- Report: #413506
Report - Rebuttal - Arbitrate
Complaint Review: CASHLAND FINANCIAL SRVS - Cashland - Cashamerica
CASHLAND FINANCIAL SRVS - Cashland - Cashamericahttp://www.cashamerica.com/cashland.aspx Nationwide U.S.A.
CASHLAND FINANCIAL SRVS - Cashland - Cashamerica Took much more money than they were owed Newark Ohio
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That would not work and I told them I was unable, they did not care and said if it was not paid, the checks would be sent to the bank. The checks were sent, I had $120 in the bank at the time. BOTH CHECKS BOUNCED, and after the bank got their fees, I had NO money left to live in.
They call and advise the checks bounced and said I needed to come in THAT DAY to pay them off, I told them I would be glad to make a payment, once I got paid again since I no longer had any cash and all they could suggest was that I go to another payday lending company and take out a loan to pay them, sorry, not doing that.
I got a call from the collections people, very rude and demanding that I pay, threated to garnish my next check (this has not made it to court yet) if I did not pay. I told them to be my guest and try. I offered a payment plan with them, the guy said he could do that, if I could pay $100 a week until the checks, fees and bounced check fees were paid off, roughly $400. I said I could not afford such and he said fine, we will get a garnishment and take your whole check.
Fast forward, after getting several threating calls at all hours of the day, sometimes 3-4 times a day, I demanded that they cease contact unless it was via US postal service. They did not cease so I changed my phone number and sent them a letter again offering a payment plan to settle this.
Finally I get served with court papers, they won a judgement in excess of $700 for a $200.00 loan.
I dont see how they can legally collect that much money, but the judge felt it was just.
This report was posted on Ripoff Report on 01/18/2009 09:44 AM and is a permanent record located here: http://www.ripoffreport.com/r/CASHLAND-FINANCIAL-SRVS-Cashland-Cashamerica/nationwide/CASHLAND-FINANCIAL-SRVS-Cashland-Cashamerica-Took-much-more-money-than-they-were-owed-413506. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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