On September 19 th 2007 I was sent a letter which informed me that Cavalry Portfolio Services , and the Anne Thomas Esq. Law firm of Hawthorne New York , placed a information subpeona with restraining Notice against my checking and savings account with Citizens Bank, Malone New York .
I never recieved a notice of judgement from the court. I never recieved a certified letter stating that I was pass due on a debt nor any form of communication from Cavalry Portfolio Services or any of thier representives.
I was informed in this letter that a Ms. Anne Thomas ,Esq. Thomas Law offices,PLLC 7 skyline Drive,1st floor,Hawthorne, New York 10532. Is the law firm representing Cavalry Portfolio in this matter, and directed to me to a telephone number provoided.
When I made contact I spoke to Kimberly who stated that she worked for the law firm she asked for my ssn: my home phone: and where I worked all of which she said she needed. I informed her that she had filed an action with the court and had made several entries on my credit report she already had that information and did not need me to provoide it to her.
She then informed me that they would be removing all the funds which were in the bank accounts and we should make settlement as soon as possible. I asked what was owed, she stated $2,283.00. I informed her that since she was taking all the money in the accounts we had no way to pay them our checking and savings were frozen. My employment checks are or were direct deposited. She stated that if we could come up a dollar amount that we could send out as soon as possible she might be able to convince thier client Cavalry Portfolio Services to accept a reasonable offer. When asked what was reasonable she stated 90/80 percent of the debt.
I then asked her to verifiy that I was the debtor she stated that they did not to verifiy anything. The fact they recieved a restraining order was enough to that it was me and that the burden of proof was on me. I am at a loss. When a collection agency can go into any court file a motion and with any verifiable proof take your money from your checking and savings account.. It seems more and more like we are living in a communistist country and not America, What ever happened to due process.
Moira, New York