- Report: #807890
Report - Rebuttal - Arbitrate
Complaint Review: Barclays Bank of Delaware
Barclays Bank of Delaware125 South West Street Internet United States of America
Barclays Bank of Delaware Never had a mastercard and 30 late charges on credit report. Account open for only 3 days. Fraud account!! Internet
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I spoke to the lender I am refinancing with and he told me I should call back immediately and revoke the payment of $17 since I obviously never had an account with them.
I called back that afternoon and I finally spoke to a manager who told me the account was opened on Jan. 12, 2007 and closed on Jan. 17, 2007 however the first late charge isn't until June 2009. I never had an $11,000 revolving Mastercard with Barclays. She said there was a $17 balance. I told her don't you think if I knew that the balance was only $17 I would've paid this? Barclays never sent this to a collection agency and the manager admitted that this was a fraud account.
She told me to send a letter via Fax to their Fraud department and I should hear back from them via email within 3 days. Today is the 6th day and I haven't heard anything.
In the meantime, not only is the really affecting my credit but I can't refinance my house because of this issue. I still don't know how this happened and neither does Barclays Bank.
I hope this doesn't happen to anyone else.
This report was posted on Ripoff Report on 12/11/2011 12:47 PM and is a permanent record located here: http://www.ripoffreport.com/r/Barclays-Bank-of-Delaware/internet/Barclays-Bank-of-Delaware-Never-had-a-mastercard-and-30-late-charges-on-credit-report-Ac-807890. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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