I'm a college student and I need some money.
So I just got an URGENT APPROVED credit thing in the mail from Merchant Card for $6,500 and No Interest EVER. (LOL) And I just activated it an hour ago. There was a plastic card that looked EXACTLY like a credit card in the envelope.
The card had the yellow activation sticker, 16-digit account number, and exp date with my name on it! One thing I didn't look at was the bottom right corner for some kind of authentic logo: VISA, MasterCard, American Express, Discover, etc.
I just didn't feel right after activacting it because the guy I was talking to, Kenneth, was probably the dumbest guy in the world.
Do you have a website? I asked.
Umm, hold on please, Sir, he responded.
But he didn't put me on hold, he just blatantly asked his coworker, Do we have a website?
And throughout the activation process, he explains, We're going to send you a card in the mail.
Wait, you're going to send me a card? I thought you already did. What am I going to do with the one I have here that you already sent? I asked.
When I was asking questions throughout the whole activation process he seemed very uneasy, agitated, and defensive for no reason at all. I was speaking normally.
SIR he said as he became all flustered, We'll go through any questions after the activation process, so I stopped him immediately and I asked him again very sternly and he calmed down a bit. He, once again, had to ask a coworker for the answer to that question. It seemed like a simple question to me.
The entire time, Kenneth was talking to me as if he were reading something. Oh wait, it was as if he were TRYING to read something; he couldn't read for s**t! He sounded like one of those kids reading in class that you just want to shut up because he can't read.
I, for some reason, decided to give him my social security number, banking routing number, etc. (Please, spare me the pity. I know. It was stupid.) So he finally asked me for my e-mail address. I gave it to him, I said at g-mail dot com.
You mean that a with the circle around it? He asked.
Wow, this guy is so dumb. I thought to myself.
So he asked a coworker (again!) for help. How do you get that a with the circle around it?
I can hear people in the background, etc. so I interrupted him and said Shift 2 very clearly.
Thank you, sir, he laughed.
Yeah, whatever, I'm thinking to myself.
He was getting so much help from his coworkers (with my questions) that I even heard a man in the background say Do you want me to talk to him?
Kenneth, with a sudden colloquial change of tone, Naw man, I got this!
So after the Congratulations, Sir, You're Credit Card Has Been Activated speech, I heard his coworkers applauding! I couldn't believe my ears. I just felt very dumb after we hung up and I decided to research this bank online, and then I found this website.
Luckily, he said that I have another week to cancel the activation AND that is written on the letter I got in the mail. I am definitely going to cancel activation ASAP (like as soon as they open tomorrow) as well as notify my bank of this fraudulent transaction.
Hopefully all of my money will be safe.
So the moral of the story: They suck. I hope they all get the flu or go to Hell because what they are doing is just evil.
I will never make a mistake like this again for the rest of my life!