- Report: #186835
Report - Rebuttal - Arbitrate
Complaint Review: CCA Credit - First National Credit
CCA Credit - First National CreditPO Box 46101 Las Vegas, Nevada U.S.A.
CCA Credit - First National Credit Phish Attempt / Mail Fraud / Credit Scam Las Vegas Nevada
*Consumer Comment: No way....
*UPDATE EX-employee responds: Not as bad as it seems
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The card promises a $6,500 in-house credit limit, complete with cash advances and the whole nine yards. Which, being that my credit is virtually non-existent, would be a wonderful thing. However, I never applied for such a card, and had no reason to believe that I would ever receive such a thing. Until now.
The fine print states that there is a $199 annual fee, whether or not you use the card, which is "waived" if you use it. It also states you can use it to order from their catalog, but no such catalog arrived... only the card and terms of payment.
I attempted to call the number provided, to find out how they obtained my information in the first place, but it is only an automated line and no operator answers... and I was not about to activate the blasted card, just to get the company to tell me more about themselves.
I cut the card up, and burned the confirmation number and "electronic signature" code they included. I would recommend doing this to anyone who gets such a letter, since there is no other way to protect yourself 100% from someone else getting the card and using it in your name, thus potentially ruining your credit.
If you don't want to take my word for it, Google the company (CCA credit were the keywords I used), and read what many, many others have said, and have BEEN saying since 2005. This "company" is bad news.
This report was posted on Ripoff Report on 04/15/2006 07:20 PM and is a permanent record located here: http://www.ripoffreport.com/r/CCA-Credit-First-National-Credit/Las-Vegas-Nevada-89114/CCA-Credit-First-National-Credit-Phish-Attempt-Mail-Fraud-Credit-Scam-Las-Vegas-Neva-186835. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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