- Report: #590394
Complaint Review: Beneficial Mortgage (HSBC)
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| Beneficial Mortgage (HSBC) PO Box 4153-K
Carol Stream, Illinois United States of America |
|
Beneficial Mortgage (HSBC) Victimizing clients and ripping off customers Carol Stream Illinois
*Consumer Suggestion: (ic3)internetcrimes commission
*Consumer Comment: What?
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This report was posted on Ripoff Report on 04/07/2010 08:10 AM and is a permanent record located here: http://www.ripoffreport.com/r/Beneficial-Mortgage-HSBC/Carol-Stream-Illinois-60197-4153/Beneficial-Mortgage-HSBC-Victimizing-clients-and-ripping-off-customers-Carol-Stream-Ill-590394. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Consumer Suggestion
(ic3)internetcrimes commission
AUTHOR: Nudist - (U.S.A.)
SUBMITTED: Saturday, April 10, 2010
POSTED: Saturday, April 10, 2010#2 Consumer Comment
What?
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Wednesday, April 07, 2010
POSTED: Wednesday, April 07, 2010I don't think your problem is that they put you into a "revolving" account. Your problem also seems not to be that you didn't read your paperwork closely enough, it seems more that you didn't read the paperwork at all.
Because if it was a 60 month loan, at $225 a month you are only paying a TOTAL of $13,500. Which if true would mean that not only are you getting 0% interest, they are paying you $1500 to take out a loan from them.
Not knowing what they "explained" to you verses what you "heard" is impossible to say exactly what is going on. So the only thing that may help you is that if you go back over the paperwork. If the paperwork you signed shows that if you paid $225 a month for 60 months it would pay off the loan, then you may have a vaild case.
But if that is not the case, you are probably going to have to pay off the loan for the term that you signed for. Depending on the interest rate and actual term it is very possible that you still owe around $14,000.
