow Jones lost 6,719 points from the date that song was posted until March 9th, 2009.

13,266 - 6,547 = 6,719

You can 'Google' this- DOW JONES HISTORICAL YAHOO, and check all the Dow Jones closes for the above dates, okay?
Respond to this report!
What's this?
of this site and read 'Consumer Comment #1' at Ripoff Report #271454.


*Read paragraph #3 of that consumer comment. It's right there, in plain English.



WELCOME TO THE U.S. ECONOMY- ONE MASSIVE LIE





P.S. Don't forget to 'Google' this- ORIGINAL DISSENT WHO CONTROLS THE U.S. ECONOMY?, and go to that site and take a look at all of the people pictured there.



Thank You
Respond to this report!
What's this?

#7 Consumer Suggestion

GOOD IDEA--I DO NO BUSINESS WITH BANKS

AUTHOR: Joe - (U.S.A.)

WHY WOULD ANYONE WANT TO HAVE A BANK ACCOUNT WITH ALL OF THE CROOKEDNESS GOING ON WITH THESE PREDATORY FINANCIAL INSTITUTIONS TODAY.

I AM EXPECTING ANOTHER BANK HOLIDAY LIKE THE GOVERNMENT CALLED IN THE LATE 1930S DURING THE DEPRESSION. YOU SHOULD TALK WITH SOME OF THE OLD TIMERS UP THERE IN OKLAHOMA WHO REMEMBER WHAT IT WAS LIKE, UNLESS THEY ALL FLED TO CALIFORNIA.

I AM NOT SURE THERE ARE ANY REPUTABLE BANKS. I WILLINGLY PAY 1 PERCENT CHECK CASHING CHARGE INSTEAD OF USE A BANK. THEY ARE BASED ON PONZI GAMES ANYWAY.

I AM NOT SURE WHAT THIS KARL PERSON HAS TO ADD OF VALUE WHEN HE RESPONDED TO YOUR POST. A LOT OF ANGRY WORDS AND NOT MUCH HISTORY SCHOLARSHIP AND STUDY TO BACK IT UP. MAKES NO SENSE AND IS NOT EVEN RELEVANT TO WHAT YOU HAD TO SAY.

BE VERY CAREFUL WHERE YOU PUT YOUR MONEY. I THINK WE ARE ABOUT TO GO INTO THE SECOND HALF OF THE DOUBLE DIGIT RECESSION WHICH I THINK IS MORE RIGHTLY CALLED A DEPRESSION...

THE PEOPLE WHO COULD NOT GET THEIR MONEY OUT OF THE BANKS IN TIME DURING THE BANK HOLIDAY IN THE 1930s LOST IT. ALL OF IT. MY LATE MOTHER  SAID HER RELATIVES NEVER GOT ANY OF IT BACK I HAVE NO IDEA WHERE IT WENT OR WHO GOT IT.AND I DON'T KNOW WHAT HAPPENED TO THE PROPERTY THAT THE BANKS WOULD HAVE HELD THE LIENS ON EITHER.

DON'T PUT ALL OF YOUR MONEY IN ANY ONE BANK AND I WOULD START TO GET IT OUT. PAY OFF EVERYTHING YOU CAN. DON'T USE CREDIT CARDS AND PAY CASH.


Respond to this report!
What's this?

#8 Consumer Comment

Sparky, it is my opinion that you are wrong.

AUTHOR: Bman - (United States of America)

How have you, or I, for that matter, helped anyone in this forum when the REAL issue is the person feels as if they have been robbed by a bank business. Indeed it seems robbery is a part of doing business today which is what Karl in his own way wishes to reveal. Since you are using a knee-jerk reaction instead of critical-thinking (i.e., being fair minded) I wonder if you can really UNDERstand either Karl or the person that is wishing to reveal bad business practices - yes, you are definitely lacking empathy. Karl points out that the problem is documented and systemic and people must get mad about this abuse. I stand by my position. And as for Karl, he is what he is, and he is doing what he can. I would rather read his eccentric writing than read your personal vindictiveness directed against him. Since you "know better" - act better than the person that you criticize in this public business related forum.
Respond to this report!
What's this?
GREED, TRICKERY, DEEP CORRUPTION, & the CONSTANT PURSUIT TO FINANCIALLY INJURE & FINANCIALLY "DESTROY" AS MANY INNOCENT HUMAN BEINGS AS POSSIBLE, in my opinion.


P.S. Make sure to 'Google' this- DOUGLAS REED- THE CONTROVERSY OF ZION- INDEX- SITE BY KNUD ERIKSEN, and read 'Chapter 15' and 'Chapter 17' on the web.

Then 'Google' this- ORIGINAL DISSENT WHO CONTROLS THE U.S. ECONOMY?, and take a look at all of the people pictured there.

Finally, 'Google' this- WHO OWNS THE FED?, and go to the site with the 5 charts and read all of the names of the people and companies listed at that site.

Thank You

WELCOME TO AMERICA- ONE MASSIVE LIE

Respond to this report!
What's this?

#10 Consumer Comment

Huh?

AUTHOR: Sparky - (United States of America)

Explain to me exactly what kind of empathy was shown in copy/pasted google links? He posts the same exact thing on every report he posts on and I seriously doubt the intention is to help the person who launched the complaint. What advice did he give? All it is is conspiracy theories and fear-mongering over the banking industry. What we have lost here is common sense and intelligent thinking. You can think my comment is less helpful, that's your right. It wasn't intended to help anyone... I'm merely voicing my opinion that if this guy thinks his google crusade is helping anyone, he is wrong.
Respond to this report!
What's this?

#11 Consumer Comment

Empathy is the ability to understand another's pain...

AUTHOR: Bman - (United States of America)

It is sad that people on this site lack empathy and express anger towards someone that tends to be preachy, yet in his heart wants to help in the way that he can. Some of the dialog is misguided, yet here is an opportunity to help guide his dialog. I do not see his thesis as a doomsday scenario if the facts back up his claims. I have taken the time to review some of his sources and they are quite informative. The poetry doesn't work I agree with many that post given the forum, Yet he has demonstrated a desire to help and this has shown empathy for the pain of others. For the commenter that tells him to go - that is not helpful. Indeed it is less helpful than what they criticize in Karl. They are being just as preachy, and are more so, since they think they speak for everyone and correct Karl for the same. The idea behind free speech (and democracy) is that bullies (despots) have no place in a serious conversation unless they are willing to share and grow together. They can shout but we do not have to listen. I believe at the base of all the complaints in this site is the fact that many businesses today lack empathy and are scamming those that can least afford it. It is the one thing that we have lost which is why most customer service isn't a service for anyone except the company. Something has been lost that needs to come back. I am appreciative of the wonderful well thought-out comments that are peppered throughout the site.


Respond to this report!
What's this?

#12 Consumer Comment

Why?

AUTHOR: Sparky - (United States of America)

Why do you post this garbage Karl? Who really cares/wants to hear about your doomsday scenario conspiracy theories? Where do you keep your money? Do you put it in a shoebox under your bed and sleep next to a baseball bat? Just go back to modeling your tinfoil hats and quit posting here where impressionable people might actually take you seriously.
Respond to this report!
What's this?

#13 Consumer Comment

Richietwo, One of the BIG problems in America is that there are so many people who cannot understand the reality...

AUTHOR: Karl - (USA)

of what's taking place at the banks, and even in our country at the present time.

I'm sure that you can understand that many of the banks invested in TOXIC ASSETS, and that's the main reason that many of these banks needed to be taken over by the FDIC in order to ensure that depositors didn't lose their money, correct?

Bank of Oklahoma could be one of the many banks that are 'troubled', right? This could be a reason that the $700 you sent didn't immediately show up in your son's account, wouldn't you agree?

Consider this: the banks are a direct reflection of our entire country. Millions of people in the USA are in the same situation that these troubled banks are in. However, the millions of people who are troubled don't have the luxury of being 'bailed-out' by the FDIC, correct?

There are some people in this country who don't, and can't, understand that reality. They are basically living inside of a tunnel. That's unfortunate. The reason that these people don't understand the reality of all the problems in our country, and all over the world, is that they don't understand the 'ultimate reality'.

Here's a quote that will help anyone to understand the 'ultimate reality'.

"Truth, reality, existence, consciousness, the absolute- call it what you will, it is the ultimate reality." 

That quote can be found on 'Page 293' in the book entitled- "The Spontaneous Fulfillment of Desire", by Deepak Chopra.

You see, the USA has been, and still is, a country whose foundation is solidly built on lies. Most people cannot, and will not, grasp that reality. It's the reason that there are so many problems in this country. It's also the reason that I believe we'll experience another collapse in the near future.

Good luck to you and your son.

P.S. If you ever have a chance, go into a book store and read pages 289 to 293 of the book mentioned above. It's a true story about a man and his son who lived thousands of years ago. It will help anyone to understand things a bit better.







Respond to this report!
What's this?

#14 Consumer Comment

Okay nut job...answer these...

AUTHOR: Ronny g - (USA)

Perhaps I am a fool to even pay any mind to Karl...but this disruption and discrediting of service on this site should be looked into. Since the operators of this site seem to ignore it...it is up to us..

Complaint: A $700.00 transfer has not completed and it's been 3 days.

Karl says...

"is that there were 829 troubled banks in the 2nd Quarter, and Bank of Oklahoma may have been one of them. This could be the reason that you experienced a problem, right?"

Many people and businesses are "troubled" right now. There are over 8,000 banks. So if aprox. 10% are troubled....those are actually good numbers.  Aren't you the one who predicted the economic crisis? Did Nostradamus have to use the terms "may" and "could"??

But regardless,,does this info help the poster in ANY way or offer recourse? NO...it is just a doomsday scenario sad sack loser blame everyone and conspiracy and do nothing but google attitude. An attitude of a LOSER...oh..and a nut job.

"You can 'Google' this- FDIC SAYS NUMBER OF TROUBLED BANKS IN 2ND QUARTER RISES TO 829, and read the related articles on the web, okay?"

Yep...google away. Now come back. Was this advice any help? I await the answer with much enthusiasm.

"You can also 'Google' this- PROBLEM BANK LIST CLIMBS TO 829, and that should take you to some more articles."

Okay..'google' some more.  Did this help anyone in any way shape or form? Hello??? ANYONE??? I AM YELLING IN ALL CAPITAL LETTERS!!!!!!! ANYONE?!?!?!?!!!! HELLO???!!!!!!!!!!!!! 'GOOGLE'??????  'NUT JOBS'?????   ANYONE?????? HELLO?

The responses (or LACK thereof) to this speak louder then me typing in all caps.

"Many Americans believe that things are 'back to normal' in this country."

"Normal" as far as what? Banks ripping off customers? If that is the case then I would have to say things are quite normal.


"*The USA is in deep trouble, in my opinion. If you 'Google' the two following documentaries and watch them on the web you might be able to understand a bit better-"

Okay NUT CASE...lets assume this poster and everyone in American 'google' this. Can you explain how it will help this poster get the 700 dollars transferred any faster? Or how it will help this poster to close accounts with this bank and SIMPLY use a bank that has a faster funds transfer policy?

I look forward to your rational answers. lol


Respond to this report!
What's this?

#15 Consumer Comment

Richietwo, The reality...

AUTHOR: Karl - (USA)

is that there were 829 troubled banks in the 2nd Quarter, and Bank of Oklahoma may have been one of them. This could be the reason that you experienced a problem, right?

You can 'Google' this- FDIC SAYS NUMBER OF TROUBLED BANKS IN 2ND QUARTER RISES TO 829, and read the related articles on the web, okay?

You can also 'Google' this- PROBLEM BANK LIST CLIMBS TO 829, and that should take you to some more articles.

Many Americans believe that things are 'back to normal' in this country.

Guess what?

They're not.

*The USA is in deep trouble, in my opinion. If you 'Google' the two following documentaries and watch them on the web you might be able to understand a bit better-

FRONTLINE: THE WARNING

FRONTLINE: INSIDE THE MELTDOWN


Respond to this report!
What's this?

#16 Consumer Comment

The reality...

AUTHOR: Ronny g - (USA)

When you are done with Karls mole in the holes or whatever...you should simply do as you stated in your report. Once the transfer is complete...close the accounts with that  bank..and use a better bank. Just make sure to ask the next bank what their policies are for funds transfers or if you have your account disclosures, look under the title "Funds Availability" and Reg. E transactions.

A wire transfer only takes seconds...well how fast does electricity travel??? Almost the speed of light. However it typically takes transfers I do from different banks...one business day. With the same bank it is almost instant. It should not take more then two business days no matter what.

Why this bank has already taken 3 days is beyond me. Maybe they wire by pony express?
Respond to this report!
What's this?

#17 Consumer Comment

Did everyone...

AUTHOR: Karl - (USA)

'Google' this- BANK FEE WHAC-A-MOLE: NEW CHARGES HIT ACCOUNTS, and read the cnnmoney.com article on the web?

Make sure to 'Google' this- GOVERNMENT SEIZES 3 MIDDLE-MAN CREDIT UNIONS, and read the related articles on the web also, okay?

WELCOME TO THE USA- ONE BIG LIE


*******************************   Lie Alert   ********************************

*Anyone can 'Google' this- THERE IS NO GAS SHORTAGE, and go to the Businessweek article and read the comment that was posted on May 31st 2008 at 9:13 PM.

(That comment is on, or around, 'Page 10' in the comments section. It was posted 4 months BEFORE the 'Collapse' of the U.S. economy and the meltdown of the banking system which occurred in September of 2008.)

Thank You
Respond to this report!
What's this?
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Advertisers above have met our
strict standards for business conduct.



Ripoff Report Legal Directory