- Report: #74858
Report - Rebuttal - Arbitrate
Complaint Review: CCS Checkcare Systems
CCS Checkcare SystemsP.O.Box 21546 Concord, California U.S.A.
CCS Checkcare Systems Check Care Enterprises forgers stealing from bank account(s) Concord California
*UPDATE EX-employee responds: POS
*Consumer Comment: I agree, but why do you ask that people not tip the delivery driver?
We all know that I was charged by my bank for this 'service', amusingly, $20.00(kindly reversed due to these cretins, thanks Educational Employees Credit Union). And, of course, the payee has a fee also, $25.00.
Ya with me so far? I goofed, I pay the piper, I'm not a virgin to this lube job. Now comes the interesting part, the check was presented again on 11-7-2003 and cleared. This does not eradicate my incurred debt for the dishonoring of the initial return of the instrument, right? I mean, legally, I still need to send them funds to cover this charge.
On 11-17-2003 Checkcare Systems submitted a physical check, not an ACH transaction, with a signature on it to my financial institution for $25.00.
Excuse me, but I did not authorize this instrument to be drawn on my EECU account. CCS representatives have claimed in telephone conversations that I 'authorized' this check because of a notice posted at an electronic terminal and/or counter in the Pizza Hut location. I have never been to the Pizza Hut location in question, and only know the general location. The delivery driver gave me no notice, nor did I get a receipt. As an aside, I never saw the Pizza Hut representative as my daughter remitted the payment. Also, If I had not included a tip the check would have cleared!
A dunning letter from CCS includes the statement, "We can draft unpaid balances due from your checking account. This can cause an untimely transaction on your checking account and unnecessary fees."
I strongly feel I did not receive effective notice that I was authorizing such an action. It is my position that this firm FRAUDULENTLY and ILLEGALLY accessed my account at my credit union. I do not dispute the debt, but rather the bogus check.
I invite opinion from legal experts. This is a blatant opportunity for a good legal beagle to generate mucho billable hours on a class action suit. The monetary amount here is negligible in bankings scheme of things, but this issue is a many headed monster.
I recommend others avoid patronizing PIZZA HUT for being party to this chicanery. If you do, don't tip the delivery person.
Hey, CCS, bitemeiamtoxic.
This report was posted on Ripoff Report on 12/12/2003 12:10 PM and is a permanent record located here: http://www.ripoffreport.com/r/CCS-Checkcare-Systems/Concord-California-94521-0546/CCS-Checkcare-Systems-Check-Care-Enterprises-forgers-stealing-from-bank-accounts-Concord-74858. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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