- Report: #271984
Report - Rebuttal - Arbitrate
Complaint Review: Beneficial / HSBC Financial
Beneficial / HSBC FinancialPO BOX 59570 SCHAUMBURG, Illinois U.S.A.
Beneficial / HSBC Financial Free money...no need to prove who you are! HSBC will send you a check and make up an identity for you! SCHAUMBURG Illinois
*UPDATE EX-employee responds: all companies do it
*UPDATE EX-employee responds: read it
A business' first
line of defense
on the Internet.
If your business is
willing to make a
Click here now..
Out of nowhere one day, I received a collection call from Beneficial informing me that I needed to start paying back a loan for several thousands of dollars. I informed the gentleman that I had never done business with his firm. Someone who lives over 100 miles away from me had apparently received a live-check loan, and cashed it. The check was in my name and tied to my Social Security number. The collection agent was able to read me my own ss# and refused to listen to my claims of fraud. I asked to whom had the live check been sent and when had it been requested? He said it was in my name, gave some unknown mailing address and he told me that "no one requests these loan checks. They are mailed out as a "service" to those who are felt to meet Beneficial's criteria for such a loan...", without the customers request or knowledge.
Repeated attempts to get their fraud department to file a fraud claim met with lies from their staff, disconnects from being on hold for hours and refusal of their collection agents to say anything except "...when are you going to pay, sir..."
The calls only ceased when I got the attorney general's office to contact them. The whole mess took about 5 months to clear up and I still don't know how much damage has been done since they compromised my personal info. The entire ordeal cost me about 48 hours of personal time to fix. Nightmare.
HSBC provides credit cards for Best Buy, Bon-Ton, CompUSA, Costco, Helzberg Diamonds, Neiman Marcus, Saks, Sony, Yamaha and many more, so keep this in mind when you sign up for credit offers.
This report was posted on Ripoff Report on 09/02/2007 09:01 PM and is a permanent record located here: http://www.ripoffreport.com/r/Beneficial-HSBC-Financial/SCHAUMBURG-Illinois-60159-9910/Beneficial-HSBC-Financial-Free-moneyno-need-to-prove-who-you-are-HSBC-will-send-you-271984. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
- Keep the name short & simple, and try different variations of the name.
- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
- Use only the first/main part of a name to get best results.
- Only search one name at a time if Company has many AKA's.
Advertisers above have met our
strict standards for business conduct.