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  • Report: #563712

Complaint Review: CASH CALL AKA CashCall, Inc.

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  • Submitted: Tue, February 02, 2010
  • Updated: Fri, March 05, 2010

  • Reported By: Irsomecust — riverside California United States of America
CASH CALL AKA CashCall, Inc.
1600 s douglass rd anaheim ca 92506 Internet United States of America

CASH CALL , CashCall, Inc. 70% interest is Ridiculous! harrsment calls Internet

*Consumer Comment: Cash Call Rip-Off Loans

*Author of original report: CASH CALL , CashCall, Inc. 70% interest is Ridiculous! harrsment calls Internet

*Consumer Comment: How?

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First off i have a 69% interest rate and its super hard to pay off the loan.  I got a $5,000.00 loan and my monthly payments are $294.00 but i ussually pay $300.00 or $400.00.  Some how my balance today is $5,025.00 how did that happen!!!!im not tying ot get out of it but if i can great becuase they dont deserve my hard earned money.


I also hate it that they ask me why i can pay what was the reason then after i tell then an axact date i can pay they still call me through out the week Geez!!!


This report was posted on Ripoff Report on 02/02/2010 05:44 PM and is a permanent record located here: http://www.ripoffreport.com/r/CASH-CALL-AKA-CashCall-Inc/internet/CASH-CALL-CashCall-Inc-70-interest-is-Ridiculous-harrsment-calls-Internet-563712. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
1Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Cash Call Rip-Off Loans

AUTHOR: MrTim - (United States of America)

Don't feel too bad there buddy...

Cash Call ripped me off way worse than what they got you for...

at the time when I signed up for one of their loans (June 2007)...

I was approved for $5000... at a whopping 59.95%...

I've paid back over $6000, and I still owe more than THREE TIMES this amount...

they have been hounding me constantly...

I just found my original agreement, and looked it over, much more carefully than I did when I 1st signed it...

after doing the math several times over, I'm finding thatthe interest rate I reluctantly agreed to, (59.95%) just didn't add up, no matter how I tried...

it looks like they're actually charging me 430% interest...

yes... FOUR HUNDRED AND THIRTY PERCENT INTEREST !

yet they're trying to tell me a $5000 loan at 59.95 % interest equals

a dollar amount of $16,503.47, then they added the $5000 to that figure, and say I owe a total of $21,503.47...

check my math, $21,503.47 is actually a little more than 430% of $5000

where does the 59.95% come from ?

 

 

 

 

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#2 Author of original report

CASH CALL , CashCall, Inc. 70% interest is Ridiculous! harrsment calls Internet

AUTHOR: Irsomecust - (United States of America)

That is the problem i get paid every other week on a certain day and i dont want to be automatically drafted for the payment this way there isnt an insufficient funds charge!  so i had to stop auto payments and had to pay on a different day when i get paid which was still before a due date which i dont get charge for the late fee, so this turns my due date to the first of the month with as for all of us is the rent due.  so dont try and be the smart ass and say i need to pay my payments on time!  as for all my other bills they gladly change my due date and are paid on time!  as for cash call they will not work with me on the due date!
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#3 Consumer Comment

How?

AUTHOR: Robert - (U.S.A.)

Some how my balance today is $5,025.00 how did that happen!

- I Think you answered your own question.

also hate it that they ask me why i can pay what was the reason then after i tell then an axact date i can pay they still call me through out the week Geez

- It appears you are paying late.  Because you are paying late you are being assessed additional interest.  Since it is a high interest rate(which they do disclose), that additional interest can add up very fast.  If you are late a lot and by several days it is very possible for your loan balance to increase.

If you paid it on time you would not find it that "super hard" to pay it off. 

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