cMy mother is 63, and called to "activate" this "credit card" in January 2003. She doesn't read well, and didn't understand the smooth talker from CCA. She had no idea that it was a "credit card" for their products only. She kept waiting for them to send her a Visa. She understood that they wanted a one time processing fee of 39.99, and for that, they wanted to do a check by phone. She agreed and gave them her checking account numbers.
In February, she had a heart attack and open heart surgery. My husband and I took our children from Florida (where we live) to West Virginia to see her in the hospital since she wasn't doing well. She lives by herself, and the family was concerned about what would happen after she was discharged from the hospital. The decision was made that she would come to Florida to stay with us. I had her mail and bank statements forwarded and was shocked to discover that CCA electronically has debited from her checking account the following:
4/5 99.00 (yes, twice in ONE DAY!)
5/5 19.95 (gee, this is different, but the same date as above)
For total of $519.95 ! She got NOTHING from them, not even a catalog, or a letter to say, ha, we screwed you!
The worst is, she is on disability/fixed income, and only gets $552.00 a month to live on. These debits (especially in one day for $198, caused other checks to bounce with bank fees!
I got on the internet today to look for a web site for them with a REAL phone number, since no one answered the 800 number for weeks. These Rip-Off Reports were the 1st thing to pop up.I can't believe with so many they are not in jail!
I know this sounds like a horror story, but every word is true about CCA, the money they took, my mom being sick, and her low fixed income.
PLEASE, we will go public and I really need help getting her money back!
Weirton, West Virginia