- Report: #147421
Report - Rebuttal - Arbitrate
Complaint Review: Buckles And Buckles
Buckles And BucklesP.O Box 1150 Birmingham, Michigan U.S.A.
Buckles And Buckles Garnishing the Bank Account of a Struggling College Student ripoff Birmingham Michigan
*Consumer Comment: Still no ripoff by Buckles and Buckles... investigate further.
*Consumer Comment: Actually, NO, Robin, I didn't drop the ball
*Consumer Comment: Stephanie, are you confused and attempting to confuse others? This complaint is bogus and there is no rip-off by Buckles and Buckles
*Consumer Suggestion: Clarify your situation-one simple aspect that is unclear
*Consumer Comment: doing a little research of my own and taking your suggestions
*Consumer Comment: Garnishing your bank account for one missed payment two months ago? Whoa!
*Consumer Suggestion: Every check you use has your account information on it. Funny print at the bottom? MICR codes.
*Consumer Comment: Questions for Paul
*Consumer Suggestion: Why are you still paying on this 3 years later? Blow them idiots off once and for all.
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Three years ago, I made the mistake of opening a Discover Card. It was the worst credit card I ever had and I immediately got rid of it. I started paying it off and had been paying half of my paycheck (which for me is a lot, I don't make a lot and I've been in and out of the hospital).
Last month for circumstances beyond my control, my payment did not reach them, as I thought it had. Instead of sending me written notification, they went ahead and accepted my June payment but tried to garnish my bank account. My bank froze it so no one could take it, not even me.
There was no communication to me that I had missed a payment. There was no communication that they were going to go into my bank account. I don't see how this is legal.
By the way, it was the attorneys at Buckles And Buckles who did this, not Discover. They just have a terrible credit card and inept customer service workers. I would not advise anyone get a Discover card.
For anyone who knows anything about this, what can I do? How is it they can just take the little piece of money I have to live off and not even tell me first?
They also told me that even when they receive my payment on time for next month, they are still going to do the paper work necessary to get the money in my bank account which my bank froze.
This report was posted on Ripoff Report on 06/24/2005 03:49 PM and is a permanent record located here: http://www.ripoffreport.com/r/Buckles-And-Buckles/Birmingham-Michigan/Buckles-And-Buckles-Garnishing-the-Bank-Account-of-a-Struggling-College-Student-ripoff-Bir-147421. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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