Bernstien Ross & Associates Called Unknown and threatened to press charges of fraud Cheektowaga, New York

I recieved a call yesterday around 5pm (which is 7pm in New York) from an unknown number. They left a voice mail saying i need to contact them asap in regards to charges from maricopa county. I called back right away. They told me i had an outstanding debt from Checkmate, a loan company of $660.00. I do recall getting a loan out thier but not for 660 bucks. They said i can settle it for 360 if i payed $180 tomorrow and $180 on the 30th.
They told me if i do not cooraperate with this settlement and pay 180 TOMORROW then i will be taken to court and charged with conspiracy check fraud and maleshus intent to not pay back. They told me they work with the attornies that want to press charges against me. I asked what the company name was and they refused to tell me because of security reason. If its my account and im going to pay i think i should have the right to know who is trying to press charges against me.

Anyway, i asked what his name and title was. He said Mr. Miller and he was a paralegal. He couldnt even give me a full name. I asked if they can send me something in the email that breaks down the fees and everything since the amount was so high. He refused again and said he will send out a settlement letter. ????? Thats not what i asked for. They told me they were going to report this to the IRS for 1099 and then charge me with fraud. It sounds so fishy but i am still kind of worried. I dont mind paying it but this doesnt sound right.