Bankers Life Colonial Penn Bankers LIfe, Conseco, Inc. Insurance fraud, twisting, churning, insurance agent nightmare, dual agent application scam, fraudlent activity, senior abuse, customer abuse jacksonville, Florida

I worked for this agency in 2009. During that time I saw every abuse and criminal activity one only hears about in insurance agent training. They claim as a new agent you'll work with a seasoned veteran during training and share in that agent's commissions. In reality, new agents get screwed out of the promised income because they let the field trainers work the appointments they expect to write policies on after dropping off the trainees back at the agency. Standard agency practices include twisting and churning.

I personally witnessed agents rewriting policies after a trainee left the employment of the agency. The clever "dual agent" signing page allows the corrupt Jacksonville, FL agency I worked for add another agents name to the application after the fact. Keven Stephens of Liberty National (an ex Banker's hit man) told me he personally rewrote hundreds of policies every year during his employment with Banker's of Jacksonville to screw new agents out of commissions earned in order to redirect the commissions to newly hired agents. This agency is totally corrupt. You can do far better starting with an agency that is not predatory against both customers and agents.

It's a dead end job. There is a reason Banker's Life and Casaulty Jacksonville Florida agency is not accredited with the Better Business Bureau. Keven Jeffries and his henchman Frank Fowler both demonstrate criminally intent. I remember one meeting where we were ordered to write guaranteed issue policies only due to it being the last week of the month. The training director Frank Fowler fielded a question by a trainee agent who inquired why he couldn't write fully underwritten policies to save the prospect hundreds of dollar a year in premiums. Frank replied "do you want to write a policy that will pay you in 2 weeks guaranteed or one that may never pay you a dime?"