- Report: #385545
Complaint Review: Barclay Card USA - Juniper Bank - Carnival SeaMiles
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| Barclay Card USA - Juniper Bank - Carnival SeaMiles www.juniper.com
Wilmington, Delaware U.S.A. |
|
Barclay Card USA - Juniper Bank - Carnival SeaMiles Holding Payments Causing Late Payment Fees, Accusing Customer of Risky Activity Wilmington Delaware
*Consumer Comment: Some card companies do this.
*Consumer Comment: Its also a Violation of the FAIR CREDIT BILLING ACT and ELECTRONIC FUNDS TRANSFER ACT
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On a consistent basis Juniper places 7-10 day holds on the payments I make. These funds are then unavailable for use. I have monthly bills that I run through this card for the sole purpose of accumulating SeaMiles. Several times the payments have been refused by Juniper even though they are sitting on more than enough to accept the charges.
I believe that what Juniper has done and continues to do is unethical and immoral. My payment history over the last two years shows me to be a very reliable customer and for that I am only punished. I intend to pay this card the rest of the way off and take my business elsewhere. I do not have another bank that treats me with this kind of disrespect.
Jj
Eddyville, Kentucky
U.S.A.
This report was posted on Ripoff Report on 10/28/2008 08:22 AM and is a permanent record located here: http://www.ripoffreport.com/r/Barclay-Card-USA-Juniper-Bank-Carnival-SeaMiles/Wilmington-Delaware-19899/Barclay-Card-USA-Juniper-Bank-Carnival-SeaMiles-Holding-Payments-Causing-Late-Payment-385545. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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Search Tips#1 Consumer Comment
Some card companies do this.
AUTHOR: Nikki - (U.S.A.)
SUBMITTED: Tuesday, October 28, 2008
POSTED: Tuesday, October 28, 2008Find out the max payment you can make to be available right away and make multiple payments.
They told me the reason they do this, but I don't want desperate people trying it and getting into more trouble so I won't explain.
#2 Consumer Comment
Its also a Violation of the FAIR CREDIT BILLING ACT and ELECTRONIC FUNDS TRANSFER ACT
AUTHOR: Laurie - (U.S.A.)
SUBMITTED: Tuesday, October 28, 2008
POSTED: Tuesday, October 28, 2008File formal complaints with the Federal Trade Commission and Office of Thrift Supervision.
You can find more information on both these Acts on the Federal Trade Commission website
