• Report: #95122

Complaint Review: CAMCO

  • Submitted: Wed, June 16, 2004
  • Updated: Fri, June 18, 2004

  • Reported By:clinton Maryland
PO Box 5087 Rockford, Illinois U.S.A.

CAMCO Rip-off! They are calling me AND MY PARENTS! Rockford Illinois

*Consumer Suggestion: you need to contact The State of Maryland Immediately... trying to collect on a supposed debt from 1989

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I have been contacted by CAMCO several times about a credit card I had with Bank of America. I knew I paid the credit card off. They of course said it was never paid. I called Bank of America and had them fax me a letter stating that the debt has been paid in full. I also got a copy of the cleared check from my bank. They are now calling me saying that the credit card number doesn't match their system. They said I had another credit card. That is a LIE!

Now, they are calling my parent's asking for me and informing them of a debt I owe. THAT IS RIDICULOUS. I left a message for Mrs. Garcia at CAMCO to please stop calling my parents (I left the specific numbers) and to stop calling me period. I'm not going to pay them money that I don't owe at all.

After I left that message, she had the NERVE to call my parent's AGAIN. She gave my Mom her fax number to fax the letters AGAIN. She told my Mom she would remove the numbers from her database as soon as she received the faxes.


clinton, Maryland

This report was posted on Ripoff Report on 06/16/2004 12:25 PM and is a permanent record located here: http://www.ripoffreport.com/r/CAMCO/Rockford-Illinois/CAMCO-Rip-off-They-are-calling-me-AND-MY-PARENTS-Rockford-Illinois-95122. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Suggestion

you need to contact The State of Maryland Immediately... trying to collect on a supposed debt from 1989

AUTHOR: Chris - (U.S.A.)

I have read your report and I also live in Maryland and was harassed by these bottom scum feeders here is what I did.....I faxed a formal complaint of there activity of trying to collect on a supposed debt from 1989.

You can fax a formal complaint to
Commissioner of Financial Regulation- Complaint Division
Fax number: 1 410 3330475
Please include all details in the complaint and also include what remedy you are/will be expecting. Approximately 7 days later you will recieve a letter from them with who was assigned to the case...they will take care of these people and from my experience always get results, good luck

Also of even greater importance after filing with the State of Maryland via fax is to go to the www.ftc.gov website and do a "formal" complaint against them with all the details and by doing so will show the feds they are still doing business as usual after paying the fines a couple months back for their "illegal" practices.

I am including a copy of my original fax to the State of Maryland to show you. It includes my original contact via email with the Consumer Protection Division who directed me to the Financial Regs Office. The outcome for was they agreed they dont have any info to back up their claim of the supposed debt, agreed to never "resell" the account to anyone and ceased all collection activity and contact. I also checked all of my credit reports with Equifax, Experian, and Trans Union and ensured they had no inquiries on my reports .....make sure you check and include removal of any and all Credit Report Inquiries...if you go try for credit and they see "multiple" inquiries from these scumbags you wont get anything....thats why they do it multiple times to "ensure" everyone sees their name....

1/22/2004 11:49 AM FRa4:
Fax TO: 1 410 3330475

*** **** Road******, Md 21***


To: Commissioner of Financial Regulation- Complaint Division

FaxNumber: 1410333-0475

From: Christopher * Xxxx

Fax Number

Bus/ness Phone:

Home Phone: xxx-xxx-xxxx

Pages: 3

Date/T 1/22/2004 11:49:49 AM

Subject: Collection Agency harassing me.

They have run my credit illegally and continue to contact me after telling them to never contact me again by phone, mail or any other way. I want this stopped and all credit inquiries to Trans Union, Experian and Equifax removed immediately.

You may contact me by email if you need anything my email is chris********.net

1/22/2004 11:49 AM FRa4: Fax TO: 1 410 3330475 PAGE: 002 OF 003

Commissioner of Financial Regulation

Attention Complaint Unit

500 North Calvert Street, Suite 402

Baltimore, Maryland 21202

The company below called me again on this past Saturday the 17th and left a message again saying I need to contact Dale Smart regarding an urgent business matter that needs to be taken care of after I informed Mr Dale Smart on the 16th to never call my home again nor have any contact with me whatsoever. If you do a search on this company like the link below at the bottom you can see they are doing this all over the country and someone needs to put a stop to it.

I want this company to stop harassing me, calling me, don't mail me anything and to immediately remove all their improper and illegal credit inquiries to Trans Union, Experian, and Equifax. I am guessing you will need my social security number it is ***-**-****

Christopher ****

*** **** Road

****** Md 21***

Original Message

From: CPD Mediator [

Sent: Tuesday, January 20, 2004 8:41 AM

To: *******@****.net

Subject: Re:

Mr. **** Complaints against collection agencies are the jurisdiction of the Maryland

Division of Financial Regulation. You must file your complaint in writing.

Information about the agency and how to file the complaint can be found at

Thank you for contacting us.

Consumer Protection Division

Office of the Attorney General

200 St. Paul Place, 16th Floor

Baltimore, MD 21202

(410) 5288662

>>> Chris **** 01/16/04 03:17PM >>>

Afternoon today I had a voice message from a gentleman named Dale Smart from a corporation named CAMCO and to please call him today at 1 877 298 0845 extension 1453. I called him and he said he couldn't speak with me until I verified the last 4 digits of my social which he gave and I replied yes then he told me he had been working on an important business dealing that needed urgent attention today regarding Montgomery Wards (who is by the way bankrupt and been out of business for years) that I owed them a debt from the late 1980's early 1990's in the amount of approximately

330.00. I replied you have no reason to even be calling me that debt cant even be reported to the credit reporting companies and its already been written off many years ago. Then he said well sir the debt doesn't go away and we have run your credit reports and if you look our business

name will be on your credit report for inquiring, which others will see, so today we can settle if you pay 60 percent. I said I will never pay that debt and I will be calling the Attorney General to inform them you have run my credit illegally and are trying to collect etc. He then said well you need to pay your bill and I said don't ever call my house again etc.

Below is a link to info I found on the web when I entered the phone number the gentleman left on my voicemail, as you can see the stories are all the same. . .1 want a complaint filed against this rogue corporation and whatever else you can do to stop the calls, removal of all credit report inquiries etc this is bullcrap. Also when they call and leave a message they don't leave a company name just a number and extension and when you call the main number they don't say what the company is either, all they say is how can I direct your call, I asked who they were I was just forwarded to a generic voicemail telling me to leave a message along with a number that appears above my name in the letter I received. I never received any letter Mr Dale Smart ran my social security number to get my unlisted phone number and to start harassing.

I want it stopped and I want it stopped right now along with irimediate removal of all credit inquiries he made on my credit with Trans Union, Experian and Equifax which were improper and illegal.
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