- Report: #982380
Complaint Review: Barclay Card USA
| Barclay Card USA PO Box 8801 Wilmington, Delaware 19899-8801
Internet United States of America |
|
Barclay Card USA Not sending monthly statements - bill one day overdue and payment went from $86 - $200 a month! They take no responsibility for not sending/emailing statements Internet
*Author of original report: Now they canceled my account!
*Consumer Comment: You must have a large balance with them
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This report was posted on Ripoff Report on 12/15/2012 12:04 AM and is a permanent record located here: http://www.ripoffreport.com/r/Barclay-Card-USA/internet/Barclay-Card-USA-Not-sending-monthly-statements-bill-one-day-overdue-and-payment-went-982380. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Author of original report
Now they canceled my account!
AUTHOR: oebgurl - (United States of America)
SUBMITTED: Monday, December 17, 2012
POSTED: Monday, December 17, 2012#2 Consumer Comment
You must have a large balance with them
AUTHOR: MovingForward - (USA)
SUBMITTED: Saturday, December 15, 2012
POSTED: Saturday, December 15, 2012It is time for you to get some financial education and to take responsibility for your actions. Once you have a credit line opened up with the creditor (Barclay's or whomever) it is up to you to keep track of your transactions, your balances, your payments and your due dates. If you can't do that, then pay off the card and close the account because you are not showing any financial responsibility. You are liable for the entire balance due, not just the minimum payment. From your post, you haven't even addressed your balance, only the minimum payments. You refer to your payment as "your usual payment", if you continue the way you are going you will never be able to pay off the card.
I don't work for Barclays or any credit card company, but I am aware of the terms and conditions of each of my credit lines. Each of us, as adults, take on that responsibility when we agree to use the card.
You are in a spot now. Seems like a good time for you to either increase your hours at your current job or pick up another job. Yes, I read that you are due to have a baby, but it does not excuse you from your financial responsibilities. In fact, based on the fact you are due to be a mother (again) it is critical you review your financials right now to get your life back on track. Learn the tips to pay down your balance quickly and don't run it up again to beyond your capacity to pay.

