Report: #199713

Complaint Review: Bowman Heintz Boscia and Vician

Submitted: Thu, July 06, 2006
Updated: Fri, July 07, 2006

Reported By: Nancy — Indianapolis Indiana U.S.A.

Bowman Heintz Boscia and Vician

8605 Broadway Merrillville, Indiana U.S.A.

Phone: 219-769-6671
Web:
Category: Attorneys & Legal Services

Bowman Heintz Boscia and Vician ripoff Merrillville Indiana

*Consumer Comment: My advice

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I have had the same problem as an earlier complaint that was posted on here. I made my initial payment of $300 and wanted $125 each month until my balance was paid in full. I cannot make such payments and I have tried to tell them that I DO have to pay rent and eat. They just won't listen. I've tried lowering the payment to $75 and they say that if I do not pay the $125 each month until the balance is paid that they will sue me. Is there anything that can be done about this????????????????????

Nancy
Indianapolis, Indiana
U.S.A.

This report was posted on Ripoff Report on 07/06/2006 01:28 PM and is a permanent record located here: http://www.ripoffreport.com/r/Bowman-Heintz-Boscia-and-Vician/Merrillville-Indiana-46410/Bowman-Heintz-Boscia-and-Vician-ripoff-Merrillville-Indiana-199713. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

My advice

AUTHOR: Timothy - (U.S.A.)

SUBMITTED: Friday, July 07, 2006

The first thing you can do is ignore idle threats. If you are sending them $75 per month, even if they won't agree to accept that amount, there is little chance that they will sue you. It costs them alot of money to sue you, and a successful lawsuit could end up netting them LESS than $75 per month. So send them $75 a month, along with a "cease and decist" letter the first month.

But what I find more effective with aggressive collectors is to send them a letter threatening that, if any more aggressive collection activities are undertaken (i.e. a lawsuit), you will divert the money you would be using to pay them towards a bankruptcy filing .

And remember, this is personal advice, not legal advice.

Best of luck!